# 5138 Watermead Lane, Belmont, NC 28012 > **TL;DR:** 4bd/4ba single family, $1,025,000 ($258/sqft), built 2012, 3,978 sqft. > Fireplace, View, A/C, 2-car garage. Est. $6,829/mo. Listed 164 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $1,025,000 | | Price/sqft | $258 | | Bedrooms | 4 | | Bathrooms | 3 full, 1 half | | Square Feet | 3,978 | | Year Built | 2012 | | Lot Size | 23,522 sqft (0.54 acres) | | Stories | 2 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 164 | ## Why This Home Stands Out - **Views** - Water ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $5,183 | | Estimated Insurance | $299 | | HOA | $1,347 | | **Total** | **$6,829** | ## Nearby Schools - **Elementary:** Belmont Central - **Middle:** Belmont - **High:** South Point (NC) ## Key Amenities - Fireplace - View - A/C - 2-car garage ## Property Highlights - Built in 2012 - 0.54 acre lot - 2 stories - Fireplace ## Description ### Agent Description NEW MARKET PRICE! This home can't be built where it's marketed, so why wait when you can move in now! Welcome to your next home, beautifully situated on a 0.54-acre lot with water views from the back. This walkout basement home is located in the gated community of Reflection Pointe on Lake Wylie. Step through the striking, custom-designed Clark metal arched door into a warm and inviting two-story foyer, where beautiful Terracotta French tiles flow seamlessly into the kitchen, breakfast area, and back entry. Upon entry, to your left sits a formal dining room, while to your right, a cozy sitting room/den features elegant built-in cabinetry, both with walnut hardwood floors. Perfect for entertaining, the gourmet kitchen boasts cherry cabinetry with self-closing drawers, granite countertops, and Travertine tile backsplash with slate inserts on the cooktop wall. The center of the kitchen has a copper pot hanger over a baking table, and a large island with a sink and breakfast bar, great for entertaining. Stainless steel appliances, including a refrigerator, a five-burner cooktop with a copper range hood, a dishwasher, and a double-wall oven, enhance the kitchen's feel. The breakfast area also connects back to the sitting/den via a butler's pantry, complete with soapstone countertops, stone tile backsplash, a sink, a wine refrigerator, and a half-bath. Moving into the heart of the home, the layout opens into an expansive floor plan with seven-inch-wide, multi-length walnut hardwood floors that flow across the family room. The family room centers around a cozy fireplace and offers picturesque outdoor views with direct access to the back deck. For ultimate relaxation, the main-level primary suite features walnut hardwood floors, a primary bathroom with travertine-tiled floors, split vanities, marble countertops, cherry cabinetry, a soaking tub, and a spacious walk-in closet with custom built-ins. The laundry is conveniently located in the back-entry mudroom, featuring cherry cabinets with soapstone countertops, a stone-and-copper tile backsplash, and a sink. Upstairs, you will find two additional bedrooms, a Jack-and-Jill bath, and an unfinished 300-square-foot space over the garage, ripe for conversion. The walkout lower level adds tremendous value, offering a massive recreation room with a wet bar, a fourth bedroom, and a full bath. The unfinished workshop and storage areas offer excellent potential for conversion into additional heated living space. Enjoy the expansive fenced backyard with a stone water feature, low-maintenance astroturf, seasonal waterviews, and additional area for possible pool or expanded green space. The side facing the two-car garage is also wired for electric vehicles. The community amenities, fountained ponds, recreation field, and marina area with lake access are why you will find this to be one of Belmont's finest communities! ## Location - **Address:** 5138 Watermead Lane, Belmont, NC 28012 - **County:** Gaston - **Neighborhood:** Reflection Pointe - **Coordinates:** 35.153261, -81.025157 - **Google Maps:** https://www.google.com/maps?q=35.153261,-81.025157 ## Virtual Tour & Media - **Video Tour:** https://paul-bosko-photography-video.aryeo.com/videos/019e5a15-59fa-71f5-841b-33bb5e9006cb ## Listing Agent - **Name:** Jeff Moll - **Brokerage:** Keller Williams Ballantyne Area - **Broker Phone:** (704) 887-6600 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/5138-Watermead-Ln_Belmont_NC_28012_M68121-14818?f=listhub&s=CMLSNC&m=4382710&c=propsimple) ## Photos ![5138 Watermead Lane - Photo 1](http://lh.rdcpix.com/caf7bd2966a0fd8936e75f238a388897l-f2759968569r.jpg) ![5138 Watermead Lane - Photo 2](http://lh.rdcpix.com/caf7bd2966a0fd8936e75f238a388897l-f1882510711r.jpg) ![5138 Watermead Lane - Photo 3](http://lh.rdcpix.com/caf7bd2966a0fd8936e75f238a388897l-f2452988542r.jpg) ![5138 Watermead Lane - Photo 4](http://lh.rdcpix.com/caf7bd2966a0fd8936e75f238a388897l-f3513050857r.jpg) ![5138 Watermead Lane - Photo 5](http://lh.rdcpix.com/caf7bd2966a0fd8936e75f238a388897l-f3362121521r.jpg) ![5138 Watermead Lane - Photo 6](http://lh.rdcpix.com/caf7bd2966a0fd8936e75f238a388897l-f4159279756r.jpg) ![5138 Watermead Lane - Photo 7](http://lh.rdcpix.com/caf7bd2966a0fd8936e75f238a388897l-f559484052r.jpg) ![5138 Watermead Lane - Photo 8](http://lh.rdcpix.com/caf7bd2966a0fd8936e75f238a388897l-f3341352161r.jpg) ![5138 Watermead Lane - Photo 9](http://lh.rdcpix.com/caf7bd2966a0fd8936e75f238a388897l-f1880617117r.jpg) ![5138 Watermead Lane - Photo 10](http://lh.rdcpix.com/caf7bd2966a0fd8936e75f238a388897l-f53419692r.jpg) ![5138 Watermead Lane - Photo 11](http://lh.rdcpix.com/caf7bd2966a0fd8936e75f238a388897l-f224470521r.jpg) ![5138 Watermead Lane - Photo 12](http://lh.rdcpix.com/caf7bd2966a0fd8936e75f238a388897l-f1649167542r.jpg) ![5138 Watermead Lane - Photo 13](http://lh.rdcpix.com/caf7bd2966a0fd8936e75f238a388897l-f4247747544r.jpg) ![5138 Watermead Lane - Photo 14](http://lh.rdcpix.com/caf7bd2966a0fd8936e75f238a388897l-f3772013862r.jpg) ![5138 Watermead Lane - Photo 15](http://lh.rdcpix.com/caf7bd2966a0fd8936e75f238a388897l-f1579671562r.jpg) ![5138 Watermead Lane - Photo 16](http://lh.rdcpix.com/caf7bd2966a0fd8936e75f238a388897l-f3252692317r.jpg) ![5138 Watermead Lane - Photo 17](http://lh.rdcpix.com/caf7bd2966a0fd8936e75f238a388897l-f3674683539r.jpg) ![5138 Watermead Lane - Photo 18](http://lh.rdcpix.com/caf7bd2966a0fd8936e75f238a388897l-f3438334275r.jpg) ![5138 Watermead Lane - Photo 19](http://lh.rdcpix.com/caf7bd2966a0fd8936e75f238a388897l-f242856807r.jpg) ![5138 Watermead Lane - Photo 20](http://lh.rdcpix.com/caf7bd2966a0fd8936e75f238a388897l-f3280613578r.jpg) ![5138 Watermead Lane - Photo 21](http://lh.rdcpix.com/caf7bd2966a0fd8936e75f238a388897l-f4188206164r.jpg) ![5138 Watermead Lane - Photo 22](http://lh.rdcpix.com/caf7bd2966a0fd8936e75f238a388897l-f1341319953r.jpg) ![5138 Watermead Lane - Photo 23](http://lh.rdcpix.com/caf7bd2966a0fd8936e75f238a388897l-f3227182897r.jpg) ![5138 Watermead Lane - Photo 24](http://lh.rdcpix.com/caf7bd2966a0fd8936e75f238a388897l-f1719870886r.jpg) ![5138 Watermead Lane - Photo 25](http://lh.rdcpix.com/caf7bd2966a0fd8936e75f238a388897l-f2165964515r.jpg) ![5138 Watermead Lane - Photo 26](http://lh.rdcpix.com/caf7bd2966a0fd8936e75f238a388897l-f70548114r.jpg) ![5138 Watermead Lane - Photo 27](http://lh.rdcpix.com/caf7bd2966a0fd8936e75f238a388897l-f3487976463r.jpg) ![5138 Watermead Lane - Photo 28](http://lh.rdcpix.com/caf7bd2966a0fd8936e75f238a388897l-f3249596469r.jpg) ![5138 Watermead Lane - Photo 29](http://lh.rdcpix.com/caf7bd2966a0fd8936e75f238a388897l-f1854675132r.jpg) ![5138 Watermead Lane - Photo 30](http://lh.rdcpix.com/caf7bd2966a0fd8936e75f238a388897l-f767615647r.jpg) ![5138 Watermead Lane - Photo 31](http://lh.rdcpix.com/caf7bd2966a0fd8936e75f238a388897l-f1678828600r.jpg) ![5138 Watermead Lane - Photo 32](http://lh.rdcpix.com/caf7bd2966a0fd8936e75f238a388897l-f3682824968r.jpg) ![5138 Watermead Lane - Photo 33](http://lh.rdcpix.com/caf7bd2966a0fd8936e75f238a388897l-f2555771169r.jpg) ![5138 Watermead Lane - Photo 34](http://lh.rdcpix.com/caf7bd2966a0fd8936e75f238a388897l-f1640352154r.jpg) ![5138 Watermead Lane - Photo 35](http://lh.rdcpix.com/caf7bd2966a0fd8936e75f238a388897l-f2466696561r.jpg) ![5138 Watermead Lane - Photo 36](http://lh.rdcpix.com/caf7bd2966a0fd8936e75f238a388897l-f3531113068r.jpg) ![5138 Watermead Lane - Photo 37](http://lh.rdcpix.com/caf7bd2966a0fd8936e75f238a388897l-f1675092467r.jpg) ![5138 Watermead Lane - Photo 38](http://lh.rdcpix.com/caf7bd2966a0fd8936e75f238a388897l-f2884209817r.jpg) ![5138 Watermead Lane - Photo 39](http://lh.rdcpix.com/caf7bd2966a0fd8936e75f238a388897l-f1585851635r.jpg) ![5138 Watermead Lane - Photo 40](http://lh.rdcpix.com/caf7bd2966a0fd8936e75f238a388897l-f1140968990r.jpg) ![5138 Watermead Lane - Photo 41](http://lh.rdcpix.com/caf7bd2966a0fd8936e75f238a388897l-f2949528616r.jpg) ![5138 Watermead Lane - Photo 42](http://lh.rdcpix.com/caf7bd2966a0fd8936e75f238a388897l-f1674751335r.jpg) ![5138 Watermead Lane - Photo 43](http://lh.rdcpix.com/caf7bd2966a0fd8936e75f238a388897l-f445827806r.jpg) ![5138 Watermead Lane - Photo 44](http://lh.rdcpix.com/caf7bd2966a0fd8936e75f238a388897l-f3440385450r.jpg) ![5138 Watermead Lane - Photo 45](http://lh.rdcpix.com/caf7bd2966a0fd8936e75f238a388897l-f1232256960r.jpg) ![5138 Watermead Lane - Photo 46](http://lh.rdcpix.com/caf7bd2966a0fd8936e75f238a388897l-f2002337650r.jpg) ![5138 Watermead Lane - Photo 47](http://lh.rdcpix.com/caf7bd2966a0fd8936e75f238a388897l-f1207000551r.jpg) ![5138 Watermead Lane - Photo 48](http://lh.rdcpix.com/caf7bd2966a0fd8936e75f238a388897l-f3067034906r.jpg) --- **MLS#:** 4382710 | **Updated:** 2026-10-31 **Source:** listhub *Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/5138-watermead-lane-belmont-nc-28012-8b02465e365a4f3ea6f438f6a3ea4c98) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/5138-watermead-lane-belmont-nc-28012-8b02465e365a4f3ea6f438f6a3ea4c98#listing", "url": "https://staging.propertysimple.ai/listing/5138-watermead-lane-belmont-nc-28012-8b02465e365a4f3ea6f438f6a3ea4c98", "name": "5138 Watermead Lane, Belmont, NC 28012", "description": "NEW MARKET PRICE! This home can't be built where it's marketed, so why wait when you can move in now! Welcome to your next home, beautifully situated on a 0.54-acre lot with water views from the back. This walkout basement home is located in the gated community of Reflection Pointe on Lake Wylie. Step through the striking, custom-designed Clark metal arched door into a warm and inviting two-story foyer, where beautiful Terracotta French tiles flow seamlessly into the kitchen, breakfast area, and back entry. Upon entry, to your left sits a formal dining room, while to your right, a cozy sitting room/den features elegant built-in cabinetry, both with walnut hardwood floors. Perfect for entertaining, the gourmet kitchen boasts cherry cabinetry with self-closing drawers, granite countertops, and Travertine tile backsplash with slate inserts on the cooktop wall. The center of the kitchen has a copper pot hanger over a baking table, and a large island with a sink and breakfast bar, great for entertaining. Stainless steel appliances, including a refrigerator, a five-burner cooktop with a copper range hood, a dishwasher, and a double-wall oven, enhance the kitchen's feel. 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