514 FRANCIS NICHOLSON Way, Annapolis, MD 21401

Assumable VA loan at 5.375% for a VA-eligible buyer able to substitute entitlement. Minutes from downtown Annapolis and the Naval Academy, this end-unit, four-level home in Coveted Tidewater Colony makes an ideal second home for visits to the Academy, a strong first purchase, or a low-maintenance option for anyone looking to downsize without giving up space.

End Unit Offering 4 bedrooms, 3.5 baths and approximately 2,395 finished square feet and 2 assigned parking spaces. The main level has a bright open floor plan with vaulted ceilings, a gas fireplace and an updated eat-in kitchen that opens to the dining room.

Spacious living area with a cozy gas fireplace. Leading to a deck area, perfect for easy entertaining. Upstairs, the primary bedroom includes a walk-in closet and a primary bath with a soaking tub, separate walk-in shower, dual vanity along with a huge loft!

. The loft on the top level works well as an office, studio or play space. Upper level is complete with 2 additional bedrooms and another full bathroom. The fully finished walkout lower level adds a fourth bedroom, or 2nd living area, a full bath, a room for an office or another flex space and your laundry area.

The home also has hardwood and luxury vinyl plank flooring, crown molding and recessed lighting. Community amenities include an outdoor pool, tennis courts, walking and bike trails, a playground and a community room. Condo/ HOA fee covers insurance, amenities, common area maintenance, snow removal and trash.