# 514 FRANCIS NICHOLSON Way, Annapolis, MD 21401 > **TL;DR:** 4bd/4ba condo, $525,000 ($219/sqft), built 1995, 2,395 sqft. > Fireplace, A/C. Est. $2,978/mo. Listed 4 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $525,000 | | Price/sqft | $219 | | Bedrooms | 4 | | Bathrooms | 3 full, 1 half | | Square Feet | 2,395 | | Year Built | 1995 | | Stories | 4 | | Property Type | Condo (Condominium) | | Status | Active | | Days on Market | 4 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,655 | | Estimated Insurance | $153 | | HOA | $170 | | **Total** | **$2,978** | ## Key Amenities - Fireplace - A/C ## Property Highlights - Built in 1995 - 4 stories - 2 parking spaces - Fireplace ## Description ### Agent Description Assumable VA loan at 5.375% for a VA-eligible buyer able to substitute entitlement. Minutes from downtown Annapolis and the Naval Academy, this end-unit, four-level home in Coveted Tidewater Colony makes an ideal second home for visits to the Academy, a strong first purchase, or a low-maintenance option for anyone looking to downsize without giving up space. End Unit Offering 4 bedrooms, 3.5 baths and approximately 2,395 finished square feet and 2 assigned parking spaces. The main level has a bright open floor plan with vaulted ceilings, a gas fireplace and an updated eat-in kitchen that opens to the dining room. Spacious living area with a cozy gas fireplace. Leading to a deck area, perfect for easy entertaining. Upstairs, the primary bedroom includes a walk-in closet and a primary bath with a soaking tub, separate walk-in shower, dual vanity along with a huge loft! . The loft on the top level works well as an office, studio or play space. Upper level is complete with 2 additional bedrooms and another full bathroom. The fully finished walkout lower level adds a fourth bedroom, or 2nd living area, a full bath, a room for an office or another flex space and your laundry area. The home also has hardwood and luxury vinyl plank flooring, crown molding and recessed lighting. Community amenities include an outdoor pool, tennis courts, walking and bike trails, a playground and a community room. Condo/ HOA fee covers insurance, amenities, common area maintenance, snow removal and trash. ## Location - **Address:** 514 FRANCIS NICHOLSON Way, Annapolis, MD 21401 - **County:** ANNE ARUNDEL - **Neighborhood:** TIDEWATER TOWNS - **Coordinates:** 38.99526, -76.52053 - **Google Maps:** https://www.google.com/maps?q=38.99526,-76.52053 ## Virtual Tour & Media - **Video Tour:** https://player.vimeo.com/video/1238878989?byline=0&title=0&owner=0&name=0&logos=0&profile=0&profilepicture=0&vimeologo=0&portrait=0 ## Listing Agent - **Name:** Sarah E Garza · **License:** 646621 - **Brokerage:** Compass - **Broker Phone:** (202) 491-1275 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/514-Francis-Nicholson-Way_Annapolis_MD_21401_M69757-68740?f=listhub&s=TRENDPA&m=MDAA2159888&c=propsimple) ## Photos ![514 FRANCIS NICHOLSON Way - Photo 1](http://lh.rdcpix.com/d3dc9049994f2adb02b6458a41c578dbl-f327265782r.jpg) ![514 FRANCIS NICHOLSON Way - Photo 2](http://lh.rdcpix.com/d3dc9049994f2adb02b6458a41c578dbl-f1491462582r.jpg) ![514 FRANCIS NICHOLSON Way - Photo 3](http://lh.rdcpix.com/d3dc9049994f2adb02b6458a41c578dbl-f1119424200r.jpg) ![514 FRANCIS NICHOLSON Way - Photo 4](http://lh.rdcpix.com/d3dc9049994f2adb02b6458a41c578dbl-f1739297457r.jpg) ![514 FRANCIS NICHOLSON Way - Photo 5](http://lh.rdcpix.com/d3dc9049994f2adb02b6458a41c578dbl-f3410855766r.jpg) ![514 FRANCIS NICHOLSON Way - Photo 6](http://lh.rdcpix.com/d3dc9049994f2adb02b6458a41c578dbl-f3219999442r.jpg) ![514 FRANCIS NICHOLSON Way - Photo 7](http://lh.rdcpix.com/d3dc9049994f2adb02b6458a41c578dbl-f2704065046r.jpg) ![514 FRANCIS NICHOLSON Way - Photo 8](http://lh.rdcpix.com/d3dc9049994f2adb02b6458a41c578dbl-f2131673429r.jpg) ![514 FRANCIS NICHOLSON Way - Photo 9](http://lh.rdcpix.com/d3dc9049994f2adb02b6458a41c578dbl-f749669044r.jpg) ![514 FRANCIS NICHOLSON Way - Photo 10](http://lh.rdcpix.com/d3dc9049994f2adb02b6458a41c578dbl-f51356648r.jpg) ![514 FRANCIS NICHOLSON Way - Photo 11](http://lh.rdcpix.com/d3dc9049994f2adb02b6458a41c578dbl-f291563551r.jpg) ![514 FRANCIS NICHOLSON Way - Photo 12](http://lh.rdcpix.com/d3dc9049994f2adb02b6458a41c578dbl-f1434733939r.jpg) ![514 FRANCIS NICHOLSON Way - Photo 13](http://lh.rdcpix.com/d3dc9049994f2adb02b6458a41c578dbl-f2816004435r.jpg) ![514 FRANCIS NICHOLSON Way - Photo 14](http://lh.rdcpix.com/d3dc9049994f2adb02b6458a41c578dbl-f2875988232r.jpg) ![514 FRANCIS NICHOLSON Way - Photo 15](http://lh.rdcpix.com/d3dc9049994f2adb02b6458a41c578dbl-f3613891058r.jpg) ![514 FRANCIS NICHOLSON Way - Photo 16](http://lh.rdcpix.com/d3dc9049994f2adb02b6458a41c578dbl-f3215562701r.jpg) ![514 FRANCIS NICHOLSON Way - Photo 17](http://lh.rdcpix.com/d3dc9049994f2adb02b6458a41c578dbl-f1573565715r.jpg) ![514 FRANCIS NICHOLSON Way - Photo 18](http://lh.rdcpix.com/d3dc9049994f2adb02b6458a41c578dbl-f2911328380r.jpg) ![514 FRANCIS NICHOLSON Way - Photo 19](http://lh.rdcpix.com/d3dc9049994f2adb02b6458a41c578dbl-f4072095803r.jpg) ![514 FRANCIS NICHOLSON Way - Photo 20](http://lh.rdcpix.com/d3dc9049994f2adb02b6458a41c578dbl-f3444529208r.jpg) ![514 FRANCIS NICHOLSON Way - Photo 21](http://lh.rdcpix.com/d3dc9049994f2adb02b6458a41c578dbl-f2316904169r.jpg) ![514 FRANCIS NICHOLSON Way - Photo 22](http://lh.rdcpix.com/d3dc9049994f2adb02b6458a41c578dbl-f2014452927r.jpg) ![514 FRANCIS NICHOLSON Way - Photo 23](http://lh.rdcpix.com/d3dc9049994f2adb02b6458a41c578dbl-f690990995r.jpg) ![514 FRANCIS NICHOLSON Way - Photo 24](http://lh.rdcpix.com/d3dc9049994f2adb02b6458a41c578dbl-f406959410r.jpg) ![514 FRANCIS NICHOLSON Way - Photo 25](http://lh.rdcpix.com/d3dc9049994f2adb02b6458a41c578dbl-f1663038226r.jpg) ![514 FRANCIS NICHOLSON Way - Photo 26](http://lh.rdcpix.com/d3dc9049994f2adb02b6458a41c578dbl-f1558627136r.jpg) ![514 FRANCIS NICHOLSON Way - Photo 27](http://lh.rdcpix.com/d3dc9049994f2adb02b6458a41c578dbl-f588969574r.jpg) ![514 FRANCIS NICHOLSON Way - Photo 28](http://lh.rdcpix.com/d3dc9049994f2adb02b6458a41c578dbl-f2466256327r.jpg) ![514 FRANCIS NICHOLSON Way - Photo 29](http://lh.rdcpix.com/d3dc9049994f2adb02b6458a41c578dbl-f552436365r.jpg) ![514 FRANCIS NICHOLSON Way - Photo 30](http://lh.rdcpix.com/d3dc9049994f2adb02b6458a41c578dbl-f3379260191r.jpg) ![514 FRANCIS NICHOLSON Way - Photo 31](http://lh.rdcpix.com/d3dc9049994f2adb02b6458a41c578dbl-f1264092682r.jpg) ![514 FRANCIS NICHOLSON Way - Photo 32](http://lh.rdcpix.com/d3dc9049994f2adb02b6458a41c578dbl-f1626270409r.jpg) ![514 FRANCIS NICHOLSON Way - Photo 33](http://lh.rdcpix.com/d3dc9049994f2adb02b6458a41c578dbl-f937599068r.jpg) ![514 FRANCIS NICHOLSON Way - Photo 34](http://lh.rdcpix.com/d3dc9049994f2adb02b6458a41c578dbl-f2449816047r.jpg) ![514 FRANCIS NICHOLSON Way - Photo 35](http://lh.rdcpix.com/d3dc9049994f2adb02b6458a41c578dbl-f373557139r.jpg) ![514 FRANCIS NICHOLSON Way - Photo 36](http://lh.rdcpix.com/d3dc9049994f2adb02b6458a41c578dbl-f3848296452r.jpg) ![514 FRANCIS NICHOLSON Way - Photo 37](http://lh.rdcpix.com/d3dc9049994f2adb02b6458a41c578dbl-f1089468487r.jpg) ![514 FRANCIS NICHOLSON Way - Photo 38](http://lh.rdcpix.com/d3dc9049994f2adb02b6458a41c578dbl-f2596365432r.jpg) ![514 FRANCIS NICHOLSON Way - Photo 39](http://lh.rdcpix.com/d3dc9049994f2adb02b6458a41c578dbl-f1315118170r.jpg) ![514 FRANCIS NICHOLSON Way - Photo 40](http://lh.rdcpix.com/d3dc9049994f2adb02b6458a41c578dbl-f2025956982r.jpg) ![514 FRANCIS NICHOLSON Way - Photo 41](http://lh.rdcpix.com/d3dc9049994f2adb02b6458a41c578dbl-f1786073996r.jpg) ![514 FRANCIS NICHOLSON Way - Photo 42](http://lh.rdcpix.com/d3dc9049994f2adb02b6458a41c578dbl-f3379270506r.jpg) ![514 FRANCIS NICHOLSON Way - Photo 43](http://lh.rdcpix.com/d3dc9049994f2adb02b6458a41c578dbl-f1298622031r.jpg) ![514 FRANCIS NICHOLSON Way - Photo 44](http://lh.rdcpix.com/d3dc9049994f2adb02b6458a41c578dbl-f2782515840r.jpg) ![514 FRANCIS NICHOLSON Way - Photo 45](http://lh.rdcpix.com/d3dc9049994f2adb02b6458a41c578dbl-f409037057r.jpg) ![514 FRANCIS NICHOLSON Way - Photo 46](http://lh.rdcpix.com/d3dc9049994f2adb02b6458a41c578dbl-f49467586r.jpg) ![514 FRANCIS NICHOLSON Way - Photo 47](http://lh.rdcpix.com/d3dc9049994f2adb02b6458a41c578dbl-f3642463905r.jpg) ![514 FRANCIS NICHOLSON Way - Photo 48](http://lh.rdcpix.com/d3dc9049994f2adb02b6458a41c578dbl-f2971517506r.jpg) ![514 FRANCIS NICHOLSON Way - Photo 49](http://lh.rdcpix.com/d3dc9049994f2adb02b6458a41c578dbl-f3910918625r.jpg) ![514 FRANCIS NICHOLSON Way - Photo 50](http://lh.rdcpix.com/d3dc9049994f2adb02b6458a41c578dbl-f643151861r.jpg) ![514 FRANCIS NICHOLSON Way - Photo 51](http://lh.rdcpix.com/d3dc9049994f2adb02b6458a41c578dbl-f3487084655r.jpg) ![514 FRANCIS NICHOLSON Way - Photo 52](http://lh.rdcpix.com/d3dc9049994f2adb02b6458a41c578dbl-f4044794636r.jpg) ![514 FRANCIS NICHOLSON Way - Photo 53](http://lh.rdcpix.com/d3dc9049994f2adb02b6458a41c578dbl-f1733894470r.jpg) ![514 FRANCIS NICHOLSON Way - Photo 54](http://lh.rdcpix.com/d3dc9049994f2adb02b6458a41c578dbl-f3757541299r.jpg) ![514 FRANCIS NICHOLSON Way - Photo 55](http://lh.rdcpix.com/d3dc9049994f2adb02b6458a41c578dbl-f3612351604r.jpg) ![514 FRANCIS NICHOLSON Way - Photo 56](http://lh.rdcpix.com/d3dc9049994f2adb02b6458a41c578dbl-f38396291r.jpg) ![514 FRANCIS NICHOLSON Way - Photo 57](http://lh.rdcpix.com/d3dc9049994f2adb02b6458a41c578dbl-f4104420808r.jpg) ![514 FRANCIS NICHOLSON Way - Photo 58](http://lh.rdcpix.com/d3dc9049994f2adb02b6458a41c578dbl-f881172815r.jpg) --- **MLS#:** MDAA2159888 | **Updated:** 2026-10-24 **Source:** listhub *Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/514-francis-nicholson-way-annapolis-md-21401-ffcfa061f45748b6bf7a482a171c69a3) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/514-francis-nicholson-way-annapolis-md-21401-ffcfa061f45748b6bf7a482a171c69a3#listing", "url": "https://staging.propertysimple.ai/listing/514-francis-nicholson-way-annapolis-md-21401-ffcfa061f45748b6bf7a482a171c69a3", "name": "514 FRANCIS NICHOLSON Way, Annapolis, MD 21401", "description": "Assumable VA loan at 5.375% for a VA-eligible buyer able to substitute entitlement. Minutes from downtown Annapolis and the Naval Academy, this end-unit, four-level home in Coveted Tidewater Colony makes an ideal second home for visits to the Academy, a strong first purchase, or a low-maintenance option for anyone looking to downsize without giving up space. End Unit Offering 4 bedrooms, 3.5 baths and approximately 2,395 finished square feet and 2 assigned parking spaces. The main level has a bright open floor plan with vaulted ceilings, a gas fireplace and an updated eat-in kitchen that opens to the dining room. Spacious living area with a cozy gas fireplace. Leading to a deck area, perfect for easy entertaining. Upstairs, the primary bedroom includes a walk-in closet and a primary bath with a soaking tub, separate walk-in shower, dual vanity along with a huge loft! . The loft on the top level works well as an office, studio or play space. Upper level is complete with 2 additional bedrooms and another full bathroom. The fully finished walkout lower level adds a fourth bedroom, or 2nd living area, a full bath, a room for an office or another flex space and your laundry area. The home also has hardwood and luxury vinyl plank flooring, crown molding and recessed lighting. Community amenities include an outdoor pool, tennis courts, walking and bike trails, a playground and a community room. 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