# 5140 Thorne Swift Court, Harbor Springs, MI 49740

> **TL;DR:** 4bd/5ba single family, $2,500,000 ($531/sqft), built 2001, 4,711 sqft.
> 2-car garage. Est. $13,370/mo.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $2,500,000 |
| Price/sqft | $531 |
| Bedrooms | 4 |
| Bathrooms | 4 full, 1 half |
| Square Feet | 4,711 |
| Year Built | 2001 |
| Lot Size | 93,654 sqft (2.15 acres) |
| Garage | 2-car |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 0 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $12,641 |
| Estimated Insurance | $729 |
| **Total** | **$13,370** |

## Key Amenities

- 2-car garage

## Property Highlights

- Built in 2001
- 2.15 acre lot

## Description

### Agent Description
Discover an exquisite lakeside retreat on Thorne Swift Court, flawlessly situated on a quiet cul-de-sac along northern Michigan's iconic Tunnel of Trees in West Traverse Township. Positioned across an expansive double lot with heavily timbered grounds and artfully curated landscaping, this home seamlessly pairs complete privacy with sweeping, panoramic views of Lake Michigan and deeded shared beach access just 100 steps from your door. Designed for effortless year-round comfort and sophisticated entertaining, the main level showcases an open-concept layout embellished with soaring 9-foot ceilings, bespoke millwork, elegant tile, and rich Southern heart pine flooring. Sun-drenched living quarters center around a majestic stone fireplace, while the kitchen features custom cabinetry, premium granite surfaces, a generous center island, and top-tier Viking and Miele appliances. The residence offers three oversized bedrooms and four-and-a-half luxurious baths, crowned by a serene primary suite complete with a spa-inspired bath, walk-in closet, and a private balcony overlooking the water. A dedicated main-floor office and versatile lower-level spaces effortlessly accommodate a family room, fitness space, or guest suite with clear potential to expand to a 5-bedroom layout. Outdoors, indulge in multiple living areas, including a covered porch, a fieldstone patio beneath towering pines, and a private hot tub overlooking the lake. Premier mechanical and structural enhancements include in-floor radiant heating with a newly installed boiler (2025), central air conditioning, a newly painted exterior (2024), an underground irrigation system, a two-car garage with extensive storage, and development potential on the second lot. Situated on county-maintained roads, this home is positioned just minutes from downtown Harbor Springs, regional marinas, world-class skiing, golf, and OTIS Harbor Springs. Parcel No. 16-12-31-203-005 is included in the sale.

## Location

- **Address:** 5140 Thorne Swift Court, Harbor Springs, MI 49740
- **County:** Emmet
- **Coordinates:** 45.476591, -85.085086
- **Google Maps:** https://www.google.com/maps?q=45.476591,-85.085086

## Virtual Tour & Media

- **Video Tour:** https://my.matterport.com/show/?m=kAjmK7N8NtU

## Listing Agent

- **Name:** Carol Gargaro
- **Brokerage:** Berkshire Hathaway HomeServices Michigan Real Estate
- **Broker Phone:** (231) 526-9800
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/5140-Thornswift-Ct_Harbor-Springs_MI_49740_M42924-16885?f=listhub&s=NMIMLS&m=480866&c=propsimple)

## Photos

![5140 Thorne Swift Court - Photo 1](http://lh.rdcpix.com/8bbfd0a5b9c0b25b9084fe6c382a30ffl-f3734047949r.jpg)

![5140 Thorne Swift Court - Photo 2](http://lh.rdcpix.com/8bbfd0a5b9c0b25b9084fe6c382a30ffl-f775445686r.jpg)

![5140 Thorne Swift Court - Photo 3](http://lh.rdcpix.com/8bbfd0a5b9c0b25b9084fe6c382a30ffl-f1601052918r.jpg)

![5140 Thorne Swift Court - Photo 4](http://lh.rdcpix.com/8bbfd0a5b9c0b25b9084fe6c382a30ffl-f53268913r.jpg)

![5140 Thorne Swift Court - Photo 5](http://lh.rdcpix.com/8bbfd0a5b9c0b25b9084fe6c382a30ffl-f3819543884r.jpg)

![5140 Thorne Swift Court - Photo 6](http://lh.rdcpix.com/8bbfd0a5b9c0b25b9084fe6c382a30ffl-f269083344r.jpg)

![5140 Thorne Swift Court - Photo 7](http://lh.rdcpix.com/8bbfd0a5b9c0b25b9084fe6c382a30ffl-f3080544575r.jpg)

![5140 Thorne Swift Court - Photo 8](http://lh.rdcpix.com/8bbfd0a5b9c0b25b9084fe6c382a30ffl-f4117412373r.jpg)

![5140 Thorne Swift Court - Photo 9](http://lh.rdcpix.com/8bbfd0a5b9c0b25b9084fe6c382a30ffl-f3629971969r.jpg)

![5140 Thorne Swift Court - Photo 10](http://lh.rdcpix.com/8bbfd0a5b9c0b25b9084fe6c382a30ffl-f635268511r.jpg)

![5140 Thorne Swift Court - Photo 11](http://lh.rdcpix.com/8bbfd0a5b9c0b25b9084fe6c382a30ffl-f644549947r.jpg)

![5140 Thorne Swift Court - Photo 12](http://lh.rdcpix.com/8bbfd0a5b9c0b25b9084fe6c382a30ffl-f1747909650r.jpg)

![5140 Thorne Swift Court - Photo 13](http://lh.rdcpix.com/8bbfd0a5b9c0b25b9084fe6c382a30ffl-f366994515r.jpg)

![5140 Thorne Swift Court - Photo 14](http://lh.rdcpix.com/8bbfd0a5b9c0b25b9084fe6c382a30ffl-f3093166707r.jpg)

![5140 Thorne Swift Court - Photo 15](http://lh.rdcpix.com/8bbfd0a5b9c0b25b9084fe6c382a30ffl-f719654163r.jpg)

![5140 Thorne Swift Court - Photo 16](http://lh.rdcpix.com/8bbfd0a5b9c0b25b9084fe6c382a30ffl-f3132911099r.jpg)

![5140 Thorne Swift Court - Photo 17](http://lh.rdcpix.com/8bbfd0a5b9c0b25b9084fe6c382a30ffl-f4112504095r.jpg)

![5140 Thorne Swift Court - Photo 18](http://lh.rdcpix.com/8bbfd0a5b9c0b25b9084fe6c382a30ffl-f366454443r.jpg)

![5140 Thorne Swift Court - Photo 19](http://lh.rdcpix.com/8bbfd0a5b9c0b25b9084fe6c382a30ffl-f4183415786r.jpg)

![5140 Thorne Swift Court - Photo 20](http://lh.rdcpix.com/8bbfd0a5b9c0b25b9084fe6c382a30ffl-f996646803r.jpg)

![5140 Thorne Swift Court - Photo 21](http://lh.rdcpix.com/8bbfd0a5b9c0b25b9084fe6c382a30ffl-f175453307r.jpg)

![5140 Thorne Swift Court - Photo 22](http://lh.rdcpix.com/8bbfd0a5b9c0b25b9084fe6c382a30ffl-f1084973859r.jpg)

![5140 Thorne Swift Court - Photo 23](http://lh.rdcpix.com/8bbfd0a5b9c0b25b9084fe6c382a30ffl-f1679952763r.jpg)

![5140 Thorne Swift Court - Photo 24](http://lh.rdcpix.com/8bbfd0a5b9c0b25b9084fe6c382a30ffl-f631281463r.jpg)

![5140 Thorne Swift Court - Photo 25](http://lh.rdcpix.com/8bbfd0a5b9c0b25b9084fe6c382a30ffl-f859741494r.jpg)

![5140 Thorne Swift Court - Photo 26](http://lh.rdcpix.com/8bbfd0a5b9c0b25b9084fe6c382a30ffl-f4222665511r.jpg)

![5140 Thorne Swift Court - Photo 27](http://lh.rdcpix.com/8bbfd0a5b9c0b25b9084fe6c382a30ffl-f398843619r.jpg)

![5140 Thorne Swift Court - Photo 28](http://lh.rdcpix.com/8bbfd0a5b9c0b25b9084fe6c382a30ffl-f3035849270r.jpg)

![5140 Thorne Swift Court - Photo 29](http://lh.rdcpix.com/8bbfd0a5b9c0b25b9084fe6c382a30ffl-f2130819340r.jpg)

![5140 Thorne Swift Court - Photo 30](http://lh.rdcpix.com/8bbfd0a5b9c0b25b9084fe6c382a30ffl-f1093353129r.jpg)

![5140 Thorne Swift Court - Photo 31](http://lh.rdcpix.com/8bbfd0a5b9c0b25b9084fe6c382a30ffl-f3797065105r.jpg)

![5140 Thorne Swift Court - Photo 32](http://lh.rdcpix.com/8bbfd0a5b9c0b25b9084fe6c382a30ffl-f266657415r.jpg)

![5140 Thorne Swift Court - Photo 33](http://lh.rdcpix.com/8bbfd0a5b9c0b25b9084fe6c382a30ffl-f453887775r.jpg)

![5140 Thorne Swift Court - Photo 34](http://lh.rdcpix.com/8bbfd0a5b9c0b25b9084fe6c382a30ffl-f4133993939r.jpg)

![5140 Thorne Swift Court - Photo 35](http://lh.rdcpix.com/8bbfd0a5b9c0b25b9084fe6c382a30ffl-f73222983r.jpg)

![5140 Thorne Swift Court - Photo 36](http://lh.rdcpix.com/8bbfd0a5b9c0b25b9084fe6c382a30ffl-f3388826159r.jpg)

![5140 Thorne Swift Court - Photo 37](http://lh.rdcpix.com/8bbfd0a5b9c0b25b9084fe6c382a30ffl-f1152713931r.jpg)

![5140 Thorne Swift Court - Photo 38](http://lh.rdcpix.com/8bbfd0a5b9c0b25b9084fe6c382a30ffl-f779161868r.jpg)

![5140 Thorne Swift Court - Photo 39](http://lh.rdcpix.com/8bbfd0a5b9c0b25b9084fe6c382a30ffl-f2664728432r.jpg)

![5140 Thorne Swift Court - Photo 40](http://lh.rdcpix.com/8bbfd0a5b9c0b25b9084fe6c382a30ffl-f970667862r.jpg)

![5140 Thorne Swift Court - Photo 41](http://lh.rdcpix.com/8bbfd0a5b9c0b25b9084fe6c382a30ffl-f988148494r.jpg)

![5140 Thorne Swift Court - Photo 42](http://lh.rdcpix.com/8bbfd0a5b9c0b25b9084fe6c382a30ffl-f2679673573r.jpg)

![5140 Thorne Swift Court - Photo 43](http://lh.rdcpix.com/8bbfd0a5b9c0b25b9084fe6c382a30ffl-f3044647270r.jpg)

![5140 Thorne Swift Court - Photo 44](http://lh.rdcpix.com/8bbfd0a5b9c0b25b9084fe6c382a30ffl-f1479657210r.jpg)

![5140 Thorne Swift Court - Photo 45](http://lh.rdcpix.com/8bbfd0a5b9c0b25b9084fe6c382a30ffl-f1575784164r.jpg)

![5140 Thorne Swift Court - Photo 46](http://lh.rdcpix.com/8bbfd0a5b9c0b25b9084fe6c382a30ffl-f3818973194r.jpg)

![5140 Thorne Swift Court - Photo 47](http://lh.rdcpix.com/8bbfd0a5b9c0b25b9084fe6c382a30ffl-f3003454360r.jpg)

![5140 Thorne Swift Court - Photo 48](http://lh.rdcpix.com/8bbfd0a5b9c0b25b9084fe6c382a30ffl-f3927406430r.jpg)

![5140 Thorne Swift Court - Photo 49](http://lh.rdcpix.com/8bbfd0a5b9c0b25b9084fe6c382a30ffl-f3621626161r.jpg)

![5140 Thorne Swift Court - Photo 50](http://lh.rdcpix.com/8bbfd0a5b9c0b25b9084fe6c382a30ffl-f1790157684r.jpg)

---

**MLS#:** 480866 | **Updated:** 2026-10-24
**Source:** listhub

*Copyright © 2026 Northern Michigan MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/5140-thorne-swift-court-harbor-springs-mi-49740-0bbb5e4ff2d046a79ff19e1ec5b1729f)

---

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