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About This Home

This 2-bedroom, 2-bathroom single family at 518 Elk Road in Owenton, KY is listed for $399,000 ($213 per sqft). the home offers 1,872 sqft of living space on a 0.48 acres lot.

Agent Description

Beautifully updated 2-bedroom, 2-bath waterfront retreat! Enjoy stunning views from two spacious decks, or step down to your covered dock with boat lift--perfect for boating, fishing, or relaxing by the water. This home offers an open, airy layout with modern updates throughout, making it ideal for full-time living or a weekend getaway.'' There is a one time membership fee of $3,500 and annual HOA dues are $2,500 per year.

Key Features

  • 0.48 acre lot
  • 2 stories

Property Details

2 stories
2 full

Amenities

ViewA/C

Monthly Cost Estimate

$4,634/mo

20% down · 6.5% · 30 years

Principal$289
Interest$1,729
Insurance$116
HOA$2,500

Estimates only. Actual payments may vary.

Location

518 Elk Road

Owenton, KY 40359

Property Details

Construction

Vinyl Siding

Views

Lake

Pool Features

Deck

Parking

Driveway

Heating

Forced Air

Cooling

Central Air

Appliances

Washer/Dryer StackedElectric RangeMicrowaveRefrigerator

Questions & Answers

This 2-bedroom, 2-bathroom single family at 518 Elk Road is listed at $399,000 ($213/sqft). The estimated monthly payment is $4,229 based on 20% down at 6.5% interest.

HOA fees are $2500/month.

Key features include: 0.48 acre lot, 2 stories.

This property is listed by Mindy Hearne and can be reached at 8598029417 or mindy@ashcraftrealty.com.

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MH

Mindy Hearne

Agent at Ashcraft Real Estate Services

(859) 802-9417

Listed by Ashcraft Real Estate Services

MLS# 641187· Source: listhub· Updated 7 days ago

Copyright © 2026 Northern Kentucky MLS, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

518 Elk Road, Owenton, KY 40359

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