# 518 Elk Road, Owenton, KY 40359

> **TL;DR:** 2bd/2ba single family, $399,000 ($213/sqft), 1,872 sqft.
> View, A/C. Est. $4,229/mo. Listed 7 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $399,000 |
| Price/sqft | $213 |
| Bedrooms | 2 |
| Bathrooms | 2 full |
| Square Feet | 1,872 |
| Lot Size | 20,909 sqft (0.48 acres) |
| Stories | 2 |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 7 |

## Why This Home Stands Out

- **Views** - Lake

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $1,729 |
| HOA | $2,500 |
| **Total** | **$4,229** |

## Nearby Schools

- **Elementary:** Owen County Elementary
- **Middle:** Maurice Bowling Middle School
- **High:** Owen County High

## Key Amenities

- View
- A/C

## Property Highlights

- 0.48 acre lot
- 2 stories

## Description

### Agent Description
Beautifully updated 2-bedroom, 2-bath waterfront retreat! Enjoy stunning views from two spacious decks, or step down to your covered dock with boat lift--perfect for boating, fishing, or relaxing by the water. This home offers an open, airy layout with modern updates throughout, making it ideal for full-time living or a weekend getaway.'' There is a one time membership fee of $3,500 and annual HOA dues are $2,500 per year.

## Location

- **Address:** 518 Elk Road, Owenton, KY 40359
- **County:** Owen
- **Coordinates:** 38.49241, -84.77121
- **Google Maps:** https://www.google.com/maps?q=38.49241,-84.77121

## Listing Agent

- **Name:** Mindy Hearne
- **Brokerage:** Ashcraft Real Estate Services
- **Phone:** 8598029417
- **Email:** mindy@ashcraftrealty.com

## Primary Photo

![518 Elk Road - Primary Photo](http://lh.rdcpix.com/84696e1e23d33b6118d090e024db12d2l-f1320765118r.jpg)

*26 total photos available on [listing page](https://www.propertysimple.com/listing/518-elk-road-owenton-ky-40359-y641187)*

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**MLS#:** 641187 | **Updated:** 2026-04-24
**Source:** listhub

*Copyright © 2026 Northern Kentucky MLS, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/518-elk-road-owenton-ky-40359-y641187)

---

## Structured Data

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  "description": "Beautifully updated 2-bedroom, 2-bath waterfront retreat! Enjoy stunning views from two spacious decks, or step down to your covered dock with boat lift--perfect for boating, fishing, or relaxing by the water. This home offers an open, airy layout with modern updates throughout, making it ideal for full-time living or a weekend getaway.'' There is a one time membership fee of $3,500 and annual HOA dues are $2,500 per year.",
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```