# 520 Gulf Shore Drive #317, Destin, FL 32541 > **TL;DR:** 3bd/4ba condo, $699,000 ($374/sqft), built 1975, 1,870 sqft. > Waterfront, A/C. Est. $5,442/mo. Listed 133 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $699,000 | | Price/sqft | $374 | | Bedrooms | 3 | | Bathrooms | 3 full, 1 half | | Square Feet | 1,870 | | Year Built | 1975 | | Stories | 5 | | Property Type | Condo (Condominium) | | Status | Active | | Days on Market | 133 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $3,535 | | Estimated Insurance | $204 | | HOA | $1,703 | | **Total** | **$5,442** | ## Nearby Schools - **Elementary:** Destin - **Middle:** Destin - **High:** Fort Walton Beach ## Key Amenities - Waterfront - A/C ## Property Highlights - Built in 1975 - 5 stories - Waterfront ## Description ### Agent Description Experience exceptional beachfront living from this beautifully positioned three-story residence located directly on the Gulf in the highly sought-after Aegean community. Thoughtfully designed with 3 bedrooms, 3.5 baths, and a unique floor plan rarely found along the Emerald Coast, this spacious residence captures southeast views overlooking the resort-style pool deck and lush landscaping, sugar white beaches, and the emerald waters of the Gulf beyond. Offered fully furnished (with minimal exceptions), this condo presents an outstanding opportunity as a primary residence, second home, or vacation rental investment, combining an exceptional floor plan, sparkling Gulf views, and an unbeatable beachfront location. Adding to the appeal, Aegean has already completed extensive exterior renovations and required building improvements with over $200,000 in assessments having been paid in full, offering valuable peace of mind and allowing the next owner to enjoy the benefits of these enhancements without the burden of those costs. Designed for gathering and effortless coastal living, the main level features an open living, dining, and kitchen area framed by expansive sliding glass doors that highlight the picturesque coastal setting. The spacious layout flows seamlessly to a private balcony, creating the perfect setting for morning coffee, outdoor dining, or simply unwinding while taking in the ever-changing colors of the Gulf and the gentle sounds of the waves below. A convenient half bath adds functionality for guests, while tile flooring throughout the living areas provides easy maintenance for beachside living. The kitchen offers stainless steel LG appliances, a premium Miele dishwasher, ample cabinetry, and a distinctive custom green tile backsplash that adds a touch of personality and coastal charm. The second level is thoughtfully designed to provide comfort and privacy, featuring two generously sized bedrooms, each with its own en suite bath. The primary suite enjoys access to a private balcony where gentle Gulf breezes and pleasant views of the beach and emerald waters create a relaxing setting to begin and end the day. A conveniently located laundry area with a full-size washer and dryer, along with wire shelving for additional storage, adds everyday functionality and convenience to this level. Occupying the entire third floor, a loft-style bedroom with its own full bath is currently configured as a bunk room, providing a versatile space ideal for accommodating additional guests, creating a media room, or establishing a private retreat. Comfortable carpeting throughout the bedrooms enhances the inviting atmosphere and creates a warm contrast to the tile flooring found in the main living spaces. Residents of Aegean enjoy an exceptional collection of amenities including a Gulf-front swimming pool, BBQ grilling area and gazebo, tennis courts, gated entry, and an expansive stretch of white-sand beach. Owners also benefit from access to convenient on-site beach service available at preferred owner rates. Ideally located in the heart of Destin on Holiday Isle, the community offers convenient access to dining, shopping, entertainment, and everything that makes the Emerald Coast one of the most sought-after destinations in Florida. ## Location - **Address:** 520 Gulf Shore Drive #317, Destin, FL 32541 - **County:** Okaloosa - **Neighborhood:** AEGEAN CONDO - **Coordinates:** 30.383593, -86.495593 - **Google Maps:** https://www.google.com/maps?q=30.383593,-86.495593 ## Listing Agent - **Name:** Spears Group - **Brokerage:** Compass Florida, LLC - **Broker Phone:** (305) 851-2820 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/520-Gulf-Shore-Dr-Unit-317_Destin_FL_32541_M64980-88601?f=listhub&s=ECARMLSFL&m=1006018&c=propsimple) ## Photos ![520 Gulf Shore Drive #317 - Photo 1](http://lh.rdcpix.com/6ac0aceecca70dc232baf25fc7c10ba7l-f1792302394r.jpg) ![520 Gulf Shore Drive #317 - Photo 2](http://lh.rdcpix.com/6ac0aceecca70dc232baf25fc7c10ba7l-f416134150r.jpg) ![520 Gulf Shore Drive #317 - Photo 3](http://lh.rdcpix.com/6ac0aceecca70dc232baf25fc7c10ba7l-f778540116r.jpg) ![520 Gulf Shore Drive #317 - Photo 4](http://lh.rdcpix.com/6ac0aceecca70dc232baf25fc7c10ba7l-f2961263525r.jpg) ![520 Gulf Shore Drive #317 - Photo 5](http://lh.rdcpix.com/6ac0aceecca70dc232baf25fc7c10ba7l-f2059647802r.jpg) ![520 Gulf Shore Drive #317 - Photo 6](http://lh.rdcpix.com/6ac0aceecca70dc232baf25fc7c10ba7l-f1389551446r.jpg) ![520 Gulf Shore Drive #317 - Photo 7](http://lh.rdcpix.com/6ac0aceecca70dc232baf25fc7c10ba7l-f3743839688r.jpg) ![520 Gulf Shore Drive #317 - Photo 8](http://lh.rdcpix.com/6ac0aceecca70dc232baf25fc7c10ba7l-f2360100908r.jpg) ![520 Gulf Shore Drive #317 - Photo 9](http://lh.rdcpix.com/6ac0aceecca70dc232baf25fc7c10ba7l-f4136637577r.jpg) ![520 Gulf Shore Drive #317 - Photo 10](http://lh.rdcpix.com/6ac0aceecca70dc232baf25fc7c10ba7l-f294907489r.jpg) ![520 Gulf Shore Drive #317 - Photo 11](http://lh.rdcpix.com/6ac0aceecca70dc232baf25fc7c10ba7l-f3340752982r.jpg) ![520 Gulf Shore Drive #317 - 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Photo 21](http://lh.rdcpix.com/6ac0aceecca70dc232baf25fc7c10ba7l-f1653841644r.jpg) ![520 Gulf Shore Drive #317 - Photo 22](http://lh.rdcpix.com/6ac0aceecca70dc232baf25fc7c10ba7l-f2873472430r.jpg) ![520 Gulf Shore Drive #317 - Photo 23](http://lh.rdcpix.com/6ac0aceecca70dc232baf25fc7c10ba7l-f679877825r.jpg) ![520 Gulf Shore Drive #317 - Photo 24](http://lh.rdcpix.com/6ac0aceecca70dc232baf25fc7c10ba7l-f3041247014r.jpg) ![520 Gulf Shore Drive #317 - Photo 25](http://lh.rdcpix.com/6ac0aceecca70dc232baf25fc7c10ba7l-f3634592238r.jpg) ![520 Gulf Shore Drive #317 - Photo 26](http://lh.rdcpix.com/6ac0aceecca70dc232baf25fc7c10ba7l-f3344328679r.jpg) ![520 Gulf Shore Drive #317 - Photo 27](http://lh.rdcpix.com/6ac0aceecca70dc232baf25fc7c10ba7l-f822524422r.jpg) ![520 Gulf Shore Drive #317 - Photo 28](http://lh.rdcpix.com/6ac0aceecca70dc232baf25fc7c10ba7l-f1660834070r.jpg) ![520 Gulf Shore Drive #317 - Photo 29](http://lh.rdcpix.com/6ac0aceecca70dc232baf25fc7c10ba7l-f503476500r.jpg) ![520 Gulf Shore Drive #317 - Photo 30](http://lh.rdcpix.com/6ac0aceecca70dc232baf25fc7c10ba7l-f793496810r.jpg) ![520 Gulf Shore Drive #317 - Photo 31](http://lh.rdcpix.com/6ac0aceecca70dc232baf25fc7c10ba7l-f1536029513r.jpg) ![520 Gulf Shore Drive #317 - Photo 32](http://lh.rdcpix.com/6ac0aceecca70dc232baf25fc7c10ba7l-f2386088070r.jpg) ![520 Gulf Shore Drive #317 - Photo 33](http://lh.rdcpix.com/6ac0aceecca70dc232baf25fc7c10ba7l-f3114469502r.jpg) ![520 Gulf Shore Drive #317 - Photo 34](http://lh.rdcpix.com/6ac0aceecca70dc232baf25fc7c10ba7l-f1379537792r.jpg) ![520 Gulf Shore Drive #317 - Photo 35](http://lh.rdcpix.com/6ac0aceecca70dc232baf25fc7c10ba7l-f1563351776r.jpg) ![520 Gulf Shore Drive #317 - Photo 36](http://lh.rdcpix.com/6ac0aceecca70dc232baf25fc7c10ba7l-f2132804735r.jpg) ![520 Gulf Shore Drive #317 - Photo 37](http://lh.rdcpix.com/6ac0aceecca70dc232baf25fc7c10ba7l-f2468322377r.jpg) ![520 Gulf Shore Drive #317 - Photo 38](http://lh.rdcpix.com/6ac0aceecca70dc232baf25fc7c10ba7l-f3458270014r.jpg) ![520 Gulf Shore Drive #317 - Photo 39](http://lh.rdcpix.com/6ac0aceecca70dc232baf25fc7c10ba7l-f543819391r.jpg) ![520 Gulf Shore Drive #317 - Photo 40](http://lh.rdcpix.com/6ac0aceecca70dc232baf25fc7c10ba7l-f3179233r.jpg) ![520 Gulf Shore Drive #317 - Photo 41](http://lh.rdcpix.com/6ac0aceecca70dc232baf25fc7c10ba7l-f4135104470r.jpg) ![520 Gulf Shore Drive #317 - Photo 42](http://lh.rdcpix.com/6ac0aceecca70dc232baf25fc7c10ba7l-f1502397306r.jpg) ![520 Gulf Shore Drive #317 - Photo 43](http://lh.rdcpix.com/6ac0aceecca70dc232baf25fc7c10ba7l-f3209107260r.jpg) ![520 Gulf Shore Drive #317 - Photo 44](http://lh.rdcpix.com/6ac0aceecca70dc232baf25fc7c10ba7l-f4114055967r.jpg) ![520 Gulf Shore Drive #317 - Photo 45](http://lh.rdcpix.com/6ac0aceecca70dc232baf25fc7c10ba7l-f2624512637r.jpg) ![520 Gulf Shore Drive #317 - Photo 46](http://lh.rdcpix.com/6ac0aceecca70dc232baf25fc7c10ba7l-f1714209692r.jpg) ![520 Gulf Shore Drive #317 - Photo 47](http://lh.rdcpix.com/6ac0aceecca70dc232baf25fc7c10ba7l-f377699428r.jpg) --- **MLS#:** 1006018 | **Updated:** 2026-11-01 **Source:** listhub *Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/520-gulf-shore-drive-destin-fl-32541-55e6d482411e4af3b913da64ac6f277d) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/520-gulf-shore-drive-destin-fl-32541-55e6d482411e4af3b913da64ac6f277d#listing", "url": "https://staging.propertysimple.ai/listing/520-gulf-shore-drive-destin-fl-32541-55e6d482411e4af3b913da64ac6f277d", "name": "520 Gulf Shore Drive #317, Destin, FL 32541", "description": "Experience exceptional beachfront living from this beautifully positioned three-story residence located directly on the Gulf in the highly sought-after Aegean community. Thoughtfully designed with 3 bedrooms, 3.5 baths, and a unique floor plan rarely found along the Emerald Coast, this spacious residence captures southeast views overlooking the resort-style pool deck and lush landscaping, sugar white beaches, and the emerald waters of the Gulf beyond. Offered fully furnished (with minimal exceptions), this condo presents an outstanding opportunity as a primary residence, second home, or vacation rental investment, combining an exceptional floor plan, sparkling Gulf views, and an unbeatable beachfront location. Adding to the appeal, Aegean has already completed extensive exterior renovations and required building improvements with over $200,000 in assessments having been paid in full, offering valuable peace of mind and allowing the next owner to enjoy the benefits of these enhancements without the burden of those costs. Designed for gathering and effortless coastal living, the main level features an open living, dining, and kitchen area framed by expansive sliding glass doors that highlight the picturesque coastal setting. The spacious layout flows seamlessly to a private balcony, creating the perfect setting for morning coffee, outdoor dining, or simply unwinding while taking in the ever-changing colors of the Gulf and the gentle sounds of the waves below. A convenient half bath adds functionality for guests, while tile flooring throughout the living areas provides easy maintenance for beachside living. The kitchen offers stainless steel LG appliances, a premium Miele dishwasher, ample cabinetry, and a distinctive custom green tile backsplash that adds a touch of personality and coastal charm. The second level is thoughtfully designed to provide comfort and privacy, featuring two generously sized bedrooms, each with its own en suite bath. The primary suite enjoys access to a private balcony where gentle Gulf breezes and pleasant views of the beach and emerald waters create a relaxing setting to begin and end the day. A conveniently located laundry area with a full-size washer and dryer, along with wire shelving for additional storage, adds everyday functionality and convenience to this level. Occupying the entire third floor, a loft-style bedroom with its own full bath is currently configured as a bunk room, providing a versatile space ideal for accommodating additional guests, creating a media room, or establishing a private retreat. Comfortable carpeting throughout the bedrooms enhances the inviting atmosphere and creates a warm contrast to the tile flooring found in the main living spaces. Residents of Aegean enjoy an exceptional collection of amenities including a Gulf-front swimming pool, BBQ grilling area and gazebo, tennis courts, gated entry, and an expansive stretch of white-sand beach. 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