# 520 S Homestead Ln, Lancaster, KY 40444

> **TL;DR:** 4bd/3ba single family, $685,000 ($177/sqft), built 1994, 3,880 sqft.
> Fireplace, Waterfront, A/C. Est. $3,018/mo. Listed 15 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $685,000 |
| Price/sqft | $177 |
| Bedrooms | 4 |
| Bathrooms | 3 full |
| Square Feet | 3,880 |
| Year Built | 1994 |
| Lot Size | 49,223 sqft (1.13 acres) |
| Stories | 1 |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 15 |

## Why This Home Stands Out

- **Waterfront** - Direct water access

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $2,968 |
| HOA | $50 |
| **Total** | **$3,018** |

## Key Amenities

- Fireplace
- Waterfront
- A/C

## Property Highlights

- Built in 1994
- 1.13 acre lot
- Fireplace
- Waterfront

## Description

### Agent Description
Tucked along the deep, still waters of Herrington Lake-known as Kentucky's deepest lake and a hidden gem for fishing-this lakefront home offers the kind of peace that's hard to find. Massive lake-facing windows, vaulted ceilings, and a stunning stone fireplace create a bright space designed to showcase the water. The updated kitchen features granite counter top and stainless steel appliances, complemented by hardwood floors and crown molding. This immaculately maintained home offers 4 bedrooms, 3 baths, plus a finished basement with a bonus room used for guest sleeping space. Located in a quiet no-wake cove with stairs leading to a private boathouse, it's the perfect setting for relaxing lake days and unforgettable sunsets. Experience lake life at its finest.

## Location

- **Address:** 520 S Homestead Ln, Lancaster, KY 40444
- **County:** Garrard
- **Coordinates:** 37.715976, -84.703881
- **Google Maps:** https://www.google.com/maps?q=37.715976,-84.703881

## Listing Agent

- **Name:** Emily Whitley
- **Brokerage:** RE/MAX Premier Properties
- **Phone:** 5025445252
- **Email:** emily@hometeamky.com

## Primary Photo

![520 S Homestead Ln - Primary Photo](http://lh.rdcpix.com/5c41f9bea27c46dd86d3b64c1123b3e4l-f806226913r.jpg)

*42 total photos available on [listing page](https://www.propertysimple.com/listing/520-s-homestead-ln-lancaster-ky-40444-1712532)*

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**MLS#:** 1712532 | **Updated:** 2026-04-24
**Source:** listhub

*Copyright © 2026 Greater Louisville Association of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/520-s-homestead-ln-lancaster-ky-40444-1712532)

---

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