# 520 Whispering Creek Avenue, Freeport, FL 32439

> **TL;DR:** 4bd/2ba single family, $339,990 ($190/sqft), built 2021, 1,789 sqft.
> A/C. Est. $2,083/mo. Listed 78 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $339,990 |
| Price/sqft | $190 |
| Bedrooms | 4 |
| Bathrooms | 2 full |
| Square Feet | 1,789 |
| Year Built | 2021 |
| Lot Size | 27,007 sqft (0.62 acres) |
| Stories | 1 |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 78 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,719 |
| Estimated Insurance | $99 |
| HOA | $265 |
| **Total** | **$2,083** |

## Nearby Schools

- **Elementary:** Freeport
- **Middle:** Freeport
- **High:** Freeport

## Key Amenities

- A/C

## Property Highlights

- Built in 2021
- 0.62 acre lot

## Description

### Agent Description
Welcome to 520 Whispering Creek Ave, a 4-bedroom, 2-bath home set on one of the largest and most private lots in the neighborhood. With an expansive yard, wooded surroundings, and no future home to be built beside it, this property offers a level of space and privacy that sets it apart from many others in the community. Inside, the open-concept floor plan connects the living, kitchen, and dining areas, creating a bright and functional space for everyday living and entertaining. The kitchen features granite countertops, white cabinetry, stainless steel appliances, a large breakfast bar, and plenty of counter space. The primary suite includes a spacious bath with double vanity and granite countertops, while three additional bedrooms provide plenty of flexibility for guests, an office, or additional living space. French doors lead from the main living area to the covered back porch overlooking the oversized backyard and wooded tree line--an ideal spot to relax, grill, or entertain while enjoying the extra privacy. A covered front porch, two-car garage, and generous outdoor space complete the home. An assumable mortgage with 3.625% interest rate is available for qualified buyers, subject to lender approval and applicable terms.

## Location

- **Address:** 520 Whispering Creek Avenue, Freeport, FL 32439
- **County:** Walton
- **Neighborhood:** CROSS CREEK
- **Coordinates:** 30.52248, -86.139415
- **Google Maps:** https://www.google.com/maps?q=30.52248,-86.139415

## Listing Agent

- **Name:** Brooklyn C Johnson · **License:** 3456811
- **Brokerage:** Coast Properties
- **Broker Phone:** (850) 687-9988
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/520-Whispering-Creek-Ave_Freeport_FL_32439_M94214-16057?f=listhub&s=ECARMLSFL&m=1009883&c=propsimple)

## Photos

![520 Whispering Creek Avenue - Photo 1](http://lh.rdcpix.com/d9ffd1d9e56f4a1afe1a6371525689fal-f2158865350r.jpg)

![520 Whispering Creek Avenue - Photo 2](http://lh.rdcpix.com/d9ffd1d9e56f4a1afe1a6371525689fal-f2827972874r.jpg)

![520 Whispering Creek Avenue - Photo 3](http://lh.rdcpix.com/d9ffd1d9e56f4a1afe1a6371525689fal-f3637002133r.jpg)

![520 Whispering Creek Avenue - Photo 4](http://lh.rdcpix.com/d9ffd1d9e56f4a1afe1a6371525689fal-f3424696804r.jpg)

![520 Whispering Creek Avenue - Photo 5](http://lh.rdcpix.com/d9ffd1d9e56f4a1afe1a6371525689fal-f2320382530r.jpg)

![520 Whispering Creek Avenue - Photo 6](http://lh.rdcpix.com/d9ffd1d9e56f4a1afe1a6371525689fal-f2375696275r.jpg)

![520 Whispering Creek Avenue - Photo 7](http://lh.rdcpix.com/d9ffd1d9e56f4a1afe1a6371525689fal-f2068715057r.jpg)

![520 Whispering Creek Avenue - Photo 8](http://lh.rdcpix.com/d9ffd1d9e56f4a1afe1a6371525689fal-f3637972587r.jpg)

![520 Whispering Creek Avenue - Photo 9](http://lh.rdcpix.com/d9ffd1d9e56f4a1afe1a6371525689fal-f3589390152r.jpg)

![520 Whispering Creek Avenue - Photo 10](http://lh.rdcpix.com/d9ffd1d9e56f4a1afe1a6371525689fal-f1431970488r.jpg)

![520 Whispering Creek Avenue - Photo 11](http://lh.rdcpix.com/d9ffd1d9e56f4a1afe1a6371525689fal-f3188394358r.jpg)

![520 Whispering Creek Avenue - Photo 12](http://lh.rdcpix.com/d9ffd1d9e56f4a1afe1a6371525689fal-f3076056866r.jpg)

![520 Whispering Creek Avenue - Photo 13](http://lh.rdcpix.com/d9ffd1d9e56f4a1afe1a6371525689fal-f737036338r.jpg)

![520 Whispering Creek Avenue - Photo 14](http://lh.rdcpix.com/d9ffd1d9e56f4a1afe1a6371525689fal-f498141904r.jpg)

![520 Whispering Creek Avenue - Photo 15](http://lh.rdcpix.com/d9ffd1d9e56f4a1afe1a6371525689fal-f1454228704r.jpg)

![520 Whispering Creek Avenue - Photo 16](http://lh.rdcpix.com/d9ffd1d9e56f4a1afe1a6371525689fal-f3539019651r.jpg)

![520 Whispering Creek Avenue - Photo 17](http://lh.rdcpix.com/d9ffd1d9e56f4a1afe1a6371525689fal-f310167289r.jpg)

![520 Whispering Creek Avenue - Photo 18](http://lh.rdcpix.com/d9ffd1d9e56f4a1afe1a6371525689fal-f2393274149r.jpg)

![520 Whispering Creek Avenue - Photo 19](http://lh.rdcpix.com/d9ffd1d9e56f4a1afe1a6371525689fal-f3804477030r.jpg)

![520 Whispering Creek Avenue - Photo 20](http://lh.rdcpix.com/d9ffd1d9e56f4a1afe1a6371525689fal-f538394133r.jpg)

![520 Whispering Creek Avenue - Photo 21](http://lh.rdcpix.com/d9ffd1d9e56f4a1afe1a6371525689fal-f899760053r.jpg)

![520 Whispering Creek Avenue - Photo 22](http://lh.rdcpix.com/d9ffd1d9e56f4a1afe1a6371525689fal-f3061403979r.jpg)

![520 Whispering Creek Avenue - Photo 23](http://lh.rdcpix.com/d9ffd1d9e56f4a1afe1a6371525689fal-f3786006921r.jpg)

![520 Whispering Creek Avenue - Photo 24](http://lh.rdcpix.com/d9ffd1d9e56f4a1afe1a6371525689fal-f2705947056r.jpg)

![520 Whispering Creek Avenue - Photo 25](http://lh.rdcpix.com/d9ffd1d9e56f4a1afe1a6371525689fal-f734253300r.jpg)

![520 Whispering Creek Avenue - Photo 26](http://lh.rdcpix.com/d9ffd1d9e56f4a1afe1a6371525689fal-f3323987776r.jpg)

![520 Whispering Creek Avenue - Photo 27](http://lh.rdcpix.com/d9ffd1d9e56f4a1afe1a6371525689fal-f420360517r.jpg)

![520 Whispering Creek Avenue - Photo 28](http://lh.rdcpix.com/d9ffd1d9e56f4a1afe1a6371525689fal-f40809268r.jpg)

![520 Whispering Creek Avenue - Photo 29](http://lh.rdcpix.com/d9ffd1d9e56f4a1afe1a6371525689fal-f1542245023r.jpg)

![520 Whispering Creek Avenue - Photo 30](http://lh.rdcpix.com/d9ffd1d9e56f4a1afe1a6371525689fal-f3721518893r.jpg)

![520 Whispering Creek Avenue - Photo 31](http://lh.rdcpix.com/d9ffd1d9e56f4a1afe1a6371525689fal-f739028859r.jpg)

![520 Whispering Creek Avenue - Photo 32](http://lh.rdcpix.com/d9ffd1d9e56f4a1afe1a6371525689fal-f2739060676r.jpg)

![520 Whispering Creek Avenue - Photo 33](http://lh.rdcpix.com/d9ffd1d9e56f4a1afe1a6371525689fal-f3536586451r.jpg)

![520 Whispering Creek Avenue - Photo 34](http://lh.rdcpix.com/d9ffd1d9e56f4a1afe1a6371525689fal-f3551598351r.jpg)

![520 Whispering Creek Avenue - Photo 35](http://lh.rdcpix.com/d9ffd1d9e56f4a1afe1a6371525689fal-f1237120785r.jpg)

![520 Whispering Creek Avenue - Photo 36](http://lh.rdcpix.com/d9ffd1d9e56f4a1afe1a6371525689fal-f2656692552r.jpg)

![520 Whispering Creek Avenue - Photo 37](http://lh.rdcpix.com/d9ffd1d9e56f4a1afe1a6371525689fal-f2739588013r.jpg)

![520 Whispering Creek Avenue - Photo 38](http://lh.rdcpix.com/d9ffd1d9e56f4a1afe1a6371525689fal-f3638826098r.jpg)

![520 Whispering Creek Avenue - Photo 39](http://lh.rdcpix.com/d9ffd1d9e56f4a1afe1a6371525689fal-f911592511r.jpg)

![520 Whispering Creek Avenue - Photo 40](http://lh.rdcpix.com/d9ffd1d9e56f4a1afe1a6371525689fal-f1959460317r.jpg)

![520 Whispering Creek Avenue - Photo 41](http://lh.rdcpix.com/d9ffd1d9e56f4a1afe1a6371525689fal-f1639432088r.jpg)

![520 Whispering Creek Avenue - Photo 42](http://lh.rdcpix.com/d9ffd1d9e56f4a1afe1a6371525689fal-f127402091r.jpg)

![520 Whispering Creek Avenue - Photo 43](http://lh.rdcpix.com/d9ffd1d9e56f4a1afe1a6371525689fal-f3121007333r.jpg)

![520 Whispering Creek Avenue - Photo 44](http://lh.rdcpix.com/d9ffd1d9e56f4a1afe1a6371525689fal-f4289670768r.jpg)

![520 Whispering Creek Avenue - Photo 45](http://lh.rdcpix.com/d9ffd1d9e56f4a1afe1a6371525689fal-f1971730342r.jpg)

![520 Whispering Creek Avenue - Photo 46](http://lh.rdcpix.com/d9ffd1d9e56f4a1afe1a6371525689fal-f1261520284r.jpg)

![520 Whispering Creek Avenue - Photo 47](http://lh.rdcpix.com/d9ffd1d9e56f4a1afe1a6371525689fal-f4143205399r.jpg)

![520 Whispering Creek Avenue - Photo 48](http://lh.rdcpix.com/d9ffd1d9e56f4a1afe1a6371525689fal-f3505270615r.jpg)

![520 Whispering Creek Avenue - Photo 49](http://lh.rdcpix.com/d9ffd1d9e56f4a1afe1a6371525689fal-f2666142488r.jpg)

![520 Whispering Creek Avenue - Photo 50](http://lh.rdcpix.com/d9ffd1d9e56f4a1afe1a6371525689fal-f2204064293r.jpg)

![520 Whispering Creek Avenue - Photo 51](http://lh.rdcpix.com/d9ffd1d9e56f4a1afe1a6371525689fal-f154791505r.jpg)

![520 Whispering Creek Avenue - Photo 52](http://lh.rdcpix.com/d9ffd1d9e56f4a1afe1a6371525689fal-f2378194390r.jpg)

![520 Whispering Creek Avenue - Photo 53](http://lh.rdcpix.com/d9ffd1d9e56f4a1afe1a6371525689fal-f3346756375r.jpg)

![520 Whispering Creek Avenue - Photo 54](http://lh.rdcpix.com/d9ffd1d9e56f4a1afe1a6371525689fal-f2719326363r.jpg)

![520 Whispering Creek Avenue - Photo 55](http://lh.rdcpix.com/d9ffd1d9e56f4a1afe1a6371525689fal-f2357097789r.jpg)

---

**MLS#:** 1009883 | **Updated:** 2026-10-27
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/520-whispering-creek-avenue-freeport-fl-32439-660a4af79ec0482baec5c51808671a2c)

---

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