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About This Home

This 3-bedroom, 2-bathroom single family at 521 CUMMINGS STREET in SARASOTA, FL is listed for $1,495,000 ($598 per sqft). Built in 1983, the home offers 2,500 sqft of living space on a 0.22 acres lot.

Agent Description

One or more photo(s) has been virtually staged. Siesta Key Waterfront Retreat – Walk to the Beach & Village! Ready for immediate enjoyment this winter, this 3-bedroom, 2-bath Key West–inspired home embodies the essence of the Siesta Key lifestyle—boating from your backyard and strolling to the powdery white sands and vibrant Siesta Key Village with its renowned dining, boutiques, and nightlife.

Nestled on a quiet cul-de-sac, this canal-front retreat offers 100 feet of waterfront, a covered 5,000-lb boat lift, and direct access to the Intracoastal Waterway. The expansive outdoor living area invites relaxation and entertaining with a heated pool featuring a cascading stone waterfall, covered bar & and wide open fenced area surrounded by tropical landscape creating a private island ambiance.

Inside, a neutral palate, high ceilings, and open layout feels light and airy. The white kitchen features granite countertops, stainless steel appliances, dual sinks, a center cooking island, and a breakfast bar perfect for casual dining. Warmth and character is further enhanced by a marble fireplace in the main living and dining areas.

The primary suite offers a peaceful retreat with an ensuite bath, dual vanities, a walk-in shower, and a charming window seat. Guests & children have their own wing with a full bath and a convenient laundry room. Enjoy peace of mind with impact windows, hurricane-rated doors, and major upgrades including a metal roof, Trex decking, Nichiha siding, and reinforced lanai.

Positioned at one of the highest elevations on the street, the home has never experienced flooding. And there’s an additional ground floor BONUS…a generously sized sunlit air-conditioned play & storage room! Whether you’re searching for a seasonal escape, a full-time residence, or a property with strong vacation rental appeal, this move-in-ready home offers exceptional versatility and potential.

Key Features

  • Built in 1983
  • 0.22 acre lot
  • Private pool
  • Fireplace
  • Waterfront

Property Details

2 full
1983

Amenities

PoolFireplaceWaterfrontRV Parking

Monthly Cost Estimate

$7,996/mo

20% down · 6.5% · 30 years

Principal$1,081
Interest$6,478
Insurance$436

Estimates only. Actual payments may vary.

Location

521 CUMMINGS STREET

SARASOTA, FL 34242

OCEAN BEACH REP

Features & Amenities

Interior Features

Ceiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboOpen FloorplanSolid Surface CountersSolid Wood CabinetsSplit Bedroom

Exterior Features

PavedFencingBalconySliding DoorsPoolDock

Property Details

Flooring

LaminateTileTile - Ceramic

Construction

FrameStucco

Parking

BoatCoveredDrivewayGarageGarage - AttachedOversized

Heating

CentralFireplace(s)

Cooling

Central Air

Appliances

DishwasherGarbage DisposerRangeRefrigeratorWasher

Questions & Answers

This 3-bedroom, 2-bathroom single family at 521 CUMMINGS STREET is listed at $1,495,000 ($598/sqft). The estimated monthly payment is $6,478 based on 20% down at 6.5% interest.

Key features include: Built in 1983, 0.22 acre lot, Private pool, Fireplace, Waterfront. Interior Features: Ceiling Fans(s), Eat-in Kitchen, High Ceilings. Exterior Features: Paved, Fencing, Balcony.

This property is listed by Ryan Ackerman, PA and can be reached at 3052057700 or ryan@ackermangroup.net.

RP

Ryan Ackerman, PA

Agent at COLDWELL BANKER REALTY

(305) 205-7700

Listed by COLDWELL BANKER REALTY · View on Broker Site

MLS# A4667165· Source: listhub· Updated 182 days ago

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

521 CUMMINGS STREET, SARASOTA, FL 34242

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