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About This Home
This 3-bedroom, 2-bathroom single family at 521 CUMMINGS STREET in SARASOTA, FL is listed for $1,495,000 ($598 per sqft). Built in 1983, the home offers 2,500 sqft of living space on a 0.22 acres lot.
One or more photo(s) has been virtually staged. Siesta Key Waterfront Retreat – Walk to the Beach & Village! Ready for immediate enjoyment this winter, this 3-bedroom, 2-bath Key West–inspired home embodies the essence of the Siesta Key lifestyle—boating from your backyard and strolling to the powdery white sands and vibrant Siesta Key Village with its renowned dining, boutiques, and nightlife.
Nestled on a quiet cul-de-sac, this canal-front retreat offers 100 feet of waterfront, a covered 5,000-lb boat lift, and direct access to the Intracoastal Waterway. The expansive outdoor living area invites relaxation and entertaining with a heated pool featuring a cascading stone waterfall, covered bar & and wide open fenced area surrounded by tropical landscape creating a private island ambiance.
Inside, a neutral palate, high ceilings, and open layout feels light and airy. The white kitchen features granite countertops, stainless steel appliances, dual sinks, a center cooking island, and a breakfast bar perfect for casual dining. Warmth and character is further enhanced by a marble fireplace in the main living and dining areas.
The primary suite offers a peaceful retreat with an ensuite bath, dual vanities, a walk-in shower, and a charming window seat. Guests & children have their own wing with a full bath and a convenient laundry room. Enjoy peace of mind with impact windows, hurricane-rated doors, and major upgrades including a metal roof, Trex decking, Nichiha siding, and reinforced lanai.
Positioned at one of the highest elevations on the street, the home has never experienced flooding. And there’s an additional ground floor BONUS…a generously sized sunlit air-conditioned play & storage room! Whether you’re searching for a seasonal escape, a full-time residence, or a property with strong vacation rental appeal, this move-in-ready home offers exceptional versatility and potential.
Key Features
- Built in 1983
- 0.22 acre lot
- Private pool
- Fireplace
- Waterfront
Property Details
Amenities
Monthly Cost Estimate
$7,996/mo
20% down · 6.5% · 30 years
Estimates only. Actual payments may vary.
Location
521 CUMMINGS STREET
SARASOTA, FL 34242
OCEAN BEACH REP
Features & Amenities
Interior Features
Exterior Features
Property Details
Flooring
Construction
Parking
Heating
Cooling
Appliances
Questions & Answers
This 3-bedroom, 2-bathroom single family at 521 CUMMINGS STREET is listed at $1,495,000 ($598/sqft). The estimated monthly payment is $6,478 based on 20% down at 6.5% interest.
Key features include: Built in 1983, 0.22 acre lot, Private pool, Fireplace, Waterfront. Interior Features: Ceiling Fans(s), Eat-in Kitchen, High Ceilings. Exterior Features: Paved, Fencing, Balcony.
This property is listed by Ryan Ackerman, PA and can be reached at 3052057700 or ryan@ackermangroup.net.






























