# 521 Monroe Avenue, Cape Charles, VA 23310

> **TL;DR:** multi-family, $889,000 ($289/sqft), built 1920, 3,072 sqft. Est. $4,754/mo. Listed 42 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $889,000 |
| Price/sqft | $289 |
| Square Feet | 3,072 |
| Year Built | 1920 |
| Property Type | Multi-Family (Duplex) |
| Status | Active |
| Days on Market | 42 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $4,495 |
| Estimated Insurance | $259 |
| **Total** | **$4,754** |

## Nearby Schools

- **Elementary:** Kiptopeke Elementary
- **Middle:** Other Middle School

## Property Highlights

- Built in 1920

## Description

### Agent Description
Rare turnkey duplex investment opportunity in the heart of historic Cape Charles. Fully renovated in 2020, this coastal property features two identical units, each offering 3 bedrooms, 2 full baths, spacious living areas, full kitchens with stainless appliances, dining areas, hardwood flooring, wall-to-wall carpet, attic storage, and in-unit washers & dryers. Both units include central HVAC with heat pumps, double-pane windows, electric water heaters, patios, and off-street parking with a stone driveway. All furniture, appliances, and decor purchased in 2021 convey, making this a true move-in ready or short-term rental opportunity. Property has 4 years of established vacation rental history with strong income potential. Located just minutes from public beach access, local shops, restaurants, and entertainment in one of Virginia's most popular coastal towns. 1 unit is occupied with a year lease ending in 2027 and the other unit has several short term rentals

## Location

- **Address:** 521 Monroe Avenue, Cape Charles, VA 23310
- **County:** Northampton County VA
- **Neighborhood:** CAPE CHARLES

## Listing Agent

- **Name:** Steve Marable
- **Brokerage:** Iron Valley Real Estate Hampton Roads
- **Broker Phone:** (757) 645-9700

## Photos

![521 Monroe Avenue - Photo 1](http://lh.rdcpix.com/0505f2438429cd5085ebae3c04607357l-f200294374r.jpg)

![521 Monroe Avenue - Photo 2](http://lh.rdcpix.com/0505f2438429cd5085ebae3c04607357l-f3110613179r.jpg)

![521 Monroe Avenue - Photo 3](http://lh.rdcpix.com/0505f2438429cd5085ebae3c04607357l-f2512835264r.jpg)

![521 Monroe Avenue - Photo 4](http://lh.rdcpix.com/0505f2438429cd5085ebae3c04607357l-f651395487r.jpg)

![521 Monroe Avenue - Photo 5](http://lh.rdcpix.com/0505f2438429cd5085ebae3c04607357l-f3543400611r.jpg)

![521 Monroe Avenue - Photo 6](http://lh.rdcpix.com/0505f2438429cd5085ebae3c04607357l-f1689956237r.jpg)

![521 Monroe Avenue - Photo 7](http://lh.rdcpix.com/0505f2438429cd5085ebae3c04607357l-f2929981603r.jpg)

![521 Monroe Avenue - Photo 8](http://lh.rdcpix.com/0505f2438429cd5085ebae3c04607357l-f4229195293r.jpg)

![521 Monroe Avenue - Photo 9](http://lh.rdcpix.com/0505f2438429cd5085ebae3c04607357l-f1481249619r.jpg)

![521 Monroe Avenue - Photo 10](http://lh.rdcpix.com/0505f2438429cd5085ebae3c04607357l-f2123679041r.jpg)

![521 Monroe Avenue - Photo 11](http://lh.rdcpix.com/0505f2438429cd5085ebae3c04607357l-f805043541r.jpg)

![521 Monroe Avenue - Photo 12](http://lh.rdcpix.com/0505f2438429cd5085ebae3c04607357l-f1614608742r.jpg)

![521 Monroe Avenue - Photo 13](http://lh.rdcpix.com/0505f2438429cd5085ebae3c04607357l-f2708711934r.jpg)

![521 Monroe Avenue - Photo 14](http://lh.rdcpix.com/0505f2438429cd5085ebae3c04607357l-f362849984r.jpg)

![521 Monroe Avenue - Photo 15](http://lh.rdcpix.com/0505f2438429cd5085ebae3c04607357l-f1968942790r.jpg)

![521 Monroe Avenue - Photo 16](http://lh.rdcpix.com/0505f2438429cd5085ebae3c04607357l-f4042999758r.jpg)

![521 Monroe Avenue - Photo 17](http://lh.rdcpix.com/0505f2438429cd5085ebae3c04607357l-f3682432283r.jpg)

![521 Monroe Avenue - Photo 18](http://lh.rdcpix.com/0505f2438429cd5085ebae3c04607357l-f2217750478r.jpg)

![521 Monroe Avenue - Photo 19](http://lh.rdcpix.com/0505f2438429cd5085ebae3c04607357l-f327670320r.jpg)

![521 Monroe Avenue - Photo 20](http://lh.rdcpix.com/0505f2438429cd5085ebae3c04607357l-f332641672r.jpg)

![521 Monroe Avenue - Photo 21](http://lh.rdcpix.com/0505f2438429cd5085ebae3c04607357l-f2577896948r.jpg)

![521 Monroe Avenue - Photo 22](http://lh.rdcpix.com/0505f2438429cd5085ebae3c04607357l-f1933321242r.jpg)

![521 Monroe Avenue - Photo 23](http://lh.rdcpix.com/0505f2438429cd5085ebae3c04607357l-f1885057631r.jpg)

![521 Monroe Avenue - Photo 24](http://lh.rdcpix.com/0505f2438429cd5085ebae3c04607357l-f3922422225r.jpg)

![521 Monroe Avenue - Photo 25](http://lh.rdcpix.com/0505f2438429cd5085ebae3c04607357l-f3472891409r.jpg)

![521 Monroe Avenue - Photo 26](http://lh.rdcpix.com/0505f2438429cd5085ebae3c04607357l-f2826666500r.jpg)

![521 Monroe Avenue - Photo 27](http://lh.rdcpix.com/0505f2438429cd5085ebae3c04607357l-f3267115757r.jpg)

![521 Monroe Avenue - Photo 28](http://lh.rdcpix.com/0505f2438429cd5085ebae3c04607357l-f4024866485r.jpg)

![521 Monroe Avenue - Photo 29](http://lh.rdcpix.com/0505f2438429cd5085ebae3c04607357l-f1074599424r.jpg)

![521 Monroe Avenue - Photo 30](http://lh.rdcpix.com/0505f2438429cd5085ebae3c04607357l-f2737122068r.jpg)

---

**MLS#:** 10653643 | **Updated:** 2026-10-20
**Source:** listhub

*Copyright © 2026 Real Estate Information Network, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/521-monroe-avenue-cape-charles-va-23310-e6d2b096ec1d4eb8a18b5ee08a885464)

---

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