# 521 US Highway 89 S, Gardiner, MT 59030

> **TL;DR:** 4bd/3ba single family, $2,300,000 ($728/sqft), built 2016, 3,158 sqft.
> Fireplace, Waterfront, View, A/C. Est. $12,301/mo. Listed 128 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $2,300,000 |
| Price/sqft | $728 |
| Bedrooms | 4 |
| Bathrooms | 2 full, 1 half |
| Square Feet | 3,158 |
| Year Built | 2016 |
| Lot Size | 130,680 sqft (3.00 acres) |
| Stories | 1 |
| Garage | 2-car |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 128 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed
- **Views** - River, Valley, Mountains

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $11,630 |
| Estimated Insurance | $671 |
| **Total** | **$12,301** |

## Key Amenities

- Fireplace
- Waterfront
- View
- A/C
- 2-car garage

## Property Highlights

- Built in 2016
- 3.00 acre lot
- Fireplace
- Waterfront

## Description

### Agent Description
~$40,000.00 Seller credit to Buyer!~ Welcome to Electric Peak Escape, a furnished 3-acre retreat just 5 miles north of Gardiner, Montana and Yellowstone National Park. Expansive windows showcase Electric Peak, Sepulcher Peak, the Yellowstone River, and more. Inside, an open, sunlit living space centers on a striking slate-and-river-rock fireplace. The home offers a spacious primary suite, office, generous decks and patio, and a finished walk-out lower level with three bedrooms and a second living area. Enjoy irrigated landscaping, a fenced backyard, southwest-facing deck, and approximately 300 feet of private river beach. Close to hiking, world-class fly fishing, skiing, wildlife viewing, and hot springs, this property is also a successful short-term rental. Make it your Montana retreat or continue as a short-term rental. *Seller offering $40,000.00 credit, with offer acceptable to Seller, for Buyer lender fees and/or interest rate buy-down. Financials available upon request; contact your local agent to schedule a showing.

## Location

- **Address:** 521 US Highway 89 S, Gardiner, MT 59030
- **County:** Park
- **Coordinates:** 45.080895, -110.775758
- **Google Maps:** https://www.google.com/maps?q=45.080895,-110.775758

## Virtual Tour & Media

- **Video Tour:** https://youtu.be/cN-Rx_n-geU

## Listing Agent

- **Name:** Carren Jacobik · **License:** RBS-45019
- **Brokerage:** Small Dog Realty
- **Broker Phone:** (406) 220-2013
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/521-US-Highway-89-S_Gardiner_MT_59030_M72850-69056?f=listhub&s=GARMT&m=412787&c=propsimple)

## Photos

![521 US Highway 89 S - Photo 1](http://lh.rdcpix.com/e1fae10700616c52812e87bf91ab0080l-f3708711189r.jpg)

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---

**MLS#:** 412787 | **Updated:** 2026-10-24
**Source:** listhub

*Copyright © 2026 Big Sky Country MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/521-us-highway-89-s-gardiner-mt-59030-46ee4880363d4132993b4a51eceaa308)

---

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  "name": "521 US Highway 89 S, Gardiner, MT 59030",
  "description": "~$40,000.00 Seller credit to Buyer!~ Welcome to Electric Peak Escape, a furnished 3-acre retreat just 5 miles north of Gardiner, Montana and Yellowstone National Park. Expansive windows showcase Electric Peak, Sepulcher Peak, the Yellowstone River, and more. Inside, an open, sunlit living space centers on a striking slate-and-river-rock fireplace. The home offers a spacious primary suite, office, generous decks and patio, and a finished walk-out lower level with three bedrooms and a second living area. Enjoy irrigated landscaping, a fenced backyard, southwest-facing deck, and approximately 300 feet of private river beach. Close to hiking, world-class fly fishing, skiing, wildlife viewing, and hot springs, this property is also a successful short-term rental. Make it your Montana retreat or continue as a short-term rental. *Seller offering $40,000.00 credit, with offer acceptable to Seller, for Buyer lender fees and/or interest rate buy-down. Financials available upon request; contact your local agent to schedule a showing.",
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