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About This Home

This 4-bedroom, 3-bathroom single family at 521 Waterford Drive in Oswego, IL is listed for $449,900 ($212 per sqft). Built in 2001, the home offers 2,120 sqft of living space on a 0.29 acres lot.

Agent Description

Spacious 4 bedroom, 2.5 Bath 2 story home with open floor plan situated on a huge corner lot, sides to a Cul de sac, with views of the pond from the Patio and upstairs bedroom. Family room and kitchen whit French doors to the living room , make this a perfect party house.

The dramatic 2 Story Foyer with Atrium window is filled with natural light. This original owner has lovingly cared for and updated as needed, new Furnace and central Air in February 2026, New Roof in 2019, Some New vinyl siding in 2019. New Garage Door 6/23, New dishwasher and Microwave 2026.

Fully excavated basement is rare for this Equestrain Model. Basement is Partially finished with plenty of room to add a bedroom, in law accommodations, office or additional play area. Move in Ready! Flexable closing. All you have to do is move in.

Key Features

  • Built in 2001
  • 0.29 acre lot
  • 2 stories
  • 2 parking spaces

Property Details

2 stories
2 full, 1 half
2 spaces
2001

Amenities

A/C

Monthly Cost Estimate

$2,565/mo

20% down · 6.5% · 30 years

Principal$325
Interest$1,950
Insurance$131
HOA$159

Estimates only. Actual payments may vary.

Location

521 Waterford Drive

Oswego, IL 60543

Ponds at Mill Race Creek

Property Details

Flooring

CarpetVinyl

Construction

Vinyl Siding

Parking

GarageOpen

Heating

Natural Gas

Cooling

Central Air

Appliances

RangeMicrowaveDishwasherRefrigeratorFreezerWasherDryer

Questions & Answers

This 4-bedroom, 3-bathroom single family at 521 Waterford Drive is listed at $449,900 ($212/sqft). The estimated monthly payment is $2,109 based on 20% down at 6.5% interest.

HOA fees are $159/month.

Key features include: Built in 2001, 0.29 acre lot, 2 stories, 2 parking spaces.

This property is listed by Cookie Hanson and can be reached at (630) 369-2000 or cookie901@gmail.com.

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CH

Cookie Hanson

Agent at Century 21 Circle

(630) 369-2000

Listed by Century 21 Circle

MLS# 12587125· Source: listhub· Updated 28 days ago

Copyright © 2026 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

521 Waterford Drive, Oswego, IL 60543

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