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About This Home

This 3-bedroom, 3-bathroom townhouse at 521 WATERFORD LAKE CIRCLE in CALERA, AL is listed for $197,000. Built in 2005, on a 0.10 acres lot.

Agent Description

Turnkey townhome in one of Shelby County’s best-kept secrets — and priced to move. This fully updated 3-bedroom, 3-bath home in the Waterford Lake community features granite countertops, stainless GE appliances, white shaker cabinets, luxury vinyl plank flooring throughout, and matte black fixtures for a modern, high-end feel.

The open-concept main level flows from the kitchen into the dining area and living space, filled with natural light from oversized windows. Upstairs, the primary suite offers a distinctive arched window, ceiling fan, and private en-suite bath. Two additional bedrooms each have convenient access to a full bath — a rare setup at this price point, ideal for roommates, guests, or a home office.

Enjoy Waterford Lake amenities including an 11-acre stocked lake, nearly 12,000 sq ft community pool, clubhouse, tennis courts, and lakeside walking trail. Located in Shelby County with easy access to I-65. Move-in ready with motivated seller.

Key Features

  • Built in 2005
  • 0.10 acre lot
  • 1.5 stories
  • Private pool
  • Fireplace

Property Details

2 stories
2 full, 1 half
2005

Amenities

PoolFireplaceView

Monthly Cost Estimate

$1,054/mo

20% down · 6.5% · 30 years

Principal$142
Interest$854
Insurance$57

Estimates only. Actual payments may vary.

Location

521 WATERFORD LAKE CIRCLE

CALERA, AL 35040

Waterford

Features & Amenities

Interior Features

Tub/Shower Combo

Exterior Features

PorchPatioPool

Property Details

Flooring

CarpetTileVinyl

Construction

Brick

Views

LakeWater

Parking

Driveway

Heating

CentralElectric (Heating)Fireplace(s)Forced Air

Cooling

Central AirElectric

Appliances

DishwasherRefrigeratorWasher

Questions & Answers

This 3-bedroom, 3-bathroom townhouse at 521 WATERFORD LAKE CIRCLE is listed at $197,000. The estimated monthly payment is $854 based on 20% down at 6.5% interest.

Key features include: Built in 2005, 0.10 acre lot, 1.5 stories, Private pool, Fireplace. Interior Features: Tub/Shower Combo. Exterior Features: Porch, Patio, Pool.

This property is listed by Seth Cain and can be reached at 2057678676 or sethsellshomes@kw.com.

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Seth Cain

Agent at Keller Williams Metro South

(205) 767-8676

Listed by Keller Williams Metro South · View on Broker Site

MLS# 21444834· Source: listhub· Updated 42 days ago

Copyright © 2026 Greater Alabama MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

521 WATERFORD LAKE CIRCLE, CALERA, AL 35040

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