# 522 Moss Lake Ln, Holly Ridge, NC 28445 > **TL;DR:** 4bd/3ba single family, $608,000 ($233/sqft), built 2019, 2,604 sqft. > Fireplace, Waterfront, 2-car garage. Est. $3,398/mo. Listed 116 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $608,000 | | Price/sqft | $233 | | Bedrooms | 4 | | Bathrooms | 3 full | | Square Feet | 2,604 | | Year Built | 2019 | | Lot Size | 9,148 sqft (0.21 acres) | | Garage | 2-car | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 116 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $3,074 | | Estimated Insurance | $177 | | HOA | $147 | | **Total** | **$3,398** | ## Key Amenities - Fireplace - Waterfront - 2-car garage ## Property Highlights - Built in 2019 - 0.21 acre lot - Fireplace - Waterfront ## Description ### Agent Description Serene WATER VIEWS and like-new condition come together at this beautifully maintained home in Summerhouse On Everett Bay, one of coastal North Carolina's most sought-after resort-style communities. Perfectly positioned for views of Moss Lake, this 1.5-story residence offers over 2,600 square feet with 4 bedrooms and 3 baths - and shows like the day it was built. The bright, open-concept main level welcomes you with a stunning coffered ceiling in the living room, anchored by a sleek glass-rock electric fireplace. The kitchen is built to gather around: an 8-foot island, granite counters, abundant cabinetry and a walk-in pantry. The adjoining dining area is wrapped in walls of windows that frame tranquil lake views from your table. The main-floor primary suite features a trey ceiling, walk-in closet, and a spa-like ensuite with walk-in shower, soaking tub, and dual vanities. Two additional bedrooms share a full bath on the main level, while the finished second floor offers an ensuite bedroom/bonus room - ideal for guests or flex space. A spacious laundry room with sink leads to a garage complete with workbenches. Outside, the screened porch overlooks your private backyard retreat, where a pergola and established gardens spill toward the shimmering waters of Moss Lake - a view you'll enjoy morning coffee to sunset. Summerhouse on Everett Bay delivers exceptional amenities: a spectacular clubhouse, resort-style pool, fitness center, sports courts, playground, and miles of walking trails. Boaters will love the day docks, boat storage, and launch with access to the Intracoastal Waterway. Move-in ready, meticulously kept, and framed by the water -- start living the coastal lifestyle you've dreamed of at 522 Moss Lake Lane. Lender credit equal to 1.50% of the loan amount or amount allowed per program guidelines available to an eligible buyer financing the purchase of this property through Atlantic Bay Mortgage Group, L.L.C. Terms and availability are subject to change at any time. ## Location - **Address:** 522 Moss Lake Ln, Holly Ridge, NC 28445 - **County:** Onslow - **Neighborhood:** Summerhouse On Everett Bay - **Coordinates:** 34.492475, -77.489553 - **Google Maps:** https://www.google.com/maps?q=34.492475,-77.489553 ## Virtual Tour & Media - **Video Tour:** https://iframe.videodelivery.net/255b146e7a0db6a133c3da054fdc047b ## Listing Agent - **Name:** Ryan Smith - **Brokerage:** LPT REALTY LLC - **Broker Phone:** 9102397758 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/522-Moss-Lake-Ln_Holly-Ridge_NC_28445_M50728-36517?f=listhub&s=NYSMLS&m=11863147&c=propsimple) ## Photos ![522 Moss Lake Ln - Photo 1](http://lh.rdcpix.com/38311290b8784c753374df53153980dcl-f1137180405r.jpg) ![522 Moss Lake Ln - Photo 2](http://lh.rdcpix.com/38311290b8784c753374df53153980dcl-f1730471796r.jpg) ![522 Moss Lake Ln - Photo 3](http://lh.rdcpix.com/38311290b8784c753374df53153980dcl-f3014395936r.jpg) ![522 Moss Lake Ln - Photo 4](http://lh.rdcpix.com/38311290b8784c753374df53153980dcl-f1620535282r.jpg) ![522 Moss Lake Ln - Photo 5](http://lh.rdcpix.com/38311290b8784c753374df53153980dcl-f362404849r.jpg) ![522 Moss Lake Ln - Photo 6](http://lh.rdcpix.com/38311290b8784c753374df53153980dcl-f533233407r.jpg) ![522 Moss Lake Ln - Photo 7](http://lh.rdcpix.com/38311290b8784c753374df53153980dcl-f1697345033r.jpg) ![522 Moss Lake Ln - Photo 8](http://lh.rdcpix.com/38311290b8784c753374df53153980dcl-f3748621769r.jpg) ![522 Moss Lake Ln - Photo 9](http://lh.rdcpix.com/38311290b8784c753374df53153980dcl-f2190563333r.jpg) ![522 Moss Lake Ln - Photo 10](http://lh.rdcpix.com/38311290b8784c753374df53153980dcl-f3255262369r.jpg) ![522 Moss Lake Ln - Photo 11](http://lh.rdcpix.com/38311290b8784c753374df53153980dcl-f324146827r.jpg) ![522 Moss Lake Ln - Photo 12](http://lh.rdcpix.com/38311290b8784c753374df53153980dcl-f4286156135r.jpg) ![522 Moss Lake Ln - Photo 13](http://lh.rdcpix.com/38311290b8784c753374df53153980dcl-f1314884844r.jpg) ![522 Moss Lake Ln - Photo 14](http://lh.rdcpix.com/38311290b8784c753374df53153980dcl-f292551078r.jpg) ![522 Moss Lake Ln - Photo 15](http://lh.rdcpix.com/38311290b8784c753374df53153980dcl-f274096284r.jpg) ![522 Moss Lake Ln - Photo 16](http://lh.rdcpix.com/38311290b8784c753374df53153980dcl-f809603429r.jpg) ![522 Moss Lake Ln - Photo 17](http://lh.rdcpix.com/38311290b8784c753374df53153980dcl-f2149457444r.jpg) ![522 Moss Lake Ln - Photo 18](http://lh.rdcpix.com/38311290b8784c753374df53153980dcl-f2148864805r.jpg) ![522 Moss Lake Ln - Photo 19](http://lh.rdcpix.com/38311290b8784c753374df53153980dcl-f1827243427r.jpg) ![522 Moss Lake Ln - Photo 20](http://lh.rdcpix.com/38311290b8784c753374df53153980dcl-f655947691r.jpg) ![522 Moss Lake Ln - Photo 21](http://lh.rdcpix.com/38311290b8784c753374df53153980dcl-f1984867054r.jpg) ![522 Moss Lake Ln - Photo 22](http://lh.rdcpix.com/38311290b8784c753374df53153980dcl-f4071430172r.jpg) ![522 Moss Lake Ln - Photo 23](http://lh.rdcpix.com/38311290b8784c753374df53153980dcl-f2064593292r.jpg) ![522 Moss Lake Ln - Photo 24](http://lh.rdcpix.com/38311290b8784c753374df53153980dcl-f2766898456r.jpg) ![522 Moss Lake Ln - Photo 25](http://lh.rdcpix.com/38311290b8784c753374df53153980dcl-f4224319606r.jpg) ![522 Moss Lake Ln - Photo 26](http://lh.rdcpix.com/38311290b8784c753374df53153980dcl-f1747831005r.jpg) ![522 Moss Lake Ln - Photo 27](http://lh.rdcpix.com/38311290b8784c753374df53153980dcl-f1127395630r.jpg) ![522 Moss Lake Ln - Photo 28](http://lh.rdcpix.com/38311290b8784c753374df53153980dcl-f4016067987r.jpg) ![522 Moss Lake Ln - Photo 29](http://lh.rdcpix.com/38311290b8784c753374df53153980dcl-f1553341623r.jpg) ![522 Moss Lake Ln - Photo 30](http://lh.rdcpix.com/38311290b8784c753374df53153980dcl-f1857284339r.jpg) ![522 Moss Lake Ln - Photo 31](http://lh.rdcpix.com/38311290b8784c753374df53153980dcl-f3943177662r.jpg) ![522 Moss Lake Ln - Photo 32](http://lh.rdcpix.com/38311290b8784c753374df53153980dcl-f3102975034r.jpg) ![522 Moss Lake Ln - Photo 33](http://lh.rdcpix.com/38311290b8784c753374df53153980dcl-f3839713780r.jpg) ![522 Moss Lake Ln - Photo 34](http://lh.rdcpix.com/38311290b8784c753374df53153980dcl-f1298596320r.jpg) ![522 Moss Lake Ln - Photo 35](http://lh.rdcpix.com/38311290b8784c753374df53153980dcl-f1880080864r.jpg) ![522 Moss Lake Ln - Photo 36](http://lh.rdcpix.com/38311290b8784c753374df53153980dcl-f1959133r.jpg) ![522 Moss Lake Ln - Photo 37](http://lh.rdcpix.com/38311290b8784c753374df53153980dcl-f1943555463r.jpg) ![522 Moss Lake Ln - Photo 38](http://lh.rdcpix.com/38311290b8784c753374df53153980dcl-f2529606467r.jpg) ![522 Moss Lake Ln - Photo 39](http://lh.rdcpix.com/38311290b8784c753374df53153980dcl-f984743554r.jpg) ![522 Moss Lake Ln - Photo 40](http://lh.rdcpix.com/38311290b8784c753374df53153980dcl-f2936854188r.jpg) --- **MLS#:** 11863147 | **Updated:** 2026-10-31 **Source:** listhub *Copyright © 2026 My State MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/522-moss-lake-ln-holly-ridge-nc-28445-97cf1847aef347ccadfcb6a56965e1e3) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/522-moss-lake-ln-holly-ridge-nc-28445-97cf1847aef347ccadfcb6a56965e1e3#listing", "url": "https://staging.propertysimple.ai/listing/522-moss-lake-ln-holly-ridge-nc-28445-97cf1847aef347ccadfcb6a56965e1e3", "name": "522 Moss Lake Ln, Holly Ridge, NC 28445", "description": "Serene WATER VIEWS and like-new condition come together at this beautifully maintained home in Summerhouse On Everett Bay, one of coastal North Carolina's most sought-after resort-style communities. Perfectly positioned for views of Moss Lake, this 1.5-story residence offers over 2,600 square feet with 4 bedrooms and 3 baths - and shows like the day it was built. The bright, open-concept main level welcomes you with a stunning coffered ceiling in the living room, anchored by a sleek glass-rock electric fireplace. The kitchen is built to gather around: an 8-foot island, granite counters, abundant cabinetry and a walk-in pantry. The adjoining dining area is wrapped in walls of windows that frame tranquil lake views from your table. The main-floor primary suite features a trey ceiling, walk-in closet, and a spa-like ensuite with walk-in shower, soaking tub, and dual vanities. Two additional bedrooms share a full bath on the main level, while the finished second floor offers an ensuite bedroom/bonus room - ideal for guests or flex space. A spacious laundry room with sink leads to a garage complete with workbenches. Outside, the screened porch overlooks your private backyard retreat, where a pergola and established gardens spill toward the shimmering waters of Moss Lake - a view you'll enjoy morning coffee to sunset. Summerhouse on Everett Bay delivers exceptional amenities: a spectacular clubhouse, resort-style pool, fitness center, sports courts, playground, and miles of walking trails. Boaters will love the day docks, boat storage, and launch with access to the Intracoastal Waterway. Move-in ready, meticulously kept, and framed by the water -- start living the coastal lifestyle you've dreamed of at 522 Moss Lake Lane. Lender credit equal to 1.50% of the loan amount or amount allowed per program guidelines available to an eligible buyer financing the purchase of this property through Atlantic Bay Mortgage Group, L.L.C. 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