About This Home

This 5-bedroom, 3-bathroom single family at 523 Branch Street in San Luis Obispo, CA is listed for $1,345,000. Built in 1910, on a 0.21 acres lot.

Key Features

  • Built in 1910
  • 0.21 acre lot
  • 2 stories
  • 4 parking spaces

Property Details

2 stories
3 full
4 spaces
1910
Listing Description

Positioned in the heart of San Luis Obispo's sought-after Railroad District, this exceptional multi-unit property presents a rare investment opportunity just moments from Meadow Park, Hawthorne Park, and Downtown San Luis Obispo. Situated on a generous 8,980+/- square foot street-to-street lot, the property offers three tenant occupied residences with strong income potential currently producing $7,600/month ($9,2000/year) in total rental income.

The front residence at 523 Branch Street features 3 bedrooms and 1 bathroom, highlighted by a welcoming covered front porch, mature shade trees, and a spacious front yard. Inside, the open-concept living area creates a comfortable flow, while the kitchen includes convenient in-unit laundry.

Tucked behind the main home are two additional units, 520 South A & B, both built in 1989. Each unit offers an open-concept lower level with a pass-through kitchen window to the living room and direct access from the dining area to a private yard space.

Upstairs, you'll find a generously sized bedroom, full bathroom, and versatile loft area ideal for a home office or additional living space. Off-street parking is available in front of the units. With its prime central location, large lot, and three-unit configuration, this property offers an outstanding opportunity for investors, owner-occupants, or those seeking rental income in one of San Luis Obispo's most desirable neighborhoods.

Monthly Cost Estimate

$7,193/mo

20% down · 6.5% · 30 years

Principal$973
Interest$5,828
Insurance$392

Estimates only. Actual payments may vary.

Location

523 Branch Street

San Luis Obispo, CA 93401

San Luis Obispo(380)

Property Details

Parking

Covered

Heating

Wall FurnaceCentral

Questions & Answers

This 5-bedroom, 3-bathroom single family at 523 Branch Street is listed at $1,345,000. The estimated monthly payment is $7,193 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1910, 0.21 acre lot, 2 stories, 4 parking spaces.

This property is listed by Lindsey Harn.

LH

Lindsey Harn

License 01868098

Agent at Sereno

Listed by Sereno · Broker phone: (408) 335-1400 · Broker website

MLS# SC26108142· Source: California Regional Multiple Listing Service, Inc· 199 days on PropertySimple

Copyright © 2026 California Regional Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

523 Branch Street, San Luis Obispo, CA 93401

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