# 523 E Elm Street, New Albany, IN 47150 > **TL;DR:** 3bd/2ba single family, $279,900 ($200/sqft), built 2019, 1,401 sqft. > A/C, 1-car garage. Est. $1,497/mo. Listed 46 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $279,900 | | Price/sqft | $200 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 1,401 | | Year Built | 2019 | | Lot Size | 5,793 sqft (0.13 acres) | | Stories | 1 | | Garage | 1-car | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 46 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,415 | | Estimated Insurance | $82 | | **Total** | **$1,497** | ## Key Amenities - A/C - 1-car garage ## Property Highlights - Built in 2019 - 0.13 acre lot ## Description ### Agent Description WHAT IF YOU COULD OWN THIS HOME WITH LITTLE OR NO MONEY OUT OF POCKET? No to low money down options may be available. Ask about grant programs and closing cost help for eligible buyers. Welcome to your dream home in the heart of New Albany! Perfectly positioned just a 2-minute stroll from local restaurants, shops, and an easy Louisville commute via the Sherman Minton Bridge, this turnkey home offers the ultimate blend of modern comfort and prime location. Step inside from the inviting covered front porch to find a light-filled main floor featuring two generously sized bedrooms-perfect for guests or a dedicated home office. Upstairs, the private primary ensuite serves as your personal retreat, complete with a custom-designed walk-in closet and a huge utility room with extra storage space. You'll love the rare downtown luxury of an attached 1-car garage, while the shaded patio and backyard offer the perfect place to relax and entertain. Tucked away among charming 1920s homes, this newer build gives you the best of both worlds: historic neighborhood vibes with the total peace of mind of zero updates or repairs. Move right in, enjoy a worry-free lifestyle, and experience the perfect mix of modern living and small-town charm-schedule your tour today! ## Location - **Address:** 523 E Elm Street, New Albany, IN 47150 - **County:** Floyd - **Coordinates:** 38.288946, -85.81862 - **Google Maps:** https://www.google.com/maps?q=38.288946,-85.81862 ## Listing Agent - **Name:** Andrew Wolf - **Brokerage:** eXp Realty - **Broker Phone:** (812) 734-6048 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/523-E-Elm-St_New-Albany_IN_47150_M90956-66508?f=listhub&s=SIREAIN&m=2026011413&c=propsimple) ## Photos ![523 E Elm Street - Photo 1](http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f2409963338r.jpg) ![523 E Elm Street - Photo 2](http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f2590009283r.jpg) ![523 E Elm Street - Photo 3](http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f2314022508r.jpg) ![523 E Elm Street - Photo 4](http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f1905847319r.jpg) ![523 E Elm Street - Photo 5](http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f3767221523r.jpg) ![523 E Elm Street - Photo 6](http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f2122985381r.jpg) ![523 E Elm Street - Photo 7](http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f1952848886r.jpg) ![523 E Elm Street - Photo 8](http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f994378572r.jpg) ![523 E Elm Street - Photo 9](http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f837193889r.jpg) ![523 E Elm Street - Photo 10](http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f4286382745r.jpg) ![523 E Elm Street - Photo 11](http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f868359717r.jpg) ![523 E Elm Street - Photo 12](http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f3551556507r.jpg) ![523 E Elm Street - Photo 13](http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f2219185010r.jpg) ![523 E Elm Street - Photo 14](http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f1269390268r.jpg) ![523 E Elm Street - Photo 15](http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f3877936107r.jpg) ![523 E Elm Street - Photo 16](http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f258167004r.jpg) ![523 E Elm Street - Photo 17](http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f1263049729r.jpg) ![523 E Elm Street - Photo 18](http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f2523047374r.jpg) ![523 E Elm Street - Photo 19](http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f3759591378r.jpg) ![523 E Elm Street - Photo 20](http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f191336242r.jpg) ![523 E Elm Street - Photo 21](http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f2288749115r.jpg) ![523 E Elm Street - Photo 22](http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f1341612742r.jpg) ![523 E Elm Street - Photo 23](http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f801620629r.jpg) ![523 E Elm Street - Photo 24](http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f3244916444r.jpg) ![523 E Elm Street - Photo 25](http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f543374398r.jpg) ![523 E Elm Street - Photo 26](http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f567038913r.jpg) ![523 E Elm Street - Photo 27](http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f507164804r.jpg) ![523 E Elm Street - Photo 28](http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f1727914168r.jpg) ![523 E Elm Street - Photo 29](http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f3759245606r.jpg) ![523 E Elm Street - Photo 30](http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f2547740096r.jpg) ![523 E Elm Street - Photo 31](http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f2740164835r.jpg) ![523 E Elm Street - Photo 32](http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f767312694r.jpg) ![523 E Elm Street - Photo 33](http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f1245270737r.jpg) ![523 E Elm Street - Photo 34](http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f2880794886r.jpg) ![523 E Elm Street - Photo 35](http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f4077336740r.jpg) ![523 E Elm Street - Photo 36](http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f1963246119r.jpg) ![523 E Elm Street - Photo 37](http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f3925580550r.jpg) ![523 E Elm Street - Photo 38](http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f3461740983r.jpg) ![523 E Elm Street - Photo 39](http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f1995896781r.jpg) ![523 E Elm Street - Photo 40](http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f1545854954r.jpg) --- **MLS#:** 2026011413 | **Updated:** 2026-10-27 **Source:** listhub *Copyright © 2026 Southern Indiana REALTORS Association. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/523-e-elm-street-new-albany-in-47150-dc504a11a8a44a21a62dbe6c3db1500e) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/523-e-elm-street-new-albany-in-47150-dc504a11a8a44a21a62dbe6c3db1500e#listing", "url": "https://staging.propertysimple.ai/listing/523-e-elm-street-new-albany-in-47150-dc504a11a8a44a21a62dbe6c3db1500e", "name": "523 E Elm Street, New Albany, IN 47150", "description": "WHAT IF YOU COULD OWN THIS HOME WITH LITTLE OR NO MONEY OUT OF POCKET? No to low money down options may be available. Ask about grant programs and closing cost help for eligible buyers. Welcome to your dream home in the heart of New Albany! Perfectly positioned just a 2-minute stroll from local restaurants, shops, and an easy Louisville commute via the Sherman Minton Bridge, this turnkey home offers the ultimate blend of modern comfort and prime location. Step inside from the inviting covered front porch to find a light-filled main floor featuring two generously sized bedrooms-perfect for guests or a dedicated home office. Upstairs, the private primary ensuite serves as your personal retreat, complete with a custom-designed walk-in closet and a huge utility room with extra storage space. You'll love the rare downtown luxury of an attached 1-car garage, while the shaded patio and backyard offer the perfect place to relax and entertain. Tucked away among charming 1920s homes, this newer build gives you the best of both worlds: historic neighborhood vibes with the total peace of mind of zero updates or repairs. Move right in, enjoy a worry-free lifestyle, and experience the perfect mix of modern living and small-town charm-schedule your tour today!", "image": [ "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f2409963338r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f2590009283r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f2314022508r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f1905847319r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f3767221523r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f2122985381r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f1952848886r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f994378572r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f837193889r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f4286382745r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f868359717r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f3551556507r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f2219185010r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f1269390268r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f3877936107r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f258167004r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f1263049729r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f2523047374r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f3759591378r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f191336242r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f2288749115r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f1341612742r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f801620629r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f3244916444r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f543374398r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f567038913r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f507164804r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f1727914168r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f3759245606r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f2547740096r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f2740164835r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f767312694r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f1245270737r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f2880794886r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f4077336740r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f1963246119r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f3925580550r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f3461740983r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f1995896781r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f1545854954r.jpg" ], "primaryImageOfPage": { "@type": "ImageObject", "url": "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f2409963338r.jpg", "caption": "523 E Elm Street - New Albany, IN" }, "datePosted": "2026-09-16", "dateModified": "2026-10-27T00:25:25.556Z", "mainEntity": { "@type": "Accommodation", "@id": "https://staging.propertysimple.ai/listing/523-e-elm-street-new-albany-in-47150-dc504a11a8a44a21a62dbe6c3db1500e#property", "name": "523 E Elm Street, New Albany, IN 47150", "address": { "@type": "PostalAddress", "streetAddress": "523 E Elm Street", "addressLocality": "New Albany", "addressRegion": "IN", "postalCode": "47150", "addressCountry": "US" }, "geo": { "@type": "GeoCoordinates", "latitude": 38.288946, "longitude": -85.81862 }, "image": [ "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f2409963338r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f2590009283r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f2314022508r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f1905847319r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f3767221523r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f2122985381r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f1952848886r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f994378572r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f837193889r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f4286382745r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f868359717r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f3551556507r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f2219185010r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f1269390268r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f3877936107r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f258167004r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f1263049729r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f2523047374r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f3759591378r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f191336242r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f2288749115r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f1341612742r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f801620629r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f3244916444r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f543374398r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f567038913r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f507164804r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f1727914168r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f3759245606r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f2547740096r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f2740164835r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f767312694r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f1245270737r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f2880794886r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f4077336740r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f1963246119r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f3925580550r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f3461740983r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f1995896781r.jpg", "http://lh.rdcpix.com/36a5e1f14579d1d835b64e99c279148el-f1545854954r.jpg" ], "identifier": { "@type": "PropertyValue", "propertyID": "MLS", "value": "2026011413" }, "accommodationCategory": "Other", "numberOfBedrooms": 3, "numberOfBathroomsTotal": 2, "numberOfFullBathrooms": 2, "floorSize": { "@type": "QuantitativeValue", "value": 1401, "unitCode": "FTK", "unitText": "square feet" }, "yearBuilt": 2019, "amenityFeature": [ { "@type": "LocationFeatureSpecification", "name": "Heating", "value": "Forced Air" }, { "@type": "LocationFeatureSpecification", "name": "Cooling", "value": "Central Air" }, { "@type": "LocationFeatureSpecification", "name": "Appliances", "value": "Dishwasher, Garage Door Opener, Range / Oven, Refrigerator" }, { "@type": "LocationFeatureSpecification", "name": "Pool Features", "value": "Porch, Patio" }, { "@type": "LocationFeatureSpecification", "name": "Air Conditioning", "value": true } ], "additionalProperty": [ { "@type": "PropertyValue", "name": "Lot Size", "value": "0.13 acres" }, { "@type": "PropertyValue", "name": "Stories", "value": 1 }, { "@type": "PropertyValue", "name": "Garage Spaces", "value": 1 }, { "@type": "PropertyValue", "name": "Property Subtype", "value": "Other" } ] }, "offers": { "@type": "Offer", "@id": "https://staging.propertysimple.ai/listing/523-e-elm-street-new-albany-in-47150-dc504a11a8a44a21a62dbe6c3db1500e#offer", "url": "https://staging.propertysimple.ai/listing/523-e-elm-street-new-albany-in-47150-dc504a11a8a44a21a62dbe6c3db1500e", "price": 279900, "priceCurrency": "USD", "businessFunction": "http://purl.org/goodrelations/v1#Sell", "availability": "https://schema.org/InStock", "seller": { "@id": "https://staging.propertysimple.ai/listing/523-e-elm-street-new-albany-in-47150-dc504a11a8a44a21a62dbe6c3db1500e#agent" } }, "provider": { "@type": "Person", "@id": "https://staging.propertysimple.ai/listing/523-e-elm-street-new-albany-in-47150-dc504a11a8a44a21a62dbe6c3db1500e#agent", "name": "Andrew Wolf", "worksFor": { "@type": "Organization", "@id": "https://staging.propertysimple.ai/listing/523-e-elm-street-new-albany-in-47150-dc504a11a8a44a21a62dbe6c3db1500e#brokerage", "name": "eXp Realty", "telephone": "(812) 734-6048", "logo": { "@type": "ImageObject", "url": "http://lh.rdcpix.com/db5caad0332711e195d300219b994c72k-c989715572r.png" } } } } ```