# 523 SE 28TH Way, Melrose, FL 32666

> **TL;DR:** 1bd/1ba single family, $150,000 ($131/sqft), built 2025, 1,148 sqft.
> Waterfront, A/C. Est. $802/mo. Listed 6 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $150,000 |
| Price/sqft | $131 |
| Bedrooms | 1 |
| Bathrooms | 1 full |
| Square Feet | 1,148 |
| Year Built | 2025 |
| Lot Size | 43,996 sqft (1.01 acres) |
| Stories | 1 |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 6 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $758 |
| Estimated Insurance | $44 |
| **Total** | **$802** |

## Nearby Schools

- **Elementary:** Bradford
- **Middle:** Bradford
- **High:** Bradford

## Key Amenities

- Waterfront
- A/C

## Property Highlights

- Built in 2025
- 1.01 acre lot
- Waterfront

## Description

### Agent Description
Bring the fishing boat, poles, and the jet skis. Have you been looking for somewhere in the Lake region to fish or ride those jet skis? You have located it now. 1.01 acres located on Geneva Creek. This is the ultimate man cave. The structure is 24 x 40, enclosed with Hardie-board. It includes a finished Man cave/workshop already finished in the back of the building. The structure includes a toilet, sink, water heater, and 100 Amp panel box. The structure is concrete block, hardi-board planks, and a new metal roof, with an additional lean-to for extra toys or the fishing boat. The creek never runs dry and is always moving, thus always clear. There is a septic tank (980 gallons), and Clay County Utilities is already hooked up to the water. Recently surveyed with stakes still in, including an elevation certificate. THIS PROPERTY IS BEING SOLD AS IS

## Location

- **Address:** 523 SE 28TH Way, Melrose, FL 32666
- **County:** Bradford
- **Neighborhood:** **verifying Subd**
- **Coordinates:** 29.761435, -82.051488
- **Google Maps:** https://www.google.com/maps?q=29.761435,-82.051488

## Listing Agent

- **Name:** NAOMI JANACE ARMISTEAD
- **Brokerage:** C.B. Isaac Realty
- **Broker Phone:** (352) 475-2199
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/523-SE-28th-Way_Melrose_FL_32666_M98364-84550?f=listhub&s=NEFMLS&m=2170751&c=propsimple)

## Photos

![523 SE 28TH Way - Photo 1](http://lh.rdcpix.com/b651998bca854fc205045abbc72e1cd4l-f2510511089r.jpg)

![523 SE 28TH Way - Photo 2](http://lh.rdcpix.com/b651998bca854fc205045abbc72e1cd4l-f2566124211r.jpg)

![523 SE 28TH Way - Photo 3](http://lh.rdcpix.com/b651998bca854fc205045abbc72e1cd4l-f3388812929r.jpg)

![523 SE 28TH Way - Photo 4](http://lh.rdcpix.com/b651998bca854fc205045abbc72e1cd4l-f1135688717r.jpg)

![523 SE 28TH Way - Photo 5](http://lh.rdcpix.com/b651998bca854fc205045abbc72e1cd4l-f902458536r.jpg)

![523 SE 28TH Way - Photo 6](http://lh.rdcpix.com/b651998bca854fc205045abbc72e1cd4l-f3291263021r.jpg)

![523 SE 28TH Way - Photo 7](http://lh.rdcpix.com/b651998bca854fc205045abbc72e1cd4l-f45844784r.jpg)

![523 SE 28TH Way - Photo 8](http://lh.rdcpix.com/b651998bca854fc205045abbc72e1cd4l-f886476636r.jpg)

![523 SE 28TH Way - Photo 9](http://lh.rdcpix.com/b651998bca854fc205045abbc72e1cd4l-f1869642536r.jpg)

![523 SE 28TH Way - Photo 10](http://lh.rdcpix.com/b651998bca854fc205045abbc72e1cd4l-f963403316r.jpg)

![523 SE 28TH Way - Photo 11](http://lh.rdcpix.com/b651998bca854fc205045abbc72e1cd4l-f1425667914r.jpg)

![523 SE 28TH Way - Photo 12](http://lh.rdcpix.com/b651998bca854fc205045abbc72e1cd4l-f3312363222r.jpg)

![523 SE 28TH Way - Photo 13](http://lh.rdcpix.com/b651998bca854fc205045abbc72e1cd4l-f2362346406r.jpg)

![523 SE 28TH Way - Photo 14](http://lh.rdcpix.com/b651998bca854fc205045abbc72e1cd4l-f1448355236r.jpg)

![523 SE 28TH Way - Photo 15](http://lh.rdcpix.com/b651998bca854fc205045abbc72e1cd4l-f2118369523r.jpg)

![523 SE 28TH Way - Photo 16](http://lh.rdcpix.com/b651998bca854fc205045abbc72e1cd4l-f3251746491r.jpg)

![523 SE 28TH Way - Photo 17](http://lh.rdcpix.com/b651998bca854fc205045abbc72e1cd4l-f4074984414r.jpg)

![523 SE 28TH Way - Photo 18](http://lh.rdcpix.com/b651998bca854fc205045abbc72e1cd4l-f294781124r.jpg)

![523 SE 28TH Way - Photo 19](http://lh.rdcpix.com/b651998bca854fc205045abbc72e1cd4l-f2235923000r.jpg)

![523 SE 28TH Way - Photo 20](http://lh.rdcpix.com/b651998bca854fc205045abbc72e1cd4l-f1184971790r.jpg)

![523 SE 28TH Way - Photo 21](http://lh.rdcpix.com/b651998bca854fc205045abbc72e1cd4l-f3478747608r.jpg)

![523 SE 28TH Way - Photo 22](http://lh.rdcpix.com/b651998bca854fc205045abbc72e1cd4l-f421579764r.jpg)

![523 SE 28TH Way - Photo 23](http://lh.rdcpix.com/b651998bca854fc205045abbc72e1cd4l-f656408521r.jpg)

![523 SE 28TH Way - Photo 24](http://lh.rdcpix.com/b651998bca854fc205045abbc72e1cd4l-f430107668r.jpg)

![523 SE 28TH Way - Photo 25](http://lh.rdcpix.com/b651998bca854fc205045abbc72e1cd4l-f3205295636r.jpg)

![523 SE 28TH Way - Photo 26](http://lh.rdcpix.com/b651998bca854fc205045abbc72e1cd4l-f1839517960r.jpg)

![523 SE 28TH Way - Photo 27](http://lh.rdcpix.com/b651998bca854fc205045abbc72e1cd4l-f1948860569r.jpg)

![523 SE 28TH Way - Photo 28](http://lh.rdcpix.com/b651998bca854fc205045abbc72e1cd4l-f68926186r.jpg)

---

**MLS#:** 2170751 | **Updated:** 2026-10-24
**Source:** listhub

*Copyright © 2026 realMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/523-se-28th-way-melrose-fl-32666-1fdf6a5fbf81466584678054041e4c13)

---

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