# 53 Third Street, Waterford, NY 12188

> **TL;DR:** 5bd/3ba multi-family, $279,000 ($101/sqft), built 1940, 2,758 sqft. Est. $1,492/mo. Listed 9 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $279,000 |
| Price/sqft | $101 |
| Bedrooms | 5 |
| Bathrooms | 3 full |
| Square Feet | 2,758 |
| Year Built | 1940 |
| Lot Size | 4,356 sqft (0.10 acres) |
| Property Type | Multi-Family (Triplex) |
| Status | Active |
| Days on Market | 9 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,411 |
| Estimated Insurance | $81 |
| **Total** | **$1,492** |

## Nearby Schools

- **Elementary:** Waterford
- **High:** Waterford

## Property Highlights

- Built in 1940
- 0.10 acre lot
- 3 parking spaces

## Description

### Agent Description
Investors and owner-occupants take notice! Opportunity awaits with this solid three-unit property in the Village of Waterford. All three apartments are occupied by long-term tenants on month-to-month agreements, with rents currently below market value. The spacious three-bedroom second-floor apartment offers an option for an owner-occupant looking to offset housing expenses with rental income. Off-street parking adds convenience for residents. The property is ready for some cosmetic updates and improvements, offering potential to build value over time. Whether you're looking to expand your investment portfolio or explore multi-family living, bring your vision and see the possibilities! Property is located in Flood Zone AE; flood insurance may be required. 1st floor rear tenant no showings after 1 pm other 2 floors not sure till we ask

## Location

- **Address:** 53 Third Street, Waterford, NY 12188
- **County:** Saratoga
- **Coordinates:** 42.790512, -73.67772
- **Google Maps:** https://www.google.com/maps?q=42.790512,-73.67772

## Virtual Tour & Media

- **Video Tour:** https://walkthruphoto.info/Public/53-Third-Street-10-12-26/

## Listing Agent

- **Name:** Kristin M McClenaghan · **License:** 10301212697
- **Brokerage:** Howard Hanna Real Estate Services
- **Broker Phone:** (518) 348-7100
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/53-3rd-St_Waterford_NY_12188_M93731-23026?f=listhub&s=CRMLSNY&m=202628547&c=propsimple)

## Photos

![53 Third Street - Photo 1](http://lh.rdcpix.com/55abdf1246913b45c66c5d23d1913eafl-f329228430r.jpg)

![53 Third Street - Photo 2](http://lh.rdcpix.com/55abdf1246913b45c66c5d23d1913eafl-f1824953406r.jpg)

![53 Third Street - Photo 3](http://lh.rdcpix.com/55abdf1246913b45c66c5d23d1913eafl-f12958290r.jpg)

![53 Third Street - Photo 4](http://lh.rdcpix.com/55abdf1246913b45c66c5d23d1913eafl-f1291638765r.jpg)

![53 Third Street - Photo 5](http://lh.rdcpix.com/55abdf1246913b45c66c5d23d1913eafl-f3424939375r.jpg)

![53 Third Street - Photo 6](http://lh.rdcpix.com/55abdf1246913b45c66c5d23d1913eafl-f554544054r.jpg)

![53 Third Street - Photo 7](http://lh.rdcpix.com/55abdf1246913b45c66c5d23d1913eafl-f1638294220r.jpg)

![53 Third Street - Photo 8](http://lh.rdcpix.com/55abdf1246913b45c66c5d23d1913eafl-f3957735985r.jpg)

![53 Third Street - Photo 9](http://lh.rdcpix.com/55abdf1246913b45c66c5d23d1913eafl-f301027137r.jpg)

![53 Third Street - Photo 10](http://lh.rdcpix.com/55abdf1246913b45c66c5d23d1913eafl-f1629562215r.jpg)

![53 Third Street - Photo 11](http://lh.rdcpix.com/55abdf1246913b45c66c5d23d1913eafl-f3437615292r.jpg)

![53 Third Street - Photo 12](http://lh.rdcpix.com/55abdf1246913b45c66c5d23d1913eafl-f1804659621r.jpg)

![53 Third Street - Photo 13](http://lh.rdcpix.com/55abdf1246913b45c66c5d23d1913eafl-f3319446768r.jpg)

![53 Third Street - Photo 14](http://lh.rdcpix.com/55abdf1246913b45c66c5d23d1913eafl-f811535549r.jpg)

![53 Third Street - Photo 15](http://lh.rdcpix.com/55abdf1246913b45c66c5d23d1913eafl-f2972433683r.jpg)

![53 Third Street - Photo 16](http://lh.rdcpix.com/55abdf1246913b45c66c5d23d1913eafl-f244731632r.jpg)

![53 Third Street - Photo 17](http://lh.rdcpix.com/55abdf1246913b45c66c5d23d1913eafl-f1694548783r.jpg)

![53 Third Street - Photo 18](http://lh.rdcpix.com/55abdf1246913b45c66c5d23d1913eafl-f917149999r.jpg)

![53 Third Street - Photo 19](http://lh.rdcpix.com/55abdf1246913b45c66c5d23d1913eafl-f2983813057r.jpg)

![53 Third Street - Photo 20](http://lh.rdcpix.com/55abdf1246913b45c66c5d23d1913eafl-f3004836488r.jpg)

![53 Third Street - Photo 21](http://lh.rdcpix.com/55abdf1246913b45c66c5d23d1913eafl-f4012334083r.jpg)

![53 Third Street - Photo 22](http://lh.rdcpix.com/55abdf1246913b45c66c5d23d1913eafl-f3807008869r.jpg)

![53 Third Street - Photo 23](http://lh.rdcpix.com/55abdf1246913b45c66c5d23d1913eafl-f4050172914r.jpg)

![53 Third Street - Photo 24](http://lh.rdcpix.com/55abdf1246913b45c66c5d23d1913eafl-f156937021r.jpg)

![53 Third Street - Photo 25](http://lh.rdcpix.com/55abdf1246913b45c66c5d23d1913eafl-f289885014r.jpg)

![53 Third Street - Photo 26](http://lh.rdcpix.com/55abdf1246913b45c66c5d23d1913eafl-f1469647093r.jpg)

![53 Third Street - Photo 27](http://lh.rdcpix.com/55abdf1246913b45c66c5d23d1913eafl-f626819187r.jpg)

![53 Third Street - Photo 28](http://lh.rdcpix.com/55abdf1246913b45c66c5d23d1913eafl-f2999498129r.jpg)

![53 Third Street - Photo 29](http://lh.rdcpix.com/55abdf1246913b45c66c5d23d1913eafl-f2535778990r.jpg)

![53 Third Street - Photo 30](http://lh.rdcpix.com/55abdf1246913b45c66c5d23d1913eafl-f3004925334r.jpg)

![53 Third Street - Photo 31](http://lh.rdcpix.com/55abdf1246913b45c66c5d23d1913eafl-f3133639135r.jpg)

![53 Third Street - Photo 32](http://lh.rdcpix.com/55abdf1246913b45c66c5d23d1913eafl-f906103183r.jpg)

![53 Third Street - Photo 33](http://lh.rdcpix.com/55abdf1246913b45c66c5d23d1913eafl-f1735411506r.jpg)

---

**MLS#:** 202628547 | **Updated:** 2026-10-27
**Source:** listhub

*Copyright © 2026 Global MLS, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/53-third-street-waterford-ny-12188-1326e40187ea4bdc9b53a5ec3fadf49e)

---

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