# 539 Holley Mountain Top Rd, Whittier, NC 28789

> **TL;DR:** 3bd/3ba single family, $530,000, built 2003.
> Spa, Fireplace, Waterfront, A/C. Est. $3,495/mo.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $530,000 |
| Bedrooms | 3 |
| Bathrooms | 3 full |
| Year Built | 2003 |
| Lot Size | 28,750 sqft (0.66 acres) |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 0 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,680 |
| Estimated Insurance | $155 |
| HOA | $660 |
| **Total** | **$3,495** |

## Key Amenities

- Spa
- Fireplace
- Waterfront
- A/C

## Property Highlights

- Built in 2003
- 0.66 acre lot
- Fireplace
- Waterfront

## Description

### Agent Description
Welcome to your mountain retreat - a charming three-level cabin with 3 bedrooms, 3 baths, and a flexible bonus room perfect for extra guests or a private office & walk out/ground level basement. The wrap around deck off the main living gives a treehouse effect. The basement game room sets the stage for family fun or open up to the outdoor firepit & hot tub. Upstairs & downstairs laundry areas make long stays and large groups a breeze. Nestled in a peaceful community with lake access, this home offers the ideal blend of nature, comfort, and convenient to Bryson City & Cherokee. Fully furnished and rental-ready, it's an effortless investment or a dreamy personal escape. This cabin was previously a vacation rental.

## Location

- **Address:** 539 Holley Mountain Top Rd, Whittier, NC 28789
- **County:** Swain
- **Neighborhood:** Lake Ocona Estates
- **Coordinates:** 35.452201, -83.3696379
- **Google Maps:** https://www.google.com/maps?q=35.452201,-83.3696379

## Listing Agent

- **Name:** Olivia King
- **Brokerage:** YELLOW ROSE REALTY
- **Broker Phone:** 8284882797
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/539-Holley-Mountain-Top-Rd_Whittier_NC_28789_M69438-61786?f=listhub&s=FBRNC&m=26047998&c=propsimple)

## Photos

![539 Holley Mountain Top Rd - Photo 1](http://lh.rdcpix.com/7ec7b80391de608923b4b8a286962e8el-f3010792990r.jpg)

![539 Holley Mountain Top Rd - Photo 2](http://lh.rdcpix.com/7ec7b80391de608923b4b8a286962e8el-f3857126769r.jpg)

![539 Holley Mountain Top Rd - Photo 3](http://lh.rdcpix.com/7ec7b80391de608923b4b8a286962e8el-f1718473412r.jpg)

![539 Holley Mountain Top Rd - Photo 4](http://lh.rdcpix.com/7ec7b80391de608923b4b8a286962e8el-f1576578267r.jpg)

![539 Holley Mountain Top Rd - Photo 5](http://lh.rdcpix.com/7ec7b80391de608923b4b8a286962e8el-f2756861544r.jpg)

![539 Holley Mountain Top Rd - Photo 6](http://lh.rdcpix.com/7ec7b80391de608923b4b8a286962e8el-f3493138902r.jpg)

![539 Holley Mountain Top Rd - Photo 7](http://lh.rdcpix.com/7ec7b80391de608923b4b8a286962e8el-f2589257316r.jpg)

![539 Holley Mountain Top Rd - Photo 8](http://lh.rdcpix.com/7ec7b80391de608923b4b8a286962e8el-f3617726048r.jpg)

![539 Holley Mountain Top Rd - Photo 9](http://lh.rdcpix.com/7ec7b80391de608923b4b8a286962e8el-f1767742618r.jpg)

![539 Holley Mountain Top Rd - Photo 10](http://lh.rdcpix.com/7ec7b80391de608923b4b8a286962e8el-f2394963035r.jpg)

![539 Holley Mountain Top Rd - Photo 11](http://lh.rdcpix.com/7ec7b80391de608923b4b8a286962e8el-f3692578996r.jpg)

![539 Holley Mountain Top Rd - Photo 12](http://lh.rdcpix.com/7ec7b80391de608923b4b8a286962e8el-f3753714795r.jpg)

![539 Holley Mountain Top Rd - Photo 13](http://lh.rdcpix.com/7ec7b80391de608923b4b8a286962e8el-f2168466722r.jpg)

![539 Holley Mountain Top Rd - Photo 14](http://lh.rdcpix.com/7ec7b80391de608923b4b8a286962e8el-f3055873090r.jpg)

![539 Holley Mountain Top Rd - Photo 15](http://lh.rdcpix.com/7ec7b80391de608923b4b8a286962e8el-f545976278r.jpg)

![539 Holley Mountain Top Rd - Photo 16](http://lh.rdcpix.com/7ec7b80391de608923b4b8a286962e8el-f2382358584r.jpg)

![539 Holley Mountain Top Rd - Photo 17](http://lh.rdcpix.com/7ec7b80391de608923b4b8a286962e8el-f2740719554r.jpg)

![539 Holley Mountain Top Rd - Photo 18](http://lh.rdcpix.com/7ec7b80391de608923b4b8a286962e8el-f2613123754r.jpg)

![539 Holley Mountain Top Rd - Photo 19](http://lh.rdcpix.com/7ec7b80391de608923b4b8a286962e8el-f1368361740r.jpg)

![539 Holley Mountain Top Rd - Photo 20](http://lh.rdcpix.com/7ec7b80391de608923b4b8a286962e8el-f167328537r.jpg)

![539 Holley Mountain Top Rd - Photo 21](http://lh.rdcpix.com/7ec7b80391de608923b4b8a286962e8el-f1278653965r.jpg)

![539 Holley Mountain Top Rd - Photo 22](http://lh.rdcpix.com/7ec7b80391de608923b4b8a286962e8el-f3303407113r.jpg)

![539 Holley Mountain Top Rd - Photo 23](http://lh.rdcpix.com/7ec7b80391de608923b4b8a286962e8el-f3076762479r.jpg)

![539 Holley Mountain Top Rd - Photo 24](http://lh.rdcpix.com/7ec7b80391de608923b4b8a286962e8el-f4122903395r.jpg)

![539 Holley Mountain Top Rd - Photo 25](http://lh.rdcpix.com/7ec7b80391de608923b4b8a286962e8el-f2386384213r.jpg)

![539 Holley Mountain Top Rd - Photo 26](http://lh.rdcpix.com/7ec7b80391de608923b4b8a286962e8el-f65273052r.jpg)

![539 Holley Mountain Top Rd - Photo 27](http://lh.rdcpix.com/7ec7b80391de608923b4b8a286962e8el-f1646302921r.jpg)

![539 Holley Mountain Top Rd - Photo 28](http://lh.rdcpix.com/7ec7b80391de608923b4b8a286962e8el-f4135375106r.jpg)

![539 Holley Mountain Top Rd - Photo 29](http://lh.rdcpix.com/7ec7b80391de608923b4b8a286962e8el-f2102075324r.jpg)

![539 Holley Mountain Top Rd - Photo 30](http://lh.rdcpix.com/7ec7b80391de608923b4b8a286962e8el-f2022661901r.jpg)

![539 Holley Mountain Top Rd - Photo 31](http://lh.rdcpix.com/7ec7b80391de608923b4b8a286962e8el-f3955733408r.jpg)

![539 Holley Mountain Top Rd - Photo 32](http://lh.rdcpix.com/7ec7b80391de608923b4b8a286962e8el-f675497669r.jpg)

![539 Holley Mountain Top Rd - Photo 33](http://lh.rdcpix.com/7ec7b80391de608923b4b8a286962e8el-f4205707484r.jpg)

![539 Holley Mountain Top Rd - Photo 34](http://lh.rdcpix.com/7ec7b80391de608923b4b8a286962e8el-f2289249171r.jpg)

![539 Holley Mountain Top Rd - Photo 35](http://lh.rdcpix.com/7ec7b80391de608923b4b8a286962e8el-f3576568461r.jpg)

![539 Holley Mountain Top Rd - Photo 36](http://lh.rdcpix.com/7ec7b80391de608923b4b8a286962e8el-f572184775r.jpg)

---

**MLS#:** 26047998 | **Updated:** 2026-10-26
**Source:** listhub

*Copyright © 2026 Carolina Smokies Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/539-holley-mountain-top-rd-whittier-nc-28789-9b6bd67d26cb4eac974d7e44cdbd8fab)

---

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