About This Home

This 4-bedroom, 2-bathroom single family at 540 GALLAGHER Street SW in Palm Bay, FL is listed for $309,900 ($172 per sqft). Built in 2008, the home offers 1,805 sqft of living space on a 0.23 acres lot.

Key Features

  • Built in 2008
  • 0.23 acre lot
  • 6 parking spaces

Property Details

1 story
2 full
2-car garage
2008

Amenities

A/C
Listing Description

This beautifully updated concrete block 4-bedroom, 2-bath home offers approximately 1,800 sq ft of living space with soaring ceilings LVP flooring, a desirable split floor plan, inside laundry, and a 2-car garage. Major upgrades include a BRAND-NEW ROOF (up to 160 MPH wind-resistant shingles), A/C, and water heater for added peace of mind.

The fully remodeled kitchen features quartz countertops, new stainless steel appliances, updated cabinetry, and a clean modern finish. Enjoy Florida living from the screened-in trussed porch overlooking the backyard. The home also features a quality water softener and filtration system, with the option to connect to city water if desired. Move-in ready with stylish updates throughout-this one feels like a brand-new home without the new construction wait!

Monthly Cost Estimate

$1,657/mo

20% down · 6.5% · 30 years

Principal$224
Interest$1,343
Insurance$90

Estimates only. Actual payments may vary.

Location

540 GALLAGHER Street SW

Palm Bay, FL 32908

PORT MALABAR UNIT 31

Features & Amenities

Interior Features

Bedroom Layout - SplitHigh CeilingsPantryVaulted Ceiling(s)Walk-In Closet(s)

Property Details

Flooring

VinylWood

Construction

Block Concrete Stucco

Outdoor Features

DeckPorch

Parking

DrivewayOpenGarage - AttachedGarage

Heating

CentralElectric (Heating)

Cooling

Central AirElectric

Appliances

Electric Water HeaterRangeCooktopDishwasherElectric RangeMicrowaveRefrigeratorWater HeaterWater Softener

Questions & Answers

This 4-bedroom, 2-bathroom single family at 540 GALLAGHER Street SW is listed at $309,900 ($172/sqft). The estimated monthly payment is $1,657 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2008, 0.23 acre lot, 6 parking spaces. Interior Features: Bedroom Layout - Split, High Ceilings, Pantry.

This property is listed by Jennifer Martin.

JM

Jennifer Martin

License 3152360

Agent at EXP REALTY LLC

Listed by EXP REALTY LLC · Broker phone: (941) 315-8557 · View on Broker Site

MLS# B26092373· Source: BeachesMLS· 9 days on PropertySimple

Copyright © 2026 BeachesMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

540 GALLAGHER Street SW, Palm Bay, FL 32908

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