# 540 GALLAGHER Street SW, Palm Bay, FL 32908

> **TL;DR:** 4bd/2ba single family, $309,900 ($172/sqft), built 2008, 1,805 sqft.
> A/C, 2-car garage. Est. $1,657/mo. Listed 10 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $309,900 |
| Price/sqft | $172 |
| Bedrooms | 4 |
| Bathrooms | 2 full |
| Square Feet | 1,805 |
| Year Built | 2008 |
| Lot Size | 10,019 sqft (0.23 acres) |
| Stories | 1 |
| Garage | 2-car |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 10 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,567 |
| Estimated Insurance | $90 |
| **Total** | **$1,657** |

## Key Amenities

- A/C
- 2-car garage

## Property Highlights

- Built in 2008
- 0.23 acre lot
- 6 parking spaces

## Description

### Agent Description
This beautifully updated concrete block 4-bedroom, 2-bath home offers approximately 1,800 sq ft of living space with soaring ceilings LVP flooring, a desirable split floor plan, inside laundry, and a 2-car garage. Major upgrades include a BRAND-NEW ROOF (up to 160 MPH wind-resistant shingles), A/C, and water heater for added peace of mind. The fully remodeled kitchen features quartz countertops, new stainless steel appliances, updated cabinetry, and a clean modern finish. Enjoy Florida living from the screened-in trussed porch overlooking the backyard. The home also features a quality water softener and filtration system, with the option to connect to city water if desired. Move-in ready with stylish updates throughout-this one feels like a brand-new home without the new construction wait!

## Location

- **Address:** 540 GALLAGHER Street SW, Palm Bay, FL 32908
- **County:** Brevard
- **Neighborhood:** PORT MALABAR UNIT 31
- **Coordinates:** 27.932595, -80.685903
- **Google Maps:** https://www.google.com/maps?q=27.932595,-80.685903

## Virtual Tour & Media

- **Video Tour:** https://www.zillow.com/view-imx/1f771a3a-6cac-4aa5-83f6-0264870c6059?wl=true&setAttribution=mls&initialViewType=pano

## Listing Agent

- **Name:** Jennifer Martin · **License:** 3152360
- **Brokerage:** EXP REALTY LLC
- **Broker Phone:** (941) 315-8557
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/540-Gallagher-St-SW_Palm-Bay_FL_32908_M57031-99932?f=listhub&s=RMLSFL&m=B26092373&c=propsimple)

## Photos

![540 GALLAGHER Street SW - Photo 1](http://lh.rdcpix.com/ed16b803bc4ee9432b00fd1d9846bf24l-f2432286619r.jpg)

![540 GALLAGHER Street SW - Photo 2](http://lh.rdcpix.com/ed16b803bc4ee9432b00fd1d9846bf24l-f3162098290r.jpg)

![540 GALLAGHER Street SW - Photo 3](http://lh.rdcpix.com/ed16b803bc4ee9432b00fd1d9846bf24l-f995503510r.jpg)

![540 GALLAGHER Street SW - Photo 4](http://lh.rdcpix.com/ed16b803bc4ee9432b00fd1d9846bf24l-f3621923878r.jpg)

![540 GALLAGHER Street SW - Photo 5](http://lh.rdcpix.com/ed16b803bc4ee9432b00fd1d9846bf24l-f1463918371r.jpg)

![540 GALLAGHER Street SW - Photo 6](http://lh.rdcpix.com/ed16b803bc4ee9432b00fd1d9846bf24l-f1471159219r.jpg)

![540 GALLAGHER Street SW - Photo 7](http://lh.rdcpix.com/ed16b803bc4ee9432b00fd1d9846bf24l-f590521190r.jpg)

![540 GALLAGHER Street SW - Photo 8](http://lh.rdcpix.com/ed16b803bc4ee9432b00fd1d9846bf24l-f3515606153r.jpg)

![540 GALLAGHER Street SW - Photo 9](http://lh.rdcpix.com/ed16b803bc4ee9432b00fd1d9846bf24l-f2254869064r.jpg)

![540 GALLAGHER Street SW - Photo 10](http://lh.rdcpix.com/ed16b803bc4ee9432b00fd1d9846bf24l-f2788388206r.jpg)

![540 GALLAGHER Street SW - Photo 11](http://lh.rdcpix.com/ed16b803bc4ee9432b00fd1d9846bf24l-f2119000727r.jpg)

![540 GALLAGHER Street SW - Photo 12](http://lh.rdcpix.com/ed16b803bc4ee9432b00fd1d9846bf24l-f3135222228r.jpg)

![540 GALLAGHER Street SW - Photo 13](http://lh.rdcpix.com/ed16b803bc4ee9432b00fd1d9846bf24l-f2973961693r.jpg)

![540 GALLAGHER Street SW - Photo 14](http://lh.rdcpix.com/ed16b803bc4ee9432b00fd1d9846bf24l-f1132867643r.jpg)

![540 GALLAGHER Street SW - Photo 15](http://lh.rdcpix.com/ed16b803bc4ee9432b00fd1d9846bf24l-f1844533569r.jpg)

![540 GALLAGHER Street SW - Photo 16](http://lh.rdcpix.com/ed16b803bc4ee9432b00fd1d9846bf24l-f2514836081r.jpg)

![540 GALLAGHER Street SW - Photo 17](http://lh.rdcpix.com/ed16b803bc4ee9432b00fd1d9846bf24l-f1053513629r.jpg)

![540 GALLAGHER Street SW - Photo 18](http://lh.rdcpix.com/ed16b803bc4ee9432b00fd1d9846bf24l-f4147231288r.jpg)

![540 GALLAGHER Street SW - Photo 19](http://lh.rdcpix.com/ed16b803bc4ee9432b00fd1d9846bf24l-f1786853803r.jpg)

![540 GALLAGHER Street SW - Photo 20](http://lh.rdcpix.com/ed16b803bc4ee9432b00fd1d9846bf24l-f2395574889r.jpg)

![540 GALLAGHER Street SW - Photo 21](http://lh.rdcpix.com/ed16b803bc4ee9432b00fd1d9846bf24l-f1354160997r.jpg)

![540 GALLAGHER Street SW - Photo 22](http://lh.rdcpix.com/ed16b803bc4ee9432b00fd1d9846bf24l-f564243930r.jpg)

![540 GALLAGHER Street SW - Photo 23](http://lh.rdcpix.com/ed16b803bc4ee9432b00fd1d9846bf24l-f1693682592r.jpg)

![540 GALLAGHER Street SW - Photo 24](http://lh.rdcpix.com/ed16b803bc4ee9432b00fd1d9846bf24l-f2673724755r.jpg)

![540 GALLAGHER Street SW - Photo 25](http://lh.rdcpix.com/ed16b803bc4ee9432b00fd1d9846bf24l-f2010814911r.jpg)

![540 GALLAGHER Street SW - Photo 26](http://lh.rdcpix.com/ed16b803bc4ee9432b00fd1d9846bf24l-f1894178797r.jpg)

![540 GALLAGHER Street SW - Photo 27](http://lh.rdcpix.com/ed16b803bc4ee9432b00fd1d9846bf24l-f3763310210r.jpg)

![540 GALLAGHER Street SW - Photo 28](http://lh.rdcpix.com/ed16b803bc4ee9432b00fd1d9846bf24l-f1099121508r.jpg)

![540 GALLAGHER Street SW - Photo 29](http://lh.rdcpix.com/ed16b803bc4ee9432b00fd1d9846bf24l-f947526084r.jpg)

![540 GALLAGHER Street SW - Photo 30](http://lh.rdcpix.com/ed16b803bc4ee9432b00fd1d9846bf24l-f894298570r.jpg)

![540 GALLAGHER Street SW - Photo 31](http://lh.rdcpix.com/ed16b803bc4ee9432b00fd1d9846bf24l-f1966984552r.jpg)

![540 GALLAGHER Street SW - Photo 32](http://lh.rdcpix.com/ed16b803bc4ee9432b00fd1d9846bf24l-f4133011509r.jpg)

![540 GALLAGHER Street SW - Photo 33](http://lh.rdcpix.com/ed16b803bc4ee9432b00fd1d9846bf24l-f2268423316r.jpg)

![540 GALLAGHER Street SW - Photo 34](http://lh.rdcpix.com/ed16b803bc4ee9432b00fd1d9846bf24l-f913023344r.jpg)

![540 GALLAGHER Street SW - Photo 35](http://lh.rdcpix.com/ed16b803bc4ee9432b00fd1d9846bf24l-f3640009463r.jpg)

![540 GALLAGHER Street SW - Photo 36](http://lh.rdcpix.com/ed16b803bc4ee9432b00fd1d9846bf24l-f4051694028r.jpg)

![540 GALLAGHER Street SW - Photo 37](http://lh.rdcpix.com/ed16b803bc4ee9432b00fd1d9846bf24l-f2269723599r.jpg)

![540 GALLAGHER Street SW - Photo 38](http://lh.rdcpix.com/ed16b803bc4ee9432b00fd1d9846bf24l-f3383536627r.jpg)

![540 GALLAGHER Street SW - Photo 39](http://lh.rdcpix.com/ed16b803bc4ee9432b00fd1d9846bf24l-f3477805359r.jpg)

![540 GALLAGHER Street SW - Photo 40](http://lh.rdcpix.com/ed16b803bc4ee9432b00fd1d9846bf24l-f2549113273r.jpg)

![540 GALLAGHER Street SW - Photo 41](http://lh.rdcpix.com/ed16b803bc4ee9432b00fd1d9846bf24l-f924033861r.jpg)

![540 GALLAGHER Street SW - Photo 42](http://lh.rdcpix.com/ed16b803bc4ee9432b00fd1d9846bf24l-f2828574020r.jpg)

![540 GALLAGHER Street SW - Photo 43](http://lh.rdcpix.com/ed16b803bc4ee9432b00fd1d9846bf24l-f766958915r.jpg)

![540 GALLAGHER Street SW - Photo 44](http://lh.rdcpix.com/ed16b803bc4ee9432b00fd1d9846bf24l-f2570829712r.jpg)

---

**MLS#:** B26092373 | **Updated:** 2026-10-31
**Source:** listhub

*Copyright © 2026 BeachesMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/540-gallagher-street-sw-palm-bay-fl-32908-9e443a5e8ab54f74bd46a89bc7a8284c)

---

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        "name": "Heating",
        "value": "Central, Electric (Heating)"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Cooling",
        "value": "Central Air, Electric"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Appliances",
        "value": "Electric Water Heater, Range, Cooktop, Dishwasher, Electric Range, Microwave, Refrigerator, Water Heater, Water Softener"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Flooring",
        "value": "Vinyl, Wood"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Construction Materials",
        "value": "Block,  Concrete,  Stucco"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Pool Features",
        "value": "Deck, Porch"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Parking Features",
        "value": "Driveway, Open, Garage - Attached, Garage"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Air Conditioning",
        "value": true
      }
    ],
    "additionalProperty": [
      {
        "@type": "PropertyValue",
        "name": "Lot Size",
        "value": "0.23 acres"
      },
      {
        "@type": "PropertyValue",
        "name": "Stories",
        "value": 1
      },
      {
        "@type": "PropertyValue",
        "name": "Parking Spaces",
        "value": 6
      },
      {
        "@type": "PropertyValue",
        "name": "Garage Spaces",
        "value": 2
      },
      {
        "@type": "PropertyValue",
        "name": "Property Subtype",
        "value": "Single Family Residence"
      }
    ]
  },
  "offers": {
    "@type": "Offer",
    "@id": "https://staging.propertysimple.ai/listing/540-gallagher-street-sw-palm-bay-fl-32908-9e443a5e8ab54f74bd46a89bc7a8284c#offer",
    "url": "https://staging.propertysimple.ai/listing/540-gallagher-street-sw-palm-bay-fl-32908-9e443a5e8ab54f74bd46a89bc7a8284c",
    "price": 309900,
    "priceCurrency": "USD",
    "businessFunction": "http://purl.org/goodrelations/v1#Sell",
    "availability": "https://schema.org/InStock",
    "seller": {
      "@id": "https://staging.propertysimple.ai/listing/540-gallagher-street-sw-palm-bay-fl-32908-9e443a5e8ab54f74bd46a89bc7a8284c#agent"
    }
  },
  "provider": {
    "@type": "Person",
    "@id": "https://staging.propertysimple.ai/listing/540-gallagher-street-sw-palm-bay-fl-32908-9e443a5e8ab54f74bd46a89bc7a8284c#agent",
    "name": "Jennifer Martin",
    "worksFor": {
      "@type": "Organization",
      "@id": "https://staging.propertysimple.ai/listing/540-gallagher-street-sw-palm-bay-fl-32908-9e443a5e8ab54f74bd46a89bc7a8284c#brokerage",
      "name": "EXP REALTY LLC",
      "telephone": "(941) 315-8557"
    }
  }
}
```