# 540 Harrison Avenue, Panama City, FL 32401

> **TL;DR:** commercial, $1,000,000 ($158/sqft), built 1942, 6,327 sqft. Est. $5,349/mo. Listed 62 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $1,000,000 |
| Price/sqft | $158 |
| Square Feet | 6,327 |
| Year Built | 1942 |
| Lot Size | 6,098 sqft (0.14 acres) |
| Property Type | Commercial (Other) |
| Status | Active |
| Days on Market | 62 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $5,057 |
| Estimated Insurance | $292 |
| **Total** | **$5,349** |

## Nearby Schools

- **Elementary:** Cherry Street
- **Middle:** Jinks
- **High:** Bay

## Property Highlights

- Built in 1942
- 0.14 acre lot

## Description

### Agent Description
Great Downtown Panama City, 5,005 SQ FT Commercial Building. The building is completely gutted and ready for renovation! This 5,005 sq ft building in the heart of downtown offers a blank canvas with endless potential. Prime location, with great visibility and foot traffic. Along with Public parking close by. Zoned for commercial use. Re-Roof completed in 2024. Being Sold AS-IS--bring your vision to life!

## Location

- **Address:** 540 Harrison Avenue, Panama City, FL 32401
- **County:** Bay
- **Neighborhood:** [No Recorded Subdiv]
- **Coordinates:** 30.157941, -85.660094
- **Google Maps:** https://www.google.com/maps?q=30.157941,-85.660094

## Listing Agent

- **Name:** MaryAnn Enfinger · **License:** BK3037033
- **Brokerage:** Overstreet Realty
- **Broker Phone:** (850) 763-4459

## Photos

![540 Harrison Avenue - Photo 1](http://lh.rdcpix.com/e32fc47265392359ccd8c817343e1d2el-f2084227418r.jpg)

![540 Harrison Avenue - Photo 2](http://lh.rdcpix.com/e32fc47265392359ccd8c817343e1d2el-f1829887762r.jpg)

![540 Harrison Avenue - Photo 3](http://lh.rdcpix.com/e32fc47265392359ccd8c817343e1d2el-f4122841426r.jpg)

![540 Harrison Avenue - Photo 4](http://lh.rdcpix.com/e32fc47265392359ccd8c817343e1d2el-f1164029564r.jpg)

![540 Harrison Avenue - Photo 5](http://lh.rdcpix.com/e32fc47265392359ccd8c817343e1d2el-f2014082603r.jpg)

![540 Harrison Avenue - Photo 6](http://lh.rdcpix.com/e32fc47265392359ccd8c817343e1d2el-f3244447049r.jpg)

![540 Harrison Avenue - Photo 7](http://lh.rdcpix.com/e32fc47265392359ccd8c817343e1d2el-f369378160r.jpg)

![540 Harrison Avenue - Photo 8](http://lh.rdcpix.com/e32fc47265392359ccd8c817343e1d2el-f3812298317r.jpg)

---

**MLS#:** 794934 | **Updated:** 2026-10-21
**Source:** listhub

*Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/540-harrison-avenue-panama-city-fl-32401-94535eb6fc9849bb8b969f83e7459091)

---

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