# 5404 BAY STATE Road, Palmetto, FL 34221 > **TL;DR:** 3bd/3ba single family, $799,000 ($360/sqft), built 1982, 2,220 sqft. > Fireplace, Waterfront, View, A/C. Est. $4,273/mo. Listed 109 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $799,000 | | Price/sqft | $360 | | Bedrooms | 3 | | Bathrooms | 3 full | | Square Feet | 2,220 | | Year Built | 1982 | | Lot Size | 12,197 sqft (0.28 acres) | | Stories | 2 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 109 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Water ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $4,040 | | Estimated Insurance | $233 | | **Total** | **$4,273** | ## Nearby Schools - **Elementary:** Palm View Elementary - **High:** Palmetto High ## Key Amenities - Fireplace - Waterfront - View - A/C - RV Parking - 2-car garage ## Property Highlights - Built in 1982 - 0.28 acre lot - 2 stories - Fireplace - Waterfront ## Description ### Agent Description Back on the market due to buyers job loss! Don't miss your chance to be the lucky buyer on this one! Experience the ultimate Florida waterfront lifestyle in one of Palmetto's best kept secrets, Bay Colony. This elevated coastal retreat offers 3 bedrooms, 3 bathrooms, and 2,220 square feet of thoughtfully designed living space. Perfectly positioned along a deep-water canal with easy access to Terra Ceia Bay and the Gulf, this exceptional property blends modern comfort with endless outdoor living opportunities. Inside, an open and inviting floor plan with updated impact doors and windows is enhanced by abundant natural light, elegant finishes, and seamless flow for both everyday living and entertaining. The beautifully updated kitchen serves as the heart of the home, featuring sleek quartz countertops, a stylish designer backsplash, ample cabinetry, and generous prep space for gatherings large and small. The spacious primary suite offers a peaceful retreat, while two additional bedrooms provide comfortable accommodations for family and guests. On the lower level, a versatile bonus room with a full bathroom offers exceptional flexibility, making it ideal for a guest suite, home office, fitness room, media room, or private space for visiting family and friends. Designed for those who appreciate life on the water, the property boasts an updated private dock complete with a 15,000-pound boat lift, making it effortless to spend your days fishing, boating, or cruising the Gulf waters. Outside, the expansive lot offers an incredible opportunity to create the backyard of your dreams. With plenty of room to add a custom pool and outdoor kitchen, you can design your own private tropical oasis perfectly suited to your lifestyle. The home's elevated construction provides added peace of mind while maximizing coastal breezes and the beauty of its waterfront setting. Conveniently located near waterfront dining, marinas, pristine Gulf beaches, and the vibrant destinations of Sarasota, St. Petersburg, and Tampa, this exceptional residence offers the perfect balance of tranquility, luxury, and adventure. Whether you're searching for a full-time waterfront residence or the ultimate coastal getaway, this property presents a rare opportunity to own a slice of paradise with direct boating access, flexible living space, and endless possibilities for creating the Florida lifestyle you've always envisioned. Call today for your own private tour! ## Location - **Address:** 5404 BAY STATE Road, Palmetto, FL 34221 - **County:** Manatee - **Neighborhood:** PALMETTO SKYWAY SEC 2 - **Coordinates:** 27.562739, -82.567714 - **Google Maps:** https://www.google.com/maps?q=27.562739,-82.567714 ## Virtual Tour & Media - **Video Tour:** https://listings.gatorgazemedia.com/sites/eygyvkno/unbranded ## Listing Agent - **Name:** Tim Lester - **Brokerage:** Tim Lester International Realty Inc. - **Broker Phone:** (941) 524-8465 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/5404-Bay-State-Rd_Palmetto_FL_34221_M59566-15342?f=listhub&s=MFRMLSFL&m=A4700079&c=propsimple) ## Photos ![5404 BAY STATE Road - Photo 1](http://lh.rdcpix.com/726f03f9f09a1860851acd340262c9eel-f1558407275r.jpg) ![5404 BAY STATE Road - Photo 2](http://lh.rdcpix.com/726f03f9f09a1860851acd340262c9eel-f704519097r.jpg) ![5404 BAY STATE Road - Photo 3](http://lh.rdcpix.com/726f03f9f09a1860851acd340262c9eel-f741130942r.jpg) ![5404 BAY STATE Road - Photo 4](http://lh.rdcpix.com/726f03f9f09a1860851acd340262c9eel-f1531731194r.jpg) ![5404 BAY STATE Road - Photo 5](http://lh.rdcpix.com/726f03f9f09a1860851acd340262c9eel-f260413592r.jpg) ![5404 BAY STATE Road - Photo 6](http://lh.rdcpix.com/726f03f9f09a1860851acd340262c9eel-f3184543584r.jpg) ![5404 BAY STATE Road - Photo 7](http://lh.rdcpix.com/726f03f9f09a1860851acd340262c9eel-f2100500750r.jpg) ![5404 BAY STATE Road - Photo 8](http://lh.rdcpix.com/726f03f9f09a1860851acd340262c9eel-f2941969511r.jpg) ![5404 BAY STATE Road - Photo 9](http://lh.rdcpix.com/726f03f9f09a1860851acd340262c9eel-f2866540203r.jpg) ![5404 BAY STATE Road - Photo 10](http://lh.rdcpix.com/726f03f9f09a1860851acd340262c9eel-f1281177529r.jpg) ![5404 BAY STATE Road - Photo 11](http://lh.rdcpix.com/726f03f9f09a1860851acd340262c9eel-f757215373r.jpg) ![5404 BAY STATE Road - Photo 12](http://lh.rdcpix.com/726f03f9f09a1860851acd340262c9eel-f4004822760r.jpg) ![5404 BAY STATE Road - Photo 13](http://lh.rdcpix.com/726f03f9f09a1860851acd340262c9eel-f1332070092r.jpg) ![5404 BAY STATE Road - Photo 14](http://lh.rdcpix.com/726f03f9f09a1860851acd340262c9eel-f933336146r.jpg) ![5404 BAY STATE Road - Photo 15](http://lh.rdcpix.com/726f03f9f09a1860851acd340262c9eel-f1113693113r.jpg) ![5404 BAY STATE Road - Photo 16](http://lh.rdcpix.com/726f03f9f09a1860851acd340262c9eel-f105940092r.jpg) ![5404 BAY STATE Road - Photo 17](http://lh.rdcpix.com/726f03f9f09a1860851acd340262c9eel-f4048414985r.jpg) ![5404 BAY STATE Road - Photo 18](http://lh.rdcpix.com/726f03f9f09a1860851acd340262c9eel-f609550596r.jpg) ![5404 BAY STATE Road - Photo 19](http://lh.rdcpix.com/726f03f9f09a1860851acd340262c9eel-f3057676405r.jpg) ![5404 BAY STATE Road - Photo 20](http://lh.rdcpix.com/726f03f9f09a1860851acd340262c9eel-f3310892690r.jpg) ![5404 BAY STATE Road - Photo 21](http://lh.rdcpix.com/726f03f9f09a1860851acd340262c9eel-f2620231283r.jpg) ![5404 BAY STATE Road - Photo 22](http://lh.rdcpix.com/726f03f9f09a1860851acd340262c9eel-f4290870303r.jpg) ![5404 BAY STATE Road - Photo 23](http://lh.rdcpix.com/726f03f9f09a1860851acd340262c9eel-f12134362r.jpg) ![5404 BAY STATE Road - Photo 24](http://lh.rdcpix.com/726f03f9f09a1860851acd340262c9eel-f1511750233r.jpg) ![5404 BAY STATE Road - Photo 25](http://lh.rdcpix.com/726f03f9f09a1860851acd340262c9eel-f2522501275r.jpg) ![5404 BAY STATE Road - Photo 26](http://lh.rdcpix.com/726f03f9f09a1860851acd340262c9eel-f1161336698r.jpg) ![5404 BAY STATE Road - Photo 27](http://lh.rdcpix.com/726f03f9f09a1860851acd340262c9eel-f3173410900r.jpg) ![5404 BAY STATE Road - Photo 28](http://lh.rdcpix.com/726f03f9f09a1860851acd340262c9eel-f1894853239r.jpg) ![5404 BAY STATE Road - Photo 29](http://lh.rdcpix.com/726f03f9f09a1860851acd340262c9eel-f860671162r.jpg) ![5404 BAY STATE Road - Photo 30](http://lh.rdcpix.com/726f03f9f09a1860851acd340262c9eel-f2213086516r.jpg) ![5404 BAY STATE Road - Photo 31](http://lh.rdcpix.com/726f03f9f09a1860851acd340262c9eel-f697410148r.jpg) ![5404 BAY STATE Road - Photo 32](http://lh.rdcpix.com/726f03f9f09a1860851acd340262c9eel-f1001585953r.jpg) ![5404 BAY STATE Road - Photo 33](http://lh.rdcpix.com/726f03f9f09a1860851acd340262c9eel-f1634041325r.jpg) ![5404 BAY STATE Road - Photo 34](http://lh.rdcpix.com/726f03f9f09a1860851acd340262c9eel-f2077895275r.jpg) ![5404 BAY STATE Road - Photo 35](http://lh.rdcpix.com/726f03f9f09a1860851acd340262c9eel-f2349723088r.jpg) ![5404 BAY STATE Road - Photo 36](http://lh.rdcpix.com/726f03f9f09a1860851acd340262c9eel-f3852468098r.jpg) ![5404 BAY STATE Road - Photo 37](http://lh.rdcpix.com/726f03f9f09a1860851acd340262c9eel-f3689329118r.jpg) ![5404 BAY STATE Road - Photo 38](http://lh.rdcpix.com/726f03f9f09a1860851acd340262c9eel-f4272072677r.jpg) ![5404 BAY STATE Road - Photo 39](http://lh.rdcpix.com/726f03f9f09a1860851acd340262c9eel-f1085615314r.jpg) ![5404 BAY STATE Road - Photo 40](http://lh.rdcpix.com/726f03f9f09a1860851acd340262c9eel-f2659158057r.jpg) ![5404 BAY STATE Road - Photo 41](http://lh.rdcpix.com/726f03f9f09a1860851acd340262c9eel-f844732791r.jpg) ![5404 BAY STATE Road - Photo 42](http://lh.rdcpix.com/726f03f9f09a1860851acd340262c9eel-f3225808041r.jpg) ![5404 BAY STATE Road - Photo 43](http://lh.rdcpix.com/726f03f9f09a1860851acd340262c9eel-f3755894504r.jpg) ![5404 BAY STATE Road - Photo 44](http://lh.rdcpix.com/726f03f9f09a1860851acd340262c9eel-f1861278619r.jpg) ![5404 BAY STATE Road - Photo 45](http://lh.rdcpix.com/726f03f9f09a1860851acd340262c9eel-f3648192283r.jpg) ![5404 BAY STATE Road - Photo 46](http://lh.rdcpix.com/726f03f9f09a1860851acd340262c9eel-f1996638454r.jpg) ![5404 BAY STATE Road - Photo 47](http://lh.rdcpix.com/726f03f9f09a1860851acd340262c9eel-f2442844564r.jpg) ![5404 BAY STATE Road - Photo 48](http://lh.rdcpix.com/726f03f9f09a1860851acd340262c9eel-f3149194751r.jpg) ![5404 BAY STATE Road - Photo 49](http://lh.rdcpix.com/726f03f9f09a1860851acd340262c9eel-f817224764r.jpg) ![5404 BAY STATE Road - Photo 50](http://lh.rdcpix.com/726f03f9f09a1860851acd340262c9eel-f2462110860r.jpg) ![5404 BAY STATE Road - Photo 51](http://lh.rdcpix.com/726f03f9f09a1860851acd340262c9eel-f525734053r.jpg) --- **MLS#:** A4700079 | **Updated:** 2026-10-31 **Source:** listhub *Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/5404-bay-state-road-palmetto-fl-34221-5d911240365c40eb830e4ccb5885c9f7) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/5404-bay-state-road-palmetto-fl-34221-5d911240365c40eb830e4ccb5885c9f7#listing", "url": "https://staging.propertysimple.ai/listing/5404-bay-state-road-palmetto-fl-34221-5d911240365c40eb830e4ccb5885c9f7", "name": "5404 BAY STATE Road, Palmetto, FL 34221", "description": "Back on the market due to buyers job loss! Don't miss your chance to be the lucky buyer on this one! Experience the ultimate Florida waterfront lifestyle in one of Palmetto's best kept secrets, Bay Colony. This elevated coastal retreat offers 3 bedrooms, 3 bathrooms, and 2,220 square feet of thoughtfully designed living space. Perfectly positioned along a deep-water canal with easy access to Terra Ceia Bay and the Gulf, this exceptional property blends modern comfort with endless outdoor living opportunities. Inside, an open and inviting floor plan with updated impact doors and windows is enhanced by abundant natural light, elegant finishes, and seamless flow for both everyday living and entertaining. The beautifully updated kitchen serves as the heart of the home, featuring sleek quartz countertops, a stylish designer backsplash, ample cabinetry, and generous prep space for gatherings large and small. The spacious primary suite offers a peaceful retreat, while two additional bedrooms provide comfortable accommodations for family and guests. On the lower level, a versatile bonus room with a full bathroom offers exceptional flexibility, making it ideal for a guest suite, home office, fitness room, media room, or private space for visiting family and friends. Designed for those who appreciate life on the water, the property boasts an updated private dock complete with a 15,000-pound boat lift, making it effortless to spend your days fishing, boating, or cruising the Gulf waters. Outside, the expansive lot offers an incredible opportunity to create the backyard of your dreams. With plenty of room to add a custom pool and outdoor kitchen, you can design your own private tropical oasis perfectly suited to your lifestyle. The home's elevated construction provides added peace of mind while maximizing coastal breezes and the beauty of its waterfront setting. Conveniently located near waterfront dining, marinas, pristine Gulf beaches, and the vibrant destinations of Sarasota, St. Petersburg, and Tampa, this exceptional residence offers the perfect balance of tranquility, luxury, and adventure. Whether you're searching for a full-time waterfront residence or the ultimate coastal getaway, this property presents a rare opportunity to own a slice of paradise with direct boating access, flexible living space, and endless possibilities for creating the Florida lifestyle you've always envisioned. 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