About This Home

This 3-bedroom, 2-bathroom single family at 5404 SPINNAKER Way in Mineral, VA is listed for $575,000 ($455 per sqft). Built in 1991, the home offers 1,264 sqft of living space on a 1.73 acres lot.

Key Features

  • Built in 1991
  • 1.73 acre lot
  • 3 stories
  • Fireplace
  • Waterfront

Property Details

3 stories
2 full
1991

Amenities

FireplaceWaterfrontA/C
Listing Description

Wonderful opportunity to own this shared waterfront home with a covered boat slip and lift. Boat slip #7 conveys with the property. 1264 sqft of finished space with 3 bedrooms, 2 baths, living/dining, a kitchen, and a loft. An additional 784sqft of unfinished space in the walkout basement is ready to be finished to add an additional bath and living space.

A 2-tier deck over a gravel patio provides ample outdoor space to enjoy cookouts or views of the lake. Located mid-lake, there is easy access by boat to the lake's many restaurants: The Cove, Tims, and the Tap House. It's also a short drive to the off-lake amenities, Food Lion, DG Fresh, Local Wineries, and Breweries. The home is being sold as-is and provides an excellent opportunity to develop an amazing waterfront retreat at an affordable price

Monthly Cost Estimate

$3,339/mo

20% down · 6.5% · 30 years

Principal$416
Interest$2,492
Insurance$168
HOA$264

Estimates only. Actual payments may vary.

Location

5404 SPINNAKER Way

Mineral, VA 23117

ROSE VALLEY

Features & Amenities

Interior Features

CarpetCeiling Fan(s)Combination Dining/LivingWindow Treatments

Property Details

Construction

Cedar Concrete Frame

Parking

Driveway

Heating

Heat Pump (Heating)

Cooling

Central AirCeiling Fan(s)

Appliances

Dryer - ElectricExtra Refrigerator/FreezerMicrowaveOven/Range - ElectricWasher

Questions & Answers

This 3-bedroom, 2-bathroom single family at 5404 SPINNAKER Way is listed at $575,000 ($455/sqft). The estimated monthly payment is $3,340 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $264/month.

Key features include: Built in 1991, 1.73 acre lot, 3 stories, Fireplace, Waterfront. Interior Features: Carpet, Ceiling Fan(s), Combination Dining/Living.

This property is listed by Michael Philip Stevens.

MS

Michael Philip Stevens

License 0225244427

Agent at Lake Homes Realty, LLC

Listed by Lake Homes Realty, LLC · Broker phone: (866) 525-3466 · View on Broker Site · Broker website

MLS# VASP2038728· Source: Bright MLS· 243 days on PropertySimple

Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

5404 SPINNAKER Way, Mineral, VA 23117

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