# 5412 Hilltop Avenue, Panama City Beach, FL 32408

> **TL;DR:** 3bd/2ba single family, $415,000 ($386/sqft), built 1970, 1,075 sqft.
> A/C. Est. $1,798/mo. Listed 10 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $415,000 |
| Price/sqft | $386 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Square Feet | 1,075 |
| Year Built | 1970 |
| Lot Size | 6,098 sqft (0.14 acres) |
| Stories | 1 |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 10 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $1,798 |
| **Total** | **$1,798** |

## Nearby Schools

- **Elementary:** Patronis
- **Middle:** Surfside
- **High:** Arnold

## Key Amenities

- A/C

## Property Highlights

- Built in 1970
- 0.14 acre lot

## Description

### Agent Description
Welcome to Paradise! Your perfect beach get away in the highly desirable Lower Lagoon area of Panama City Beach is waiting for you. Just a couple of blocks from the sugar-white sands and emerald waters of the Gulf, this fully furnished 3-bedroom, 2-bathroom single-family home offers the perfect blend of relaxation, convenience, and investment potential. Ideally located within walking distance to some of the area's best restaurants, shopping, and local attractions, you'll also enjoy easy access to boating, fishing, and family-friendly entertainment. Whether cruising by golf cart or strolling to the beach, this location truly captures the laid-back coastal lifestyle and even offers a few public boat ramps in the neighborhood. Inside, the thoughtfully designed layout comfortably accommodates families and guests, featuring two spacious king bedrooms and a bunk room with two sets of bunk beds, making it an ideal short-term rental or full-time residence. The home has been tastefully updated with new luxury vinyl plank flooring, recessed lighting, a newly added full bathroom, and a dedicated laundry room with new washer and dryer, ensuring modern comfort throughout. Step outside to your own private backyard oasis! Situated on a generous lot, the fully fenced yard is perfect for entertaining and unwinding. Enjoy evenings under the large gazebo, fire up one of the two built-in grills, rinse off in the outdoor shower, or relax by the stock tank pool with lounging deck. There's even ample space to add a full-size pool if desired. A 12x12 storage shed provides plenty of room for beach gear and tools. Additional upgrades include a brand-new septic system, offering peace of mind for years to come. This property presents a fantastic opportunity as a turnkey, rental-ready investment or your own slice of paradise near the Gulf. Don't miss your chance to own this inviting coastal getaway--schedule your private showing today!

## Location

- **Address:** 5412 Hilltop Avenue, Panama City Beach, FL 32408
- **County:** Bay
- **Neighborhood:** BILTMORE BEACH
- **Coordinates:** 30.146562, -85.753626
- **Google Maps:** https://www.google.com/maps?q=30.146562,-85.753626

## Listing Agent

- **Name:** Bubba McCants
- **Brokerage:** EXP Realty LLC
- **Phone:** 8506248433
- **Email:** bubbamccants@gmail.com

## Primary Photo

![5412 Hilltop Avenue - Primary Photo](http://lh.rdcpix.com/fdde35b28f42b8ec90c688213654b975l-f3608524406r.jpg)

*35 total photos available on [listing page](https://www.propertysimple.com/listing/5412-hilltop-avenue-panama-city-beach-fl-32408-1005484)*

---

**MLS#:** 1005484 | **Updated:** 2026-06-25
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/5412-hilltop-avenue-panama-city-beach-fl-32408-1005484)

---

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