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About This Home

This 3-bedroom, 2-bathroom single family at 5412 Hilltop Avenue in Panama City Beach, FL is listed for $415,000 ($362 per sqft). Built in 1970, the home offers 1,147 sqft of living space on a 0.14 acres lot.

Agent Description

Welcome to Paradise! Your perfect beach get away in the highly desirable Lower Lagoon area of Panama City Beach is waiting for you. Just a couple of blocks from the sugar-white sands and emerald waters of the Gulf, this fully furnished 3-bedroom, 2-bathroom single-family home offers the perfect blend of relaxation, convenience, and investment potential.

Ideally located within walking distance to some of the area's best restaurants, shopping, and local attractions, you'll also enjoy easy access to boating, fishing, and family-friendly entertainment. Whether cruising by golf cart or strolling to the beach, this location truly captures the laid-back coastal lifestyle and even offers a few public boat ramps in the neighborhood.

Inside, the thoughtfully designed layout comfortably accommodates families and guests, featuring two spacious king bedrooms and a bunk room with two sets of bunk beds, making it an ideal short-term rental or full-time residence. The home has been tastefully updated with new luxury vinyl plank flooring, recessed lighting, a newly added full bathroom, and a dedicated laundry room with new washer and dryer, ensuring modern comfort throughout.

Step outside to your own private backyard oasis! Situated on a generous lot, the fully fenced yard is perfect for entertaining and unwinding. Enjoy evenings under the large gazebo, fire up one of the two built-in grills, rinse off in the outdoor shower, or relax by the stock tank pool with lounging deck.

There's even ample space to add a full-size pool if desired. A 12x12 storage shed provides plenty of room for beach gear and tools. Additional upgrades include a brand-new septic system, offering peace of mind for years to come. This property presents a fantastic opportunity as a turnkey, rental-ready investment or your own slice of paradise near the Gulf. Don't miss your chance to own this inviting coastal getaway--schedule your private showing today!

Key Features

  • Built in 1970
  • 0.14 acre lot
  • Private pool

Property Details

1 story
2 full
1970

Amenities

PoolA/C

Monthly Cost Estimate

$2,220/mo

20% down · 6.5% · 30 years

Principal$300
Interest$1,798
Insurance$121

Estimates only. Actual payments may vary.

Location

5412 Hilltop Avenue

Panama City Beach, FL 32408

Biltmore Beach

Features & Amenities

Interior Features

MainLevelPrimaryShowerOnly

Exterior Features

BarbecueOutdoorShower

Property Details

Construction

Brick

Heating

Central

Cooling

Central Air

Appliances

WasherDryerStackedElectricRangeElectricWaterHeater

Questions & Answers

This 3-bedroom, 2-bathroom single family at 5412 Hilltop Avenue is listed at $415,000 ($362/sqft). The estimated monthly payment is $1,798 based on 20% down at 6.5% interest.

Key features include: Built in 1970, 0.14 acre lot, Private pool. Interior Features: MainLevelPrimary, ShowerOnly. Exterior Features: Barbecue, OutdoorShower.

This property is listed by Team Don and Bubba and can be reached at 8506248433 or Bubba@donandbubba.com.

TB

Team Don and Bubba

Agent at EXP Realty LLC

(850) 624-8433

Listed by EXP Realty LLC · View on Broker Site

MLS# 791257· Source: listhub· Updated 1 days ago

Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

5412 Hilltop Avenue, Panama City Beach, FL 32408

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