# 5490 Irvington Road, White Stone, VA 22578 > **TL;DR:** 2bd/2ba single family, $460,000 ($369/sqft), built 2004, 1,248 sqft. > Fireplace, Waterfront, A/C, 3-car garage. Est. $2,460/mo. Listed 112 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $460,000 | | Price/sqft | $369 | | Bedrooms | 2 | | Bathrooms | 2 full | | Square Feet | 1,248 | | Year Built | 2004 | | Lot Size | 28,967 sqft (0.66 acres) | | Stories | 2 | | Garage | 3-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 112 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Large Garage** - 3-car garage ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,326 | | Estimated Insurance | $134 | | **Total** | **$2,460** | ## Nearby Schools - **Elementary:** Lancaster - **Middle:** Lancaster - **High:** Lancaster ## Key Amenities - Fireplace - Waterfront - A/C - 3-car garage ## Property Highlights - Built in 2004 - 0.67 acre lot - 2 stories - Fireplace - Waterfront ## Description ### Agent Description Just the spot you've been searching for! Custom contemporary cottage overlooking highly desirable Carter's Creek in White Stone. Peaceful, park-like setting that gives you all you could ask for and more! A-frame 2 bedroom, cedar sided cottage with 2 full baths and open-concept floor plan. Stainless appliances, high ceilings, loads of space, and lots of windows provide natural sunlight throughout. A new platform deck built on creekside provides the perfect spot to relax in the shade and enjoy watching the wildlife. Meander on down to a well built dock ready for a small skiff, paddle boarding, and kayaking. This cool house is located in White Stone, next to Irvington, and Kilmarnock. Just up the road from the Tides Inn and is in the perfect location for bicycling around town where you can enjoy shopping, art galleries, farmer's markets and fabulous restaurants. The private, wooded property offers shade, peace, and serenity. A perfect spot to crab, fish, escape, and is located close to all the fun. This the place you can stop and rest while enjoying river life to the fullest! ## Location - **Address:** 5490 Irvington Road, White Stone, VA 22578 - **County:** Lancaster - **Coordinates:** 37.655006, -76.402703 - **Google Maps:** https://www.google.com/maps?q=37.655006,-76.402703 ## Listing Agent - **Name:** Nina Watkins · **License:** 0225250700 - **Brokerage:** IsaBell K. Horsley Real Estate - **Broker Phone:** (804) 436-6256 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/5490-Irvington-Rd_White-Stone_VA_22578_M59094-48275?f=listhub&s=CBRARVA&m=202601212&c=propsimple) ## Photos ![5490 Irvington Road - Photo 1](http://lh.rdcpix.com/c167756fd93f9198f0834a3461233a0fl-f3759997910r.jpg) ![5490 Irvington Road - Photo 2](http://lh.rdcpix.com/c167756fd93f9198f0834a3461233a0fl-f1750174742r.jpg) ![5490 Irvington Road - Photo 3](http://lh.rdcpix.com/c167756fd93f9198f0834a3461233a0fl-f2148619014r.jpg) ![5490 Irvington Road - Photo 4](http://lh.rdcpix.com/c167756fd93f9198f0834a3461233a0fl-f293545634r.jpg) ![5490 Irvington Road - Photo 5](http://lh.rdcpix.com/c167756fd93f9198f0834a3461233a0fl-f3107080608r.jpg) ![5490 Irvington Road - Photo 6](http://lh.rdcpix.com/c167756fd93f9198f0834a3461233a0fl-f505661940r.jpg) ![5490 Irvington Road - Photo 7](http://lh.rdcpix.com/c167756fd93f9198f0834a3461233a0fl-f810216586r.jpg) ![5490 Irvington Road - Photo 8](http://lh.rdcpix.com/c167756fd93f9198f0834a3461233a0fl-f1660382996r.jpg) ![5490 Irvington Road - Photo 9](http://lh.rdcpix.com/c167756fd93f9198f0834a3461233a0fl-f3991158618r.jpg) ![5490 Irvington Road - Photo 10](http://lh.rdcpix.com/c167756fd93f9198f0834a3461233a0fl-f4124460341r.jpg) ![5490 Irvington Road - Photo 11](http://lh.rdcpix.com/c167756fd93f9198f0834a3461233a0fl-f2183379062r.jpg) ![5490 Irvington Road - Photo 12](http://lh.rdcpix.com/c167756fd93f9198f0834a3461233a0fl-f81979312r.jpg) ![5490 Irvington Road - Photo 13](http://lh.rdcpix.com/c167756fd93f9198f0834a3461233a0fl-f461043404r.jpg) ![5490 Irvington Road - Photo 14](http://lh.rdcpix.com/c167756fd93f9198f0834a3461233a0fl-f1413992282r.jpg) ![5490 Irvington Road - Photo 15](http://lh.rdcpix.com/c167756fd93f9198f0834a3461233a0fl-f650746823r.jpg) ![5490 Irvington Road - Photo 16](http://lh.rdcpix.com/c167756fd93f9198f0834a3461233a0fl-f3165627536r.jpg) ![5490 Irvington Road - Photo 17](http://lh.rdcpix.com/c167756fd93f9198f0834a3461233a0fl-f960921716r.jpg) ![5490 Irvington Road - Photo 18](http://lh.rdcpix.com/c167756fd93f9198f0834a3461233a0fl-f3879045747r.jpg) ![5490 Irvington Road - Photo 19](http://lh.rdcpix.com/c167756fd93f9198f0834a3461233a0fl-f2452287017r.jpg) ![5490 Irvington Road - Photo 20](http://lh.rdcpix.com/c167756fd93f9198f0834a3461233a0fl-f370564052r.jpg) ![5490 Irvington Road - Photo 21](http://lh.rdcpix.com/c167756fd93f9198f0834a3461233a0fl-f1490447563r.jpg) ![5490 Irvington Road - Photo 22](http://lh.rdcpix.com/c167756fd93f9198f0834a3461233a0fl-f975659435r.jpg) --- **MLS#:** 202601212 | **Updated:** 2026-11-01 **Source:** listhub *Copyright © 2026 Chesapeake Bay & Rivers Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/5490-irvington-road-white-stone-va-22578-7a166b1eed504a758c586767cd04ac21) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/5490-irvington-road-white-stone-va-22578-7a166b1eed504a758c586767cd04ac21#listing", "url": "https://staging.propertysimple.ai/listing/5490-irvington-road-white-stone-va-22578-7a166b1eed504a758c586767cd04ac21", "name": "5490 Irvington Road, White Stone, VA 22578", "description": "Just the spot you've been searching for! Custom contemporary cottage overlooking highly desirable Carter's Creek in White Stone. Peaceful, park-like setting that gives you all you could ask for and more! A-frame 2 bedroom, cedar sided cottage with 2 full baths and open-concept floor plan. Stainless appliances, high ceilings, loads of space, and lots of windows provide natural sunlight throughout. A new platform deck built on creekside provides the perfect spot to relax in the shade and enjoy watching the wildlife. Meander on down to a well built dock ready for a small skiff, paddle boarding, and kayaking. This cool house is located in White Stone, next to Irvington, and Kilmarnock. Just up the road from the Tides Inn and is in the perfect location for bicycling around town where you can enjoy shopping, art galleries, farmer's markets and fabulous restaurants. The private, wooded property offers shade, peace, and serenity. A perfect spot to crab, fish, escape, and is located close to all the fun. This the place you can stop and rest while enjoying river life to the fullest!", "image": [ "http://lh.rdcpix.com/c167756fd93f9198f0834a3461233a0fl-f3759997910r.jpg", "http://lh.rdcpix.com/c167756fd93f9198f0834a3461233a0fl-f1750174742r.jpg", "http://lh.rdcpix.com/c167756fd93f9198f0834a3461233a0fl-f2148619014r.jpg", "http://lh.rdcpix.com/c167756fd93f9198f0834a3461233a0fl-f293545634r.jpg", "http://lh.rdcpix.com/c167756fd93f9198f0834a3461233a0fl-f3107080608r.jpg", "http://lh.rdcpix.com/c167756fd93f9198f0834a3461233a0fl-f505661940r.jpg", "http://lh.rdcpix.com/c167756fd93f9198f0834a3461233a0fl-f810216586r.jpg", "http://lh.rdcpix.com/c167756fd93f9198f0834a3461233a0fl-f1660382996r.jpg", "http://lh.rdcpix.com/c167756fd93f9198f0834a3461233a0fl-f3991158618r.jpg", "http://lh.rdcpix.com/c167756fd93f9198f0834a3461233a0fl-f4124460341r.jpg", "http://lh.rdcpix.com/c167756fd93f9198f0834a3461233a0fl-f2183379062r.jpg", "http://lh.rdcpix.com/c167756fd93f9198f0834a3461233a0fl-f81979312r.jpg", "http://lh.rdcpix.com/c167756fd93f9198f0834a3461233a0fl-f461043404r.jpg", "http://lh.rdcpix.com/c167756fd93f9198f0834a3461233a0fl-f1413992282r.jpg", "http://lh.rdcpix.com/c167756fd93f9198f0834a3461233a0fl-f650746823r.jpg", "http://lh.rdcpix.com/c167756fd93f9198f0834a3461233a0fl-f3165627536r.jpg", "http://lh.rdcpix.com/c167756fd93f9198f0834a3461233a0fl-f960921716r.jpg", "http://lh.rdcpix.com/c167756fd93f9198f0834a3461233a0fl-f3879045747r.jpg", "http://lh.rdcpix.com/c167756fd93f9198f0834a3461233a0fl-f2452287017r.jpg", "http://lh.rdcpix.com/c167756fd93f9198f0834a3461233a0fl-f370564052r.jpg", "http://lh.rdcpix.com/c167756fd93f9198f0834a3461233a0fl-f1490447563r.jpg", "http://lh.rdcpix.com/c167756fd93f9198f0834a3461233a0fl-f975659435r.jpg" ], "primaryImageOfPage": { "@type": "ImageObject", "url": "http://lh.rdcpix.com/c167756fd93f9198f0834a3461233a0fl-f3759997910r.jpg", "caption": "5490 Irvington Road - White Stone, VA" }, "datePosted": "2026-07-13", "dateModified": "2026-11-01T08:23:45.556Z", "mainEntity": { "@type": "Accommodation", "@id": "https://staging.propertysimple.ai/listing/5490-irvington-road-white-stone-va-22578-7a166b1eed504a758c586767cd04ac21#property", "name": "5490 Irvington Road, White Stone, VA 22578", "address": { "@type": "PostalAddress", "streetAddress": "5490 Irvington Road", "addressLocality": "White Stone", "addressRegion": "VA", "postalCode": "22578", "addressCountry": "US" }, "geo": { "@type": "GeoCoordinates", "latitude": 37.655006, "longitude": -76.402703 }, "image": [ "http://lh.rdcpix.com/c167756fd93f9198f0834a3461233a0fl-f3759997910r.jpg", "http://lh.rdcpix.com/c167756fd93f9198f0834a3461233a0fl-f1750174742r.jpg", "http://lh.rdcpix.com/c167756fd93f9198f0834a3461233a0fl-f2148619014r.jpg", "http://lh.rdcpix.com/c167756fd93f9198f0834a3461233a0fl-f293545634r.jpg", "http://lh.rdcpix.com/c167756fd93f9198f0834a3461233a0fl-f3107080608r.jpg", "http://lh.rdcpix.com/c167756fd93f9198f0834a3461233a0fl-f505661940r.jpg", "http://lh.rdcpix.com/c167756fd93f9198f0834a3461233a0fl-f810216586r.jpg", "http://lh.rdcpix.com/c167756fd93f9198f0834a3461233a0fl-f1660382996r.jpg", "http://lh.rdcpix.com/c167756fd93f9198f0834a3461233a0fl-f3991158618r.jpg", "http://lh.rdcpix.com/c167756fd93f9198f0834a3461233a0fl-f4124460341r.jpg", "http://lh.rdcpix.com/c167756fd93f9198f0834a3461233a0fl-f2183379062r.jpg", "http://lh.rdcpix.com/c167756fd93f9198f0834a3461233a0fl-f81979312r.jpg", "http://lh.rdcpix.com/c167756fd93f9198f0834a3461233a0fl-f461043404r.jpg", "http://lh.rdcpix.com/c167756fd93f9198f0834a3461233a0fl-f1413992282r.jpg", "http://lh.rdcpix.com/c167756fd93f9198f0834a3461233a0fl-f650746823r.jpg", "http://lh.rdcpix.com/c167756fd93f9198f0834a3461233a0fl-f3165627536r.jpg", "http://lh.rdcpix.com/c167756fd93f9198f0834a3461233a0fl-f960921716r.jpg", "http://lh.rdcpix.com/c167756fd93f9198f0834a3461233a0fl-f3879045747r.jpg", "http://lh.rdcpix.com/c167756fd93f9198f0834a3461233a0fl-f2452287017r.jpg", "http://lh.rdcpix.com/c167756fd93f9198f0834a3461233a0fl-f370564052r.jpg", "http://lh.rdcpix.com/c167756fd93f9198f0834a3461233a0fl-f1490447563r.jpg", "http://lh.rdcpix.com/c167756fd93f9198f0834a3461233a0fl-f975659435r.jpg" ], "identifier": { "@type": "PropertyValue", "propertyID": "MLS", "value": "202601212" }, "accommodationCategory": "Single Family Residence", "numberOfBedrooms": 2, "numberOfBathroomsTotal": 2, "numberOfFullBathrooms": 2, "floorSize": { "@type": "QuantitativeValue", "value": 1248, "unitCode": "FTK", "unitText": "square feet" }, "yearBuilt": 2004, "amenityFeature": [ { "@type": "LocationFeatureSpecification", "name": "Heating", "value": "Wood, Heat Pump (Heating), Electric (Heating), Wood Stove" }, { "@type": "LocationFeatureSpecification", "name": "Cooling", "value": "Central Air" }, { "@type": "LocationFeatureSpecification", "name": "Appliances", "value": "Cooktop, Dryer, Dishwasher, ElectricCooking, Microwave, Range, Refrigerator, Stove" }, { "@type": "LocationFeatureSpecification", "name": "Flooring", "value": "Wood" }, { "@type": "LocationFeatureSpecification", "name": "Construction Materials", "value": "Drywall, Frame, WoodSiding" }, { "@type": "LocationFeatureSpecification", "name": "Pool Features", "value": "Porch, Deck" }, { "@type": "LocationFeatureSpecification", "name": "Parking Features", "value": "Assigned, Driveway" }, { "@type": "LocationFeatureSpecification", "name": "Fireplace", "value": true }, { "@type": "LocationFeatureSpecification", "name": "Waterfront", "value": true }, { "@type": "LocationFeatureSpecification", "name": "Air Conditioning", "value": true } ], "additionalProperty": [ { "@type": "PropertyValue", "name": "Lot Size", "value": "0.66 acres" }, { "@type": "PropertyValue", "name": "Stories", "value": 2 }, { "@type": "PropertyValue", "name": "Garage Spaces", "value": 3 }, { "@type": "PropertyValue", "name": "Property Subtype", "value": "Single Family Residence" } ] }, "offers": { "@type": "Offer", "@id": "https://staging.propertysimple.ai/listing/5490-irvington-road-white-stone-va-22578-7a166b1eed504a758c586767cd04ac21#offer", "url": "https://staging.propertysimple.ai/listing/5490-irvington-road-white-stone-va-22578-7a166b1eed504a758c586767cd04ac21", "price": 460000, "priceCurrency": "USD", "businessFunction": "http://purl.org/goodrelations/v1#Sell", "availability": "https://schema.org/InStock", "seller": { "@id": "https://staging.propertysimple.ai/listing/5490-irvington-road-white-stone-va-22578-7a166b1eed504a758c586767cd04ac21#agent" } }, "provider": { "@type": "Person", "@id": "https://staging.propertysimple.ai/listing/5490-irvington-road-white-stone-va-22578-7a166b1eed504a758c586767cd04ac21#agent", "name": "Nina Watkins", "worksFor": { "@type": "Organization", "@id": "https://staging.propertysimple.ai/listing/5490-irvington-road-white-stone-va-22578-7a166b1eed504a758c586767cd04ac21#brokerage", "name": "IsaBell K. Horsley Real Estate", "telephone": "(804) 436-6256" } } } ```