# 55 Bay Drive #2202, Niceville, FL 32578

> **TL;DR:** 2bd/2ba condo, $230,000 ($205/sqft), built 1985, 1,120 sqft.
> A/C, 1-car garage. Est. $1,723/mo. Listed 15 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $230,000 |
| Price/sqft | $205 |
| Bedrooms | 2 |
| Bathrooms | 2 full |
| Square Feet | 1,120 |
| Year Built | 1985 |
| Stories | 1 |
| Garage | 1-car |
| Property Type | Condo (Condominium) |
| Status | Active |
| Days on Market | 15 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,163 |
| Estimated Insurance | $67 |
| HOA | $493 |
| **Total** | **$1,723** |

## Nearby Schools

- **Elementary:** Bluewater
- **Middle:** Ruckel
- **High:** Niceville

## Key Amenities

- A/C
- 1-car garage

## Property Highlights

- Built in 1985
- 1 parking spaces

## Description

### Agent Description
This adorable condo is furnished and remodeled with Coastal Decor! This beautiful find in Bluewater Bay in the Garden Oaks Condos is carpet free & has EVP Quality floors for easy clean up. It also features 2 bedrooms in a split bedroom style. The family room is spacious & extremely comfortable living area. The cozy screened porch is an provides a great relaxing space to enjoy Coffee, an adult beverage & the Florida weather. The kitchen has a large working space/breakfast bar, tons of cabinets, ample storage area and a washer and dryer that will convey with this property. Located near Bases, Schools, Restaurants, shopping, Biking/walking paths. Great as a primary residence or investment property! All utilities are included except for power & internet. You have the use of community pools, tennis courts and more. Pets under under 25lbs allowed for owners. Turn Key and Ready to move in tomorrow! Just bring your toothbrush! Welcome Home!

## Location

- **Address:** 55 Bay Drive #2202, Niceville, FL 32578
- **County:** Okaloosa
- **Neighborhood:** GARDEN OAKS CONDO
- **Coordinates:** 30.488742, -86.424819
- **Google Maps:** https://www.google.com/maps?q=30.488742,-86.424819

## Listing Agent

- **Name:** Silvia A Madriaga · **License:** 671445
- **Brokerage:** The Premier Property Group, LLC
- **Broker Phone:** (850) 213-5000
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/55-Bay-Dr-Apt-2202_Niceville_FL_32578_M66484-45307?f=listhub&s=ECARMLSFL&m=1013747&c=propsimple)

## Photos

![55 Bay Drive #2202 - Photo 1](http://lh.rdcpix.com/bbd9dbeb29728a01a6db184394c1ca10l-f1876503403r.jpg)

![55 Bay Drive #2202 - Photo 2](http://lh.rdcpix.com/bbd9dbeb29728a01a6db184394c1ca10l-f4128408854r.jpg)

![55 Bay Drive #2202 - Photo 3](http://lh.rdcpix.com/bbd9dbeb29728a01a6db184394c1ca10l-f1365784816r.jpg)

![55 Bay Drive #2202 - Photo 4](http://lh.rdcpix.com/bbd9dbeb29728a01a6db184394c1ca10l-f2462198045r.jpg)

![55 Bay Drive #2202 - Photo 5](http://lh.rdcpix.com/bbd9dbeb29728a01a6db184394c1ca10l-f2246506169r.jpg)

![55 Bay Drive #2202 - Photo 6](http://lh.rdcpix.com/bbd9dbeb29728a01a6db184394c1ca10l-f3906026703r.jpg)

![55 Bay Drive #2202 - Photo 7](http://lh.rdcpix.com/bbd9dbeb29728a01a6db184394c1ca10l-f4194139147r.jpg)

![55 Bay Drive #2202 - Photo 8](http://lh.rdcpix.com/bbd9dbeb29728a01a6db184394c1ca10l-f3595844787r.jpg)

![55 Bay Drive #2202 - Photo 9](http://lh.rdcpix.com/bbd9dbeb29728a01a6db184394c1ca10l-f2635983215r.jpg)

![55 Bay Drive #2202 - Photo 10](http://lh.rdcpix.com/bbd9dbeb29728a01a6db184394c1ca10l-f2111911793r.jpg)

![55 Bay Drive #2202 - Photo 11](http://lh.rdcpix.com/bbd9dbeb29728a01a6db184394c1ca10l-f1735044454r.jpg)

![55 Bay Drive #2202 - Photo 12](http://lh.rdcpix.com/bbd9dbeb29728a01a6db184394c1ca10l-f1493430515r.jpg)

![55 Bay Drive #2202 - Photo 13](http://lh.rdcpix.com/bbd9dbeb29728a01a6db184394c1ca10l-f737379031r.jpg)

![55 Bay Drive #2202 - Photo 14](http://lh.rdcpix.com/bbd9dbeb29728a01a6db184394c1ca10l-f3429901187r.jpg)

![55 Bay Drive #2202 - Photo 15](http://lh.rdcpix.com/bbd9dbeb29728a01a6db184394c1ca10l-f3944477601r.jpg)

![55 Bay Drive #2202 - Photo 16](http://lh.rdcpix.com/bbd9dbeb29728a01a6db184394c1ca10l-f4058938428r.jpg)

![55 Bay Drive #2202 - Photo 17](http://lh.rdcpix.com/bbd9dbeb29728a01a6db184394c1ca10l-f2451059635r.jpg)

![55 Bay Drive #2202 - Photo 18](http://lh.rdcpix.com/bbd9dbeb29728a01a6db184394c1ca10l-f1491110112r.jpg)

![55 Bay Drive #2202 - Photo 19](http://lh.rdcpix.com/bbd9dbeb29728a01a6db184394c1ca10l-f2322435377r.jpg)

![55 Bay Drive #2202 - Photo 20](http://lh.rdcpix.com/bbd9dbeb29728a01a6db184394c1ca10l-f113489656r.jpg)

![55 Bay Drive #2202 - Photo 21](http://lh.rdcpix.com/bbd9dbeb29728a01a6db184394c1ca10l-f2477125036r.jpg)

![55 Bay Drive #2202 - Photo 22](http://lh.rdcpix.com/bbd9dbeb29728a01a6db184394c1ca10l-f1491110112r.jpg)

---

**MLS#:** 1013747 | **Updated:** 2026-10-23
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/55-bay-drive-niceville-fl-32578-cee5ae78664e4d05bcda74ee480e5c17)

---

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