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About This Home

This 3-bedroom, 2-bathroom single family at 550 Cross Plains in ROCKFORD, IL is listed for $399,900 ($214 per sqft). the home offers 1,866 sqft of living space on a 0.32 acres lot.

Agent Description

Brand-New Construction COMPLETED and move-in ready! Discover this stunning custom-built ranch-style home by Mecca Builders in a prime NE Rockford subdivision. This sleek, open-concept 1,866 sq ft home offers impressive curb appeal with durable LP SmartSide siding on the front, a covered porch, a distinctive roofline, and an elegant front door with dual sidelights.

Inside, the spacious floor plan features an eat-in kitchen with a center island with sink, quartz countertops, stainless steel appliances, and a large pantry. The kitchen and dining area flow seamlessly into the vaulted living room with an 8-foot sliding glass door leading to a 12x16 deck.

A convenient mudroom/laundry room just off the kitchen includes a utility sink, coat closet, and garage access—and the builder is even including a washer and dryer! The primary suite offers a spacious walk-in closet and private bath with a double quartz vanity and tiled shower.

Two additional bedrooms and a full bathroom provide comfortable accommodations. Carpeted stairs lead to the expansive basement ready for future finishing, featuring an egress window, bathroom rough-in, power vent water heater, and 200-amp electrical service.

High-end finishes include durable Pergo flooring in the main living areas, plush carpeting in the bedrooms, craftsman-style trim, Moen plumbing fixtures, and on-trend lighting. Enjoy the already seeded yard. This home is eligible for the Rockford New Construction Property Tax Rebate Program—qualifying homeowners may receive three years of property tax refunds, potentially saving thousands!

Conveniently located near I-90, the new Hard Rock Hotel & Casino, Javon Bea Hospital, shopping, and more. Some photos are virtually staged.

Key Features

  • 0.32 acre lot
  • 3 parking spaces

Property Details

2 full
3 spaces

Amenities

Basement

Monthly Cost Estimate

$2,139/mo

20% down · 6.5% · 30 years

Principal$289
Interest$1,733
Insurance$117

Estimates only. Actual payments may vary.

Location

550 Cross Plains

ROCKFORD, IL 61107

Features & Amenities

Interior Features

Laundry 1st FloorMain Floor Primary

Exterior Features

Deck

Property Details

Parking

Garage

Heating

Forced Air

Cooling

Central Air

Appliances

CooktopDishwasherDryerMicrowaveWasher

Questions & Answers

This 3-bedroom, 2-bathroom single family at 550 Cross Plains is listed at $399,900 ($214/sqft). The estimated monthly payment is $1,733 based on 20% down at 6.5% interest.

Key features include: 0.32 acre lot, 3 parking spaces. Interior Features: Laundry 1st Floor, Main Floor Primary. Exterior Features: Deck.

This property is listed by Lauren Medearis and can be reached at 8155207087 or laurenmedearis@kw.com.

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LM

Lauren Medearis

Agent at Keller Williams Realty Signature

(815) 520-7087

Listed by Keller Williams Realty Signature · View on Broker Site

MLS# 202600598· Source: listhub· Updated 64 days ago

Copyright © 2026 NorthWest Illinois Alliance of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

550 Cross Plains, ROCKFORD, IL 61107

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