# 5516 Gulf Drive, Panama City, FL 32408 > **TL;DR:** 4bd/4ba single family, $1,499,000 ($621/sqft), built 2019, 2,414 sqft. > Pool, A/C. Est. $8,017/mo. Listed 76 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $1,499,000 | | Price/sqft | $621 | | Bedrooms | 4 | | Bathrooms | 3 full, 1 half | | Square Feet | 2,414 | | Year Built | 2019 | | Lot Size | 5,663 sqft (0.13 acres) | | Stories | 2 | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 76 | ## Why This Home Stands Out - **Pool** - Porch, Deck, Patio ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $7,580 | | Estimated Insurance | $437 | | **Total** | **$8,017** | ## Nearby Schools - **Elementary:** Patronis - **Middle:** Surfside - **High:** Arnold ## Key Amenities - Pool - A/C ## Property Highlights - Built in 2019 - 0.13 acre lot - 2 stories - Private pool ## Description ### Agent Description First time to hit the market, 4 bedroom(plus bunk room) RENTAL POWERHOUSE on the highly sought after East End. One home off the water on a stretch of beach not overrun with condos. Owners, investors and tourists/guests LOVE this area for that exact reason. Schooners is on Gulf Dr- a 6 min walk, St Andrews State Park is 1 mile away, and the some of the beach's very best restaurants are concentrated in this Lower Lagoon area. Not to mention the sandy white beach directly across from this home. There's a King master ensuite on the first floor along with the kitchen, dining and living area, the laundry room and a half bathroom. Off of this is a door leading to an outdoor oasis. A heated optional pool with a lounge area and high top dining area. Upstairs is an additional Master King ensuite with a large balcony with views of the Gulf, 2 more bedrooms, bathroom and a bunkroom rounds out the upstairs area. This home has a strong rental history and great reviews. It's being sold furnished. Its sister property, identical in layout, 2 doors down is listed for sale as well. ## Location - **Address:** 5516 Gulf Drive, Panama City, FL 32408 - **County:** Bay - **Neighborhood:** Gulf Lagoon Beach - **Coordinates:** 30.144267, -85.75758 - **Google Maps:** https://www.google.com/maps?q=30.144267,-85.75758 ## Listing Agent - **Name:** Tracy Rudder · **License:** 3257851 - **Brokerage:** Counts Real Estate Group Inc - **Broker Phone:** (850) 249-3615 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/5516-Gulf-Dr_Panama-City-Beach_FL_32408_M94061-92724?f=listhub&s=BCARFL&m=794031&c=propsimple) ## Photos ![5516 Gulf Drive - Photo 1](http://lh.rdcpix.com/996bd7b8a9e6e475772cef901a05645fl-f1561180222r.jpg) ![5516 Gulf Drive - Photo 2](http://lh.rdcpix.com/996bd7b8a9e6e475772cef901a05645fl-f499556898r.jpg) ![5516 Gulf Drive - Photo 3](http://lh.rdcpix.com/996bd7b8a9e6e475772cef901a05645fl-f228706739r.jpg) ![5516 Gulf Drive - Photo 4](http://lh.rdcpix.com/996bd7b8a9e6e475772cef901a05645fl-f2633355861r.jpg) ![5516 Gulf Drive - Photo 5](http://lh.rdcpix.com/996bd7b8a9e6e475772cef901a05645fl-f1529654005r.jpg) ![5516 Gulf Drive - Photo 6](http://lh.rdcpix.com/996bd7b8a9e6e475772cef901a05645fl-f3421720575r.jpg) ![5516 Gulf Drive - Photo 7](http://lh.rdcpix.com/996bd7b8a9e6e475772cef901a05645fl-f2788289402r.jpg) ![5516 Gulf Drive - Photo 8](http://lh.rdcpix.com/996bd7b8a9e6e475772cef901a05645fl-f586694481r.jpg) ![5516 Gulf Drive - Photo 9](http://lh.rdcpix.com/996bd7b8a9e6e475772cef901a05645fl-f1922944031r.jpg) ![5516 Gulf Drive - Photo 10](http://lh.rdcpix.com/996bd7b8a9e6e475772cef901a05645fl-f4105708246r.jpg) ![5516 Gulf Drive - Photo 11](http://lh.rdcpix.com/996bd7b8a9e6e475772cef901a05645fl-f1563615960r.jpg) ![5516 Gulf Drive - Photo 12](http://lh.rdcpix.com/996bd7b8a9e6e475772cef901a05645fl-f3442123185r.jpg) ![5516 Gulf Drive - Photo 13](http://lh.rdcpix.com/996bd7b8a9e6e475772cef901a05645fl-f3771016598r.jpg) ![5516 Gulf Drive - Photo 14](http://lh.rdcpix.com/996bd7b8a9e6e475772cef901a05645fl-f3118464074r.jpg) ![5516 Gulf Drive - Photo 15](http://lh.rdcpix.com/996bd7b8a9e6e475772cef901a05645fl-f1799911840r.jpg) ![5516 Gulf Drive - Photo 16](http://lh.rdcpix.com/996bd7b8a9e6e475772cef901a05645fl-f1209204748r.jpg) ![5516 Gulf Drive - Photo 17](http://lh.rdcpix.com/996bd7b8a9e6e475772cef901a05645fl-f737249849r.jpg) ![5516 Gulf Drive - Photo 18](http://lh.rdcpix.com/996bd7b8a9e6e475772cef901a05645fl-f807882778r.jpg) ![5516 Gulf Drive - Photo 19](http://lh.rdcpix.com/996bd7b8a9e6e475772cef901a05645fl-f1497193822r.jpg) ![5516 Gulf Drive - Photo 20](http://lh.rdcpix.com/996bd7b8a9e6e475772cef901a05645fl-f931404945r.jpg) ![5516 Gulf Drive - Photo 21](http://lh.rdcpix.com/996bd7b8a9e6e475772cef901a05645fl-f3367656178r.jpg) ![5516 Gulf Drive - Photo 22](http://lh.rdcpix.com/996bd7b8a9e6e475772cef901a05645fl-f2891703410r.jpg) ![5516 Gulf Drive - Photo 23](http://lh.rdcpix.com/996bd7b8a9e6e475772cef901a05645fl-f1748827801r.jpg) ![5516 Gulf Drive - Photo 24](http://lh.rdcpix.com/996bd7b8a9e6e475772cef901a05645fl-f2857283144r.jpg) ![5516 Gulf Drive - Photo 25](http://lh.rdcpix.com/996bd7b8a9e6e475772cef901a05645fl-f1505336459r.jpg) ![5516 Gulf Drive - Photo 26](http://lh.rdcpix.com/996bd7b8a9e6e475772cef901a05645fl-f695540677r.jpg) ![5516 Gulf Drive - Photo 27](http://lh.rdcpix.com/996bd7b8a9e6e475772cef901a05645fl-f1485680132r.jpg) ![5516 Gulf Drive - Photo 28](http://lh.rdcpix.com/996bd7b8a9e6e475772cef901a05645fl-f3071512439r.jpg) ![5516 Gulf Drive - Photo 29](http://lh.rdcpix.com/996bd7b8a9e6e475772cef901a05645fl-f902585410r.jpg) ![5516 Gulf Drive - Photo 30](http://lh.rdcpix.com/996bd7b8a9e6e475772cef901a05645fl-f3845497183r.jpg) ![5516 Gulf Drive - Photo 31](http://lh.rdcpix.com/996bd7b8a9e6e475772cef901a05645fl-f2141786391r.jpg) ![5516 Gulf Drive - Photo 32](http://lh.rdcpix.com/996bd7b8a9e6e475772cef901a05645fl-f3442118263r.jpg) ![5516 Gulf Drive - Photo 33](http://lh.rdcpix.com/996bd7b8a9e6e475772cef901a05645fl-f3311436285r.jpg) ![5516 Gulf Drive - Photo 34](http://lh.rdcpix.com/996bd7b8a9e6e475772cef901a05645fl-f3652343038r.jpg) ![5516 Gulf Drive - Photo 35](http://lh.rdcpix.com/996bd7b8a9e6e475772cef901a05645fl-f4035520464r.jpg) ![5516 Gulf Drive - Photo 36](http://lh.rdcpix.com/996bd7b8a9e6e475772cef901a05645fl-f2699724701r.jpg) ![5516 Gulf Drive - Photo 37](http://lh.rdcpix.com/996bd7b8a9e6e475772cef901a05645fl-f2285478140r.jpg) ![5516 Gulf Drive - Photo 38](http://lh.rdcpix.com/996bd7b8a9e6e475772cef901a05645fl-f1310237018r.jpg) ![5516 Gulf Drive - Photo 39](http://lh.rdcpix.com/996bd7b8a9e6e475772cef901a05645fl-f3329769405r.jpg) ![5516 Gulf Drive - Photo 40](http://lh.rdcpix.com/996bd7b8a9e6e475772cef901a05645fl-f297090488r.jpg) ![5516 Gulf Drive - Photo 41](http://lh.rdcpix.com/996bd7b8a9e6e475772cef901a05645fl-f3948282340r.jpg) ![5516 Gulf Drive - Photo 42](http://lh.rdcpix.com/996bd7b8a9e6e475772cef901a05645fl-f2829799549r.jpg) ![5516 Gulf Drive - Photo 43](http://lh.rdcpix.com/996bd7b8a9e6e475772cef901a05645fl-f2747341172r.jpg) ![5516 Gulf Drive - Photo 44](http://lh.rdcpix.com/996bd7b8a9e6e475772cef901a05645fl-f1430923327r.jpg) ![5516 Gulf Drive - Photo 45](http://lh.rdcpix.com/996bd7b8a9e6e475772cef901a05645fl-f1958934938r.jpg) ![5516 Gulf Drive - Photo 46](http://lh.rdcpix.com/996bd7b8a9e6e475772cef901a05645fl-f2525865851r.jpg) ![5516 Gulf Drive - Photo 47](http://lh.rdcpix.com/996bd7b8a9e6e475772cef901a05645fl-f3608705865r.jpg) ![5516 Gulf Drive - Photo 48](http://lh.rdcpix.com/996bd7b8a9e6e475772cef901a05645fl-f3473711609r.jpg) ![5516 Gulf Drive - Photo 49](http://lh.rdcpix.com/996bd7b8a9e6e475772cef901a05645fl-f2147313903r.jpg) --- **MLS#:** 794031 | **Updated:** 2026-10-25 **Source:** listhub *Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/5516-gulf-drive-panama-city-fl-32408-ae71addb6495480d888afb35c71df62d) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/5516-gulf-drive-panama-city-fl-32408-ae71addb6495480d888afb35c71df62d#listing", "url": "https://staging.propertysimple.ai/listing/5516-gulf-drive-panama-city-fl-32408-ae71addb6495480d888afb35c71df62d", "name": "5516 Gulf Drive, Panama City, FL 32408", "description": "First time to hit the market, 4 bedroom(plus bunk room) RENTAL POWERHOUSE on the highly sought after East End. One home off the water on a stretch of beach not overrun with condos. Owners, investors and tourists/guests LOVE this area for that exact reason. Schooners is on Gulf Dr- a 6 min walk, St Andrews State Park is 1 mile away, and the some of the beach's very best restaurants are concentrated in this Lower Lagoon area. Not to mention the sandy white beach directly across from this home. There's a King master ensuite on the first floor along with the kitchen, dining and living area, the laundry room and a half bathroom. Off of this is a door leading to an outdoor oasis. A heated optional pool with a lounge area and high top dining area. Upstairs is an additional Master King ensuite with a large balcony with views of the Gulf, 2 more bedrooms, bathroom and a bunkroom rounds out the upstairs area. This home has a strong rental history and great reviews. It's being sold furnished. 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