# 5541 Highway 2297, Panama City, FL 32404 > **TL;DR:** 3bd/2ba single family, $399,900 ($264/sqft), built 2020, 1,512 sqft. > A/C, 1-car garage. Est. $2,139/mo. Listed 34 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $399,900 | | Price/sqft | $264 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 1,512 | | Year Built | 2020 | | Lot Size | 76,230 sqft (1.75 acres) | | Stories | 1 | | Garage | 1-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 34 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,022 | | Estimated Insurance | $117 | | **Total** | **$2,139** | ## Nearby Schools - **Elementary:** Callaway - **Middle:** Rutherford Middle - **High:** Rutherford ## Key Amenities - A/C - 1-car garage ## Property Highlights - Built in 2020 - 1.75 acre lot ## Description ### Agent Description COUNTRY LIVING MEETS EAST BAY VIEWS! Built in 2020 and perfectly situated on 1.75 acres with NO HOA, this beautiful home offers the space, privacy, and flexibility you've been looking for. Enjoy breathtaking sunsets over East Bay from the expansive full front porch, creating the perfect spot to unwind at the end of the day. Inside, the thoughtfully designed split-bedroom floor plan provides both comfort and privacy. The kitchen features stainless steel appliances, a gas range/oven, and plenty of workspace for everyday living and entertaining. The home is also equipped for a whole-house generator hook up, offering added peace of mind. Outdoor enthusiasts will appreciate the 10-foot deeded water access to the Bay, providing an incredible opportunity to enjoy the water just beyond your doorstep. Additional property improvements include a new deep well installed in 2020, new septic system installed in 2024, and a tankless water heater. And then there's the approximately 23' x 60' pole barn a truly versatile bonus space ready to become whatever you need it to be. Use it for animals, a workshop, equipment, hobbies, or bring your own vision to life. With a newer 2020 construction, acreage, Bay access, stunning sunset views, no HOA, and an impressive amount of additional storage and workspace, this property offers a rare combination of privacy, functionality, and the laid-back Florida lifestyle. Also it is within .5 miles to Eastern Ship Building. ## Location - **Address:** 5541 Highway 2297, Panama City, FL 32404 - **County:** Bay - **Neighborhood:** No Named Subdivision - **Coordinates:** 30.044583, -85.482308 - **Google Maps:** https://www.google.com/maps?q=30.044583,-85.482308 ## Listing Agent - **Name:** Heather A Cole · **License:** SL3521551 - **Brokerage:** Keller Williams Realty Emerald Coast - **Broker Phone:** (850) 654-2900 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/5541-Highway-2297_Panama-City_FL_32404_M50737-19744?f=listhub&s=BCARFL&m=795820&c=propsimple) ## Photos ![5541 Highway 2297 - Photo 1](http://lh.rdcpix.com/4b062a80de8c33da1848d6a3e5fb9092l-f2458764293r.jpg) ![5541 Highway 2297 - Photo 2](http://lh.rdcpix.com/4b062a80de8c33da1848d6a3e5fb9092l-f2768249289r.jpg) ![5541 Highway 2297 - Photo 3](http://lh.rdcpix.com/4b062a80de8c33da1848d6a3e5fb9092l-f1718010198r.jpg) ![5541 Highway 2297 - Photo 4](http://lh.rdcpix.com/4b062a80de8c33da1848d6a3e5fb9092l-f3563438827r.jpg) ![5541 Highway 2297 - Photo 5](http://lh.rdcpix.com/4b062a80de8c33da1848d6a3e5fb9092l-f2411826872r.jpg) ![5541 Highway 2297 - Photo 6](http://lh.rdcpix.com/4b062a80de8c33da1848d6a3e5fb9092l-f2951972023r.jpg) ![5541 Highway 2297 - Photo 7](http://lh.rdcpix.com/4b062a80de8c33da1848d6a3e5fb9092l-f1872011965r.jpg) ![5541 Highway 2297 - Photo 8](http://lh.rdcpix.com/4b062a80de8c33da1848d6a3e5fb9092l-f2224729341r.jpg) ![5541 Highway 2297 - Photo 9](http://lh.rdcpix.com/4b062a80de8c33da1848d6a3e5fb9092l-f1645361912r.jpg) ![5541 Highway 2297 - Photo 10](http://lh.rdcpix.com/4b062a80de8c33da1848d6a3e5fb9092l-f2994003619r.jpg) ![5541 Highway 2297 - Photo 11](http://lh.rdcpix.com/4b062a80de8c33da1848d6a3e5fb9092l-f3452890755r.jpg) ![5541 Highway 2297 - Photo 12](http://lh.rdcpix.com/4b062a80de8c33da1848d6a3e5fb9092l-f3836336099r.jpg) ![5541 Highway 2297 - Photo 13](http://lh.rdcpix.com/4b062a80de8c33da1848d6a3e5fb9092l-f3323104502r.jpg) ![5541 Highway 2297 - Photo 14](http://lh.rdcpix.com/4b062a80de8c33da1848d6a3e5fb9092l-f3728209107r.jpg) ![5541 Highway 2297 - Photo 15](http://lh.rdcpix.com/4b062a80de8c33da1848d6a3e5fb9092l-f1726283952r.jpg) ![5541 Highway 2297 - Photo 16](http://lh.rdcpix.com/4b062a80de8c33da1848d6a3e5fb9092l-f1637633835r.jpg) ![5541 Highway 2297 - Photo 17](http://lh.rdcpix.com/4b062a80de8c33da1848d6a3e5fb9092l-f3737160380r.jpg) ![5541 Highway 2297 - Photo 18](http://lh.rdcpix.com/4b062a80de8c33da1848d6a3e5fb9092l-f331879412r.jpg) ![5541 Highway 2297 - Photo 19](http://lh.rdcpix.com/4b062a80de8c33da1848d6a3e5fb9092l-f3502285388r.jpg) ![5541 Highway 2297 - Photo 20](http://lh.rdcpix.com/4b062a80de8c33da1848d6a3e5fb9092l-f498672064r.jpg) ![5541 Highway 2297 - Photo 21](http://lh.rdcpix.com/4b062a80de8c33da1848d6a3e5fb9092l-f4062292192r.jpg) ![5541 Highway 2297 - Photo 22](http://lh.rdcpix.com/4b062a80de8c33da1848d6a3e5fb9092l-f1982215838r.jpg) ![5541 Highway 2297 - Photo 23](http://lh.rdcpix.com/4b062a80de8c33da1848d6a3e5fb9092l-f1255200761r.jpg) ![5541 Highway 2297 - Photo 24](http://lh.rdcpix.com/4b062a80de8c33da1848d6a3e5fb9092l-f3759997796r.jpg) ![5541 Highway 2297 - Photo 25](http://lh.rdcpix.com/4b062a80de8c33da1848d6a3e5fb9092l-f239688361r.jpg) ![5541 Highway 2297 - Photo 26](http://lh.rdcpix.com/4b062a80de8c33da1848d6a3e5fb9092l-f3816636299r.jpg) ![5541 Highway 2297 - Photo 27](http://lh.rdcpix.com/4b062a80de8c33da1848d6a3e5fb9092l-f3596596406r.jpg) ![5541 Highway 2297 - Photo 28](http://lh.rdcpix.com/4b062a80de8c33da1848d6a3e5fb9092l-f1048935830r.jpg) ![5541 Highway 2297 - Photo 29](http://lh.rdcpix.com/4b062a80de8c33da1848d6a3e5fb9092l-f3045209180r.jpg) --- **MLS#:** 795820 | **Updated:** 2026-10-25 **Source:** listhub *Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/5541-highway-2297-panama-city-fl-32404-871271ce531543ae9b3a8c2db1432e5b) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/5541-highway-2297-panama-city-fl-32404-871271ce531543ae9b3a8c2db1432e5b#listing", "url": "https://staging.propertysimple.ai/listing/5541-highway-2297-panama-city-fl-32404-871271ce531543ae9b3a8c2db1432e5b", "name": "5541 Highway 2297, Panama City, FL 32404", "description": "COUNTRY LIVING MEETS EAST BAY VIEWS! Built in 2020 and perfectly situated on 1.75 acres with NO HOA, this beautiful home offers the space, privacy, and flexibility you've been looking for. Enjoy breathtaking sunsets over East Bay from the expansive full front porch, creating the perfect spot to unwind at the end of the day. Inside, the thoughtfully designed split-bedroom floor plan provides both comfort and privacy. The kitchen features stainless steel appliances, a gas range/oven, and plenty of workspace for everyday living and entertaining. The home is also equipped for a whole-house generator hook up, offering added peace of mind. Outdoor enthusiasts will appreciate the 10-foot deeded water access to the Bay, providing an incredible opportunity to enjoy the water just beyond your doorstep. Additional property improvements include a new deep well installed in 2020, new septic system installed in 2024, and a tankless water heater. And then there's the approximately 23' x 60' pole barn a truly versatile bonus space ready to become whatever you need it to be. Use it for animals, a workshop, equipment, hobbies, or bring your own vision to life. 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