# 5603 NIGHT OWL Terrace, Palmetto, FL 34221 > **TL;DR:** 4bd/3ba single family, $465,000 ($170/sqft), built 2023, 2,738 sqft. > View, A/C, 2-car garage. Est. $2,487/mo. Listed 106 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $465,000 | | Price/sqft | $170 | | Bedrooms | 4 | | Bathrooms | 3 full | | Square Feet | 2,738 | | Year Built | 2023 | | Lot Size | 6,098 sqft (0.14 acres) | | Stories | 2 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 106 | ## Why This Home Stands Out - **Views** - Water, Lake ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,351 | | Estimated Insurance | $136 | | **Total** | **$2,487** | ## Key Amenities - View - A/C - 2-car garage ## Property Highlights - Built in 2023 - 0.14 acre lot - 2 stories ## Description ### Agent Description ASSUMABLE LOAN AT 5.5% INTEREST RATE! Welcome to this immaculately maintained, just 3-year-old home offering modern style, thoughtful upgrades, and breathtaking lake views. From the moment you arrive, you'll appreciate the charming curb appeal and inviting entry that opens to high ceilings, abundant natural light, and a spacious open-concept floor plan designed for today's lifestyle. Just off the foyer, a generous office provides the perfect space for working from home or a quiet retreat. The beautifully appointed kitchen features granite countertops, ample cabinetry, stainless steel appliances and overlooks the main living and dining areas, making entertaining effortless. A convenient first-floor guest bedroom is located next to a full bathroom featuring an upgraded glass-enclosed shower-ideal for visitors or multigenerational living. Upstairs, you'll find an oversized game room that offers endless possibilities for a media room, playroom, or additional living space, along with three more bedrooms. The spacious primary suite is a true retreat, showcasing stunning views of the expansive lake. The luxurious primary bath features dual vanities, his-and-her sinks, and an extra-large walk-in closet. Step outside to the screened lanai where you can relax and unwind while enjoying spectacular sunsets overlooking the oversized lake. Additional upgrades include updated light fixtures and gutters around the home, adding both style and functionality. This home is also built all-concrete-block construction for both the first and second floors, ensuring durability, storm protection, noise reduction, energy efficiency and better insulation. The community offers outstanding amenities, including a resort-style community pool, clubhouse, tot lot, and dog park, providing something for everyone to enjoy. Conveniently located near medical offices, restaurants, parks, golf courses, shopping, and just minutes from Florida's beautiful Gulf Coast beaches, this home combines quality construction, modern finishes, and an unbeatable location for comfortable everyday living. ## Location - **Address:** 5603 NIGHT OWL Terrace, Palmetto, FL 34221 - **County:** Manatee - **Neighborhood:** SILVERSTONE NORTH PH IC & ID - **Coordinates:** 27.563309, -82.522428 - **Google Maps:** https://www.google.com/maps?q=27.563309,-82.522428 ## Virtual Tour & Media - **Video Tour:** https://www.propertypanorama.com/instaview/stellar/A4700396 ## Listing Agent - **Name:** Esmeralda Rico - **Brokerage:** LPT Realty, LLC. - **Broker Phone:** (877) 366-2213 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/5603-Night-Owl-Ter_Palmetto_FL_34221_M98097-02602?f=listhub&s=MFRMLSFL&m=A4700396&c=propsimple) ## Photos ![5603 NIGHT OWL Terrace - Photo 1](http://lh.rdcpix.com/99c9acfdf6b397ac9232b82a521a8633l-f3581285856r.jpg) ![5603 NIGHT OWL Terrace - Photo 2](http://lh.rdcpix.com/99c9acfdf6b397ac9232b82a521a8633l-f854905419r.jpg) ![5603 NIGHT OWL Terrace - Photo 3](http://lh.rdcpix.com/99c9acfdf6b397ac9232b82a521a8633l-f3995660343r.jpg) ![5603 NIGHT OWL Terrace - Photo 4](http://lh.rdcpix.com/99c9acfdf6b397ac9232b82a521a8633l-f117382450r.jpg) ![5603 NIGHT OWL Terrace - Photo 5](http://lh.rdcpix.com/99c9acfdf6b397ac9232b82a521a8633l-f4027278071r.jpg) ![5603 NIGHT OWL Terrace - Photo 6](http://lh.rdcpix.com/99c9acfdf6b397ac9232b82a521a8633l-f1274455548r.jpg) ![5603 NIGHT OWL Terrace - Photo 7](http://lh.rdcpix.com/99c9acfdf6b397ac9232b82a521a8633l-f3479254675r.jpg) ![5603 NIGHT OWL Terrace - Photo 8](http://lh.rdcpix.com/99c9acfdf6b397ac9232b82a521a8633l-f2598145068r.jpg) ![5603 NIGHT OWL Terrace - Photo 9](http://lh.rdcpix.com/99c9acfdf6b397ac9232b82a521a8633l-f2498409078r.jpg) ![5603 NIGHT OWL Terrace - Photo 10](http://lh.rdcpix.com/99c9acfdf6b397ac9232b82a521a8633l-f1782050160r.jpg) ![5603 NIGHT OWL Terrace - Photo 11](http://lh.rdcpix.com/99c9acfdf6b397ac9232b82a521a8633l-f1886968009r.jpg) ![5603 NIGHT OWL Terrace - Photo 12](http://lh.rdcpix.com/99c9acfdf6b397ac9232b82a521a8633l-f2878698963r.jpg) ![5603 NIGHT OWL Terrace - Photo 13](http://lh.rdcpix.com/99c9acfdf6b397ac9232b82a521a8633l-f3520154672r.jpg) ![5603 NIGHT OWL Terrace - Photo 14](http://lh.rdcpix.com/99c9acfdf6b397ac9232b82a521a8633l-f1830166803r.jpg) ![5603 NIGHT OWL Terrace - Photo 15](http://lh.rdcpix.com/99c9acfdf6b397ac9232b82a521a8633l-f3332591585r.jpg) ![5603 NIGHT OWL Terrace - Photo 16](http://lh.rdcpix.com/99c9acfdf6b397ac9232b82a521a8633l-f1667092281r.jpg) ![5603 NIGHT OWL Terrace - Photo 17](http://lh.rdcpix.com/99c9acfdf6b397ac9232b82a521a8633l-f3051969463r.jpg) ![5603 NIGHT OWL Terrace - Photo 18](http://lh.rdcpix.com/99c9acfdf6b397ac9232b82a521a8633l-f2504237426r.jpg) ![5603 NIGHT OWL Terrace - Photo 19](http://lh.rdcpix.com/99c9acfdf6b397ac9232b82a521a8633l-f2226274293r.jpg) ![5603 NIGHT OWL Terrace - Photo 20](http://lh.rdcpix.com/99c9acfdf6b397ac9232b82a521a8633l-f2263806193r.jpg) ![5603 NIGHT OWL Terrace - Photo 21](http://lh.rdcpix.com/99c9acfdf6b397ac9232b82a521a8633l-f881760752r.jpg) ![5603 NIGHT OWL Terrace - Photo 22](http://lh.rdcpix.com/99c9acfdf6b397ac9232b82a521a8633l-f1690690047r.jpg) ![5603 NIGHT OWL Terrace - Photo 23](http://lh.rdcpix.com/99c9acfdf6b397ac9232b82a521a8633l-f2596981922r.jpg) ![5603 NIGHT OWL Terrace - Photo 24](http://lh.rdcpix.com/99c9acfdf6b397ac9232b82a521a8633l-f798033633r.jpg) ![5603 NIGHT OWL Terrace - Photo 25](http://lh.rdcpix.com/99c9acfdf6b397ac9232b82a521a8633l-f1424355482r.jpg) ![5603 NIGHT OWL Terrace - Photo 26](http://lh.rdcpix.com/99c9acfdf6b397ac9232b82a521a8633l-f90228528r.jpg) ![5603 NIGHT OWL Terrace - Photo 27](http://lh.rdcpix.com/99c9acfdf6b397ac9232b82a521a8633l-f180461843r.jpg) ![5603 NIGHT OWL Terrace - Photo 28](http://lh.rdcpix.com/99c9acfdf6b397ac9232b82a521a8633l-f302710731r.jpg) ![5603 NIGHT OWL Terrace - Photo 29](http://lh.rdcpix.com/99c9acfdf6b397ac9232b82a521a8633l-f3526194178r.jpg) ![5603 NIGHT OWL Terrace - Photo 30](http://lh.rdcpix.com/99c9acfdf6b397ac9232b82a521a8633l-f3975346135r.jpg) ![5603 NIGHT OWL Terrace - Photo 31](http://lh.rdcpix.com/99c9acfdf6b397ac9232b82a521a8633l-f759597578r.jpg) ![5603 NIGHT OWL Terrace - Photo 32](http://lh.rdcpix.com/99c9acfdf6b397ac9232b82a521a8633l-f1880237814r.jpg) ![5603 NIGHT OWL Terrace - Photo 33](http://lh.rdcpix.com/99c9acfdf6b397ac9232b82a521a8633l-f3812030928r.jpg) ![5603 NIGHT OWL Terrace - Photo 34](http://lh.rdcpix.com/99c9acfdf6b397ac9232b82a521a8633l-f1570758186r.jpg) --- **MLS#:** A4700396 | **Updated:** 2026-10-29 **Source:** listhub *Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/5603-night-owl-terrace-palmetto-fl-34221-7cbab8ded5b04826b75851617c2a4acb) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/5603-night-owl-terrace-palmetto-fl-34221-7cbab8ded5b04826b75851617c2a4acb#listing", "url": "https://staging.propertysimple.ai/listing/5603-night-owl-terrace-palmetto-fl-34221-7cbab8ded5b04826b75851617c2a4acb", "name": "5603 NIGHT OWL Terrace, Palmetto, FL 34221", "description": "ASSUMABLE LOAN AT 5.5% INTEREST RATE! Welcome to this immaculately maintained, just 3-year-old home offering modern style, thoughtful upgrades, and breathtaking lake views. 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