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About This Home

This 3-bedroom, 2-bathroom single family at 56040 River Heights in Elkhart, IN is listed for $339,000 ($196 per sqft). Built in 1920, the home offers 1,732 sqft of living space on a 1.10 acres lot.

Agent Description

Wake up to panoramic river views, soaring eagles, and the peaceful sounds of the Lower St. Joseph River—all from your own private 1.1-acre retreat. Rare waterfront opportunity! Tucked away on a unique private road, this tranquil riverfront setting provides breathtaking mid-bank views, abundant wildlife, and a peaceful escape from the everyday.

Enjoy your morning coffee overlooking the water, spend evenings around the fire watching the river flow by, or relax among the multiple gardens. This charming, updated home offers upper and lower patios, open-concept main-level living, and a versatile walkout lower level that provides flexibility for a recreation room, guest quarters, a home office, or a potential apartment-style setup.

Large windows capture scenic river views and fill the home with natural light. Major improvements: plumbing, electrical, and heating systems (2017); A/C (2018); new roof (2020); new septic (2026). Best of all, no flood insurance is required. Additional features: detached 2-car garage near the home, a second detached garage/workshop being sold as-is, and a well-maintained storage shed.

Whether you need space for hobbies, storage, gardening, or outdoor recreation, this property offers endless possibilities. Conveniently located between Elkhart and Mishawaka. Waterfront living on 1.1 acres for under $340,000 is a rare find—don't miss this opportunity to make the river your backyard.

Key Features

  • Built in 1920
  • 1.10 acre lot
  • Waterfront

Property Details

1 story
2 full
1920

Amenities

WaterfrontBasement

Monthly Cost Estimate

$1,813/mo

20% down · 6.5% · 30 years

Principal$245
Interest$1,469
Insurance$99

Estimates only. Actual payments may vary.

Location

56040 River Heights

Elkhart, IN 46516

None

Features & Amenities

Interior Features

Breakfast BarEat-in KitchenFirepitOpen Floor PlanPatio OpenPorch EnclosedKitchenetteTub/Shower CombinationDishwasherRefrigeratorSump PumpWater Heater ElectricWindow Treatment-blinds

Exterior Features

Outbuilding

Property Details

Parking

GarageGarage - Detached

Heating

Forced AirNatural Gas

Cooling

Central Air

Appliances

CooktopCooktop - ElectricDryerMicrowave

Questions & Answers

This 3-bedroom, 2-bathroom single family at 56040 River Heights is listed at $339,000 ($196/sqft). The estimated monthly payment is $1,469 based on 20% down at 6.5% interest.

Key features include: Built in 1920, 1.10 acre lot, Waterfront. Interior Features: Breakfast Bar, Eat-in Kitchen, Firepit. Exterior Features: Outbuilding.

This property is listed by Wilma McDougle and can be reached at 5746123252 or mcdouglewilma@gmail.com.

WM

Wilma McDougle

Agent at McKinnies Realty, LLC Elkhart

(574) 612-3252

Listed by McKinnies Realty, LLC Elkhart · View on Broker Site

MLS# 202623824· Source: listhub· Updated 1 days ago

Copyright © 2026 Elkhart County Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

56040 River Heights, Elkhart, IN 46516

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