# 561 SE 28TH Street, Melrose, FL 32666 > **TL;DR:** 3bd/2ba single family, $367,000 ($230/sqft), built 1992, 1,594 sqft. > Fireplace, Waterfront, View, A/C. Est. $1,963/mo. Listed 100 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $367,000 | | Price/sqft | $230 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 1,594 | | Year Built | 1992 | | Lot Size | 22,216 sqft (0.51 acres) | | Stories | 1 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 100 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Water ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,856 | | Estimated Insurance | $107 | | **Total** | **$1,963** | ## Key Amenities - Fireplace - Waterfront - View - A/C - 2-car garage ## Property Highlights - Built in 1992 - 0.51 acre lot - Fireplace - Waterfront ## Description ### Agent Description Welcome to a beautiful waterfront retreat in the heart of Lake Geneva Estates in Melrose, Florida-where everyday living feels like a private getaway. This exceptional 3-bedroom, 2-bath canal-front home offers the perfect rural living: sweeping water views underneath the most beautiful oak trees. From the moment you arrive, the paved driveway leads you to an inviting entrance that sets the tone for what's inside. Step through the door into a spacious open-concept living area where high ceilings and a panoramic layout seamlessly connect the living room, kitchen, and dining space. The kitchen is designed for both function and gathering, featuring abundant counter space and sleek stainless steel appliances. Anchoring the living room is a warm brick wood-burning fireplace, creating a cozy focal point that flows naturally into the Florida room-where walls of windows showcase stunning canal and island views. The primary suite is a peaceful retreat with a generous walk-in closet and a private en-suite bath. An interior utility room adds everyday convenience and functionality. Outdoor living is where this property truly shines. An oversized garage provides ample storage, while the screened lanai invites you to relax and take in serene views of the canal just beyond your backyard. A patio overlooks lush green grass that invites all the wildlife to entertain you-your own natural sanctuary waiting to be explored. Nature surrounds you here, with frequent sightings of whistling wood ducks, sandhill cranes, deer, and more, creating a peaceful and vibrant wildlife backdrop. Tucked away in a quiet, desirable neighborhood, this property offers the rare combination of privacy, waterfront living, and convenience-just minutes from local restaurants, shopping, and everyday essentials. And best of all-NO HOA. Offered at $397,500, this is more than a home-it's a lifestyle, a retreat, and an extraordinary opportunity to own a slice of Florida paradise. *Additional 8.2 acre island lot available at $97,000 ## Location - **Address:** 561 SE 28TH Street, Melrose, FL 32666 - **County:** Bradford - **Neighborhood:** BOYKIN - **Coordinates:** 29.75928, -82.054184 - **Google Maps:** https://www.google.com/maps?q=29.75928,-82.054184 ## Virtual Tour & Media - **Video Tour:** https://www.propertypanorama.com/instaview/stellar/GC542185 ## Listing Agent - **Name:** Heather Surrency-Bristow - **Brokerage:** Watson Realty Corp - **Broker Phone:** (904) 596-5900 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/561-SE-28th-St_Melrose_FL_32666_M54328-69302?f=listhub&s=MFRMLSFL&m=GC542185&c=propsimple) ## Photos ![561 SE 28TH Street - Photo 1](http://lh.rdcpix.com/f560523cf66eaeabd21f6c9090f5af57l-f2302298269r.jpg) ![561 SE 28TH Street - Photo 2](http://lh.rdcpix.com/f560523cf66eaeabd21f6c9090f5af57l-f1616953648r.jpg) ![561 SE 28TH Street - Photo 3](http://lh.rdcpix.com/f560523cf66eaeabd21f6c9090f5af57l-f741214121r.jpg) ![561 SE 28TH Street - Photo 4](http://lh.rdcpix.com/f560523cf66eaeabd21f6c9090f5af57l-f520853862r.jpg) ![561 SE 28TH Street - Photo 5](http://lh.rdcpix.com/f560523cf66eaeabd21f6c9090f5af57l-f3315946197r.jpg) ![561 SE 28TH Street - Photo 6](http://lh.rdcpix.com/f560523cf66eaeabd21f6c9090f5af57l-f3199224827r.jpg) ![561 SE 28TH Street - Photo 7](http://lh.rdcpix.com/f560523cf66eaeabd21f6c9090f5af57l-f511262039r.jpg) ![561 SE 28TH Street - Photo 8](http://lh.rdcpix.com/f560523cf66eaeabd21f6c9090f5af57l-f2933331088r.jpg) ![561 SE 28TH Street - Photo 9](http://lh.rdcpix.com/f560523cf66eaeabd21f6c9090f5af57l-f2432424405r.jpg) ![561 SE 28TH Street - Photo 10](http://lh.rdcpix.com/f560523cf66eaeabd21f6c9090f5af57l-f339175681r.jpg) ![561 SE 28TH Street - Photo 11](http://lh.rdcpix.com/f560523cf66eaeabd21f6c9090f5af57l-f2281149100r.jpg) ![561 SE 28TH Street - Photo 12](http://lh.rdcpix.com/f560523cf66eaeabd21f6c9090f5af57l-f650462849r.jpg) ![561 SE 28TH Street - Photo 13](http://lh.rdcpix.com/f560523cf66eaeabd21f6c9090f5af57l-f2859102560r.jpg) ![561 SE 28TH Street - Photo 14](http://lh.rdcpix.com/f560523cf66eaeabd21f6c9090f5af57l-f2548514391r.jpg) ![561 SE 28TH Street - Photo 15](http://lh.rdcpix.com/f560523cf66eaeabd21f6c9090f5af57l-f62722133r.jpg) ![561 SE 28TH Street - Photo 16](http://lh.rdcpix.com/f560523cf66eaeabd21f6c9090f5af57l-f3185330844r.jpg) ![561 SE 28TH Street - Photo 17](http://lh.rdcpix.com/f560523cf66eaeabd21f6c9090f5af57l-f895459984r.jpg) ![561 SE 28TH Street - Photo 18](http://lh.rdcpix.com/f560523cf66eaeabd21f6c9090f5af57l-f1049313692r.jpg) ![561 SE 28TH Street - Photo 19](http://lh.rdcpix.com/f560523cf66eaeabd21f6c9090f5af57l-f3075581564r.jpg) ![561 SE 28TH Street - Photo 20](http://lh.rdcpix.com/f560523cf66eaeabd21f6c9090f5af57l-f1776399882r.jpg) ![561 SE 28TH Street - Photo 21](http://lh.rdcpix.com/f560523cf66eaeabd21f6c9090f5af57l-f3459331543r.jpg) ![561 SE 28TH Street - Photo 22](http://lh.rdcpix.com/f560523cf66eaeabd21f6c9090f5af57l-f584608832r.jpg) ![561 SE 28TH Street - Photo 23](http://lh.rdcpix.com/f560523cf66eaeabd21f6c9090f5af57l-f3363594633r.jpg) ![561 SE 28TH Street - Photo 24](http://lh.rdcpix.com/f560523cf66eaeabd21f6c9090f5af57l-f1665601092r.jpg) ![561 SE 28TH Street - Photo 25](http://lh.rdcpix.com/f560523cf66eaeabd21f6c9090f5af57l-f1711769914r.jpg) ![561 SE 28TH Street - Photo 26](http://lh.rdcpix.com/f560523cf66eaeabd21f6c9090f5af57l-f2156904369r.jpg) ![561 SE 28TH Street - Photo 27](http://lh.rdcpix.com/f560523cf66eaeabd21f6c9090f5af57l-f3341201711r.jpg) ![561 SE 28TH Street - Photo 28](http://lh.rdcpix.com/f560523cf66eaeabd21f6c9090f5af57l-f1636484257r.jpg) ![561 SE 28TH Street - Photo 29](http://lh.rdcpix.com/f560523cf66eaeabd21f6c9090f5af57l-f1432490804r.jpg) ![561 SE 28TH Street - Photo 30](http://lh.rdcpix.com/f560523cf66eaeabd21f6c9090f5af57l-f3058012417r.jpg) ![561 SE 28TH Street - Photo 31](http://lh.rdcpix.com/f560523cf66eaeabd21f6c9090f5af57l-f1717513893r.jpg) ![561 SE 28TH Street - Photo 32](http://lh.rdcpix.com/f560523cf66eaeabd21f6c9090f5af57l-f1069963448r.jpg) ![561 SE 28TH Street - Photo 33](http://lh.rdcpix.com/f560523cf66eaeabd21f6c9090f5af57l-f224747776r.jpg) ![561 SE 28TH Street - Photo 34](http://lh.rdcpix.com/f560523cf66eaeabd21f6c9090f5af57l-f172425668r.jpg) ![561 SE 28TH Street - Photo 35](http://lh.rdcpix.com/f560523cf66eaeabd21f6c9090f5af57l-f4147884040r.jpg) ![561 SE 28TH Street - Photo 36](http://lh.rdcpix.com/f560523cf66eaeabd21f6c9090f5af57l-f1191558324r.jpg) ![561 SE 28TH Street - Photo 37](http://lh.rdcpix.com/f560523cf66eaeabd21f6c9090f5af57l-f2170619762r.jpg) ![561 SE 28TH Street - Photo 38](http://lh.rdcpix.com/f560523cf66eaeabd21f6c9090f5af57l-f1038023490r.jpg) ![561 SE 28TH Street - Photo 39](http://lh.rdcpix.com/f560523cf66eaeabd21f6c9090f5af57l-f13609021r.jpg) ![561 SE 28TH Street - Photo 40](http://lh.rdcpix.com/f560523cf66eaeabd21f6c9090f5af57l-f367307447r.jpg) ![561 SE 28TH Street - Photo 41](http://lh.rdcpix.com/f560523cf66eaeabd21f6c9090f5af57l-f1420350461r.jpg) ![561 SE 28TH Street - Photo 42](http://lh.rdcpix.com/f560523cf66eaeabd21f6c9090f5af57l-f480724936r.jpg) ![561 SE 28TH Street - Photo 43](http://lh.rdcpix.com/f560523cf66eaeabd21f6c9090f5af57l-f2646679324r.jpg) ![561 SE 28TH Street - Photo 44](http://lh.rdcpix.com/f560523cf66eaeabd21f6c9090f5af57l-f747137169r.jpg) ![561 SE 28TH Street - Photo 45](http://lh.rdcpix.com/f560523cf66eaeabd21f6c9090f5af57l-f4101897181r.jpg) ![561 SE 28TH Street - Photo 46](http://lh.rdcpix.com/f560523cf66eaeabd21f6c9090f5af57l-f3359550480r.jpg) ![561 SE 28TH Street - Photo 47](http://lh.rdcpix.com/f560523cf66eaeabd21f6c9090f5af57l-f1267040450r.jpg) ![561 SE 28TH Street - Photo 48](http://lh.rdcpix.com/f560523cf66eaeabd21f6c9090f5af57l-f343523951r.jpg) ![561 SE 28TH Street - Photo 49](http://lh.rdcpix.com/f560523cf66eaeabd21f6c9090f5af57l-f3305156306r.jpg) ![561 SE 28TH Street - Photo 50](http://lh.rdcpix.com/f560523cf66eaeabd21f6c9090f5af57l-f2330946024r.jpg) ![561 SE 28TH Street - Photo 51](http://lh.rdcpix.com/f560523cf66eaeabd21f6c9090f5af57l-f3852758838r.jpg) ![561 SE 28TH Street - Photo 52](http://lh.rdcpix.com/f560523cf66eaeabd21f6c9090f5af57l-f3364500494r.jpg) ![561 SE 28TH Street - Photo 53](http://lh.rdcpix.com/f560523cf66eaeabd21f6c9090f5af57l-f3986438836r.jpg) ![561 SE 28TH Street - Photo 54](http://lh.rdcpix.com/f560523cf66eaeabd21f6c9090f5af57l-f8467355r.jpg) ![561 SE 28TH Street - Photo 55](http://lh.rdcpix.com/f560523cf66eaeabd21f6c9090f5af57l-f2995354617r.jpg) ![561 SE 28TH Street - Photo 56](http://lh.rdcpix.com/f560523cf66eaeabd21f6c9090f5af57l-f4018267646r.jpg) ![561 SE 28TH Street - Photo 57](http://lh.rdcpix.com/f560523cf66eaeabd21f6c9090f5af57l-f2968296935r.jpg) ![561 SE 28TH Street - Photo 58](http://lh.rdcpix.com/f560523cf66eaeabd21f6c9090f5af57l-f2102935454r.jpg) --- **MLS#:** GC542185 | **Updated:** 2026-10-22 **Source:** listhub *Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/561-se-28th-street-melrose-fl-32666-7b1db55af5d54923a69403035aa5b7b9) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/561-se-28th-street-melrose-fl-32666-7b1db55af5d54923a69403035aa5b7b9#listing", "url": "https://staging.propertysimple.ai/listing/561-se-28th-street-melrose-fl-32666-7b1db55af5d54923a69403035aa5b7b9", "name": "561 SE 28TH Street, Melrose, FL 32666", "description": "Welcome to a beautiful waterfront retreat in the heart of Lake Geneva Estates in Melrose, Florida-where everyday living feels like a private getaway. This exceptional 3-bedroom, 2-bath canal-front home offers the perfect rural living: sweeping water views underneath the most beautiful oak trees. 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