# 58 N Ridge, Surf City, NC 28445 > **TL;DR:** 4bd/4ba single family, $699,900 ($386/sqft), built 2003, 1,813 sqft. > A/C, 2-car garage. Est. $3,743/mo. Listed 171 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $699,900 | | Price/sqft | $386 | | Bedrooms | 4 | | Bathrooms | 3 full, 1 half | | Square Feet | 1,813 | | Year Built | 2003 | | Lot Size | 4,835 sqft (0.11 acres) | | Stories | 2 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 171 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $3,539 | | Estimated Insurance | $204 | | **Total** | **$3,743** | ## Nearby Schools - **Elementary:** Surf City - **Middle:** Surf City - **High:** Topsail ## Key Amenities - A/C - 2-car garage ## Property Highlights - Built in 2003 - 0.11 acre lot - 2 stories - 2 parking spaces ## Description ### Agent Description A 2/1 Rate Buydown with approval from our preferred lender is now being offered on this great Island home! With sound views and only a 3 minute walk to the beach in this unique interior/ maritime forest neighborhood, use either of the TWO private crossovers to easily enter beach accesses 29 or 29! Come see the quality of this one for yourself. Park and have your cars and belongings safely tucked away in the double garage and take the fully enclosed elevator up to both floors. Enjoy sunny skies from either of the FOUR, spacious well-maintained decks to enjoy sound and sunsets views or listen to the lull of the ocean nearby. With an open, reverse floor plan, this sunny and bright 4 bedroom, 3.5 bath beach cottage boasts two spacious ensuites, ample closets for storage, fenced-in back lawn, outdoor shower, and generous parking in driveway. Furnished and comfortable as it is, yet a blank slate for your very own style and design to emerge. Recently updated with smooth ceilings, granite countertops, ALL new interior paint and durable LVP flooring throughout, this home is priced well to meet the current housing market. No HOA. Short-term and long-term rentals are allowed and successful on this street. Easy to view, schedule a showing today to truly see the value in this one! ## Location - **Address:** 58 N Ridge, Surf City, NC 28445 - **County:** Pender - **Neighborhood:** Sandy Ridge - **Coordinates:** 34.411567, -77.570316 - **Google Maps:** https://www.google.com/maps?q=34.411567,-77.570316 ## Virtual Tour & Media - **Video Tour:** https://my.matterport.com/show/?m=XAWXD5tXS3n&mls=1 ## Listing Agent - **Name:** Kym C Harrelson-Pattishall · **License:** 317193 - **Brokerage:** RE/MAX Executive - **Broker Phone:** 9102182000 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/58-N-Ridge_Surf-City_NC_28445_M50450-22062?f=listhub&s=HIVEMLSNC&m=100574008&c=propsimple) ## Photos ![58 N Ridge - Photo 1](http://lh.rdcpix.com/f164656e82c7975cd31b8b667a426fe1l-f922650279r.jpg) ![58 N Ridge - Photo 2](http://lh.rdcpix.com/f164656e82c7975cd31b8b667a426fe1l-f1454814330r.jpg) ![58 N Ridge - Photo 3](http://lh.rdcpix.com/f164656e82c7975cd31b8b667a426fe1l-f931514562r.jpg) ![58 N Ridge - Photo 4](http://lh.rdcpix.com/f164656e82c7975cd31b8b667a426fe1l-f1209943467r.jpg) ![58 N Ridge - Photo 5](http://lh.rdcpix.com/f164656e82c7975cd31b8b667a426fe1l-f3133344555r.jpg) ![58 N Ridge - Photo 6](http://lh.rdcpix.com/f164656e82c7975cd31b8b667a426fe1l-f1439372167r.jpg) ![58 N Ridge - Photo 7](http://lh.rdcpix.com/f164656e82c7975cd31b8b667a426fe1l-f912481592r.jpg) ![58 N Ridge - Photo 8](http://lh.rdcpix.com/f164656e82c7975cd31b8b667a426fe1l-f3526531014r.jpg) ![58 N Ridge - Photo 9](http://lh.rdcpix.com/f164656e82c7975cd31b8b667a426fe1l-f758411682r.jpg) ![58 N Ridge - Photo 10](http://lh.rdcpix.com/f164656e82c7975cd31b8b667a426fe1l-f249921178r.jpg) ![58 N Ridge - Photo 11](http://lh.rdcpix.com/f164656e82c7975cd31b8b667a426fe1l-f756670178r.jpg) ![58 N Ridge - Photo 12](http://lh.rdcpix.com/f164656e82c7975cd31b8b667a426fe1l-f543173375r.jpg) ![58 N Ridge - Photo 13](http://lh.rdcpix.com/f164656e82c7975cd31b8b667a426fe1l-f1597741919r.jpg) ![58 N Ridge - Photo 14](http://lh.rdcpix.com/f164656e82c7975cd31b8b667a426fe1l-f3609946044r.jpg) ![58 N Ridge - Photo 15](http://lh.rdcpix.com/f164656e82c7975cd31b8b667a426fe1l-f3933025326r.jpg) ![58 N Ridge - Photo 16](http://lh.rdcpix.com/f164656e82c7975cd31b8b667a426fe1l-f1112133598r.jpg) ![58 N Ridge - Photo 17](http://lh.rdcpix.com/f164656e82c7975cd31b8b667a426fe1l-f1167869999r.jpg) ![58 N Ridge - Photo 18](http://lh.rdcpix.com/f164656e82c7975cd31b8b667a426fe1l-f469357717r.jpg) ![58 N Ridge - Photo 19](http://lh.rdcpix.com/f164656e82c7975cd31b8b667a426fe1l-f86153547r.jpg) ![58 N Ridge - Photo 20](http://lh.rdcpix.com/f164656e82c7975cd31b8b667a426fe1l-f3798645691r.jpg) ![58 N Ridge - Photo 21](http://lh.rdcpix.com/f164656e82c7975cd31b8b667a426fe1l-f3355034720r.jpg) ![58 N Ridge - Photo 22](http://lh.rdcpix.com/f164656e82c7975cd31b8b667a426fe1l-f1950341720r.jpg) ![58 N Ridge - Photo 23](http://lh.rdcpix.com/f164656e82c7975cd31b8b667a426fe1l-f2680394153r.jpg) ![58 N Ridge - Photo 24](http://lh.rdcpix.com/f164656e82c7975cd31b8b667a426fe1l-f1675871261r.jpg) ![58 N Ridge - Photo 25](http://lh.rdcpix.com/f164656e82c7975cd31b8b667a426fe1l-f1239536609r.jpg) ![58 N Ridge - Photo 26](http://lh.rdcpix.com/f164656e82c7975cd31b8b667a426fe1l-f726316985r.jpg) ![58 N Ridge - Photo 27](http://lh.rdcpix.com/f164656e82c7975cd31b8b667a426fe1l-f909889674r.jpg) ![58 N Ridge - Photo 28](http://lh.rdcpix.com/f164656e82c7975cd31b8b667a426fe1l-f380159710r.jpg) ![58 N Ridge - Photo 29](http://lh.rdcpix.com/f164656e82c7975cd31b8b667a426fe1l-f178396250r.jpg) ![58 N Ridge - Photo 30](http://lh.rdcpix.com/f164656e82c7975cd31b8b667a426fe1l-f1759712673r.jpg) ![58 N Ridge - Photo 31](http://lh.rdcpix.com/f164656e82c7975cd31b8b667a426fe1l-f275899263r.jpg) ![58 N Ridge - Photo 32](http://lh.rdcpix.com/f164656e82c7975cd31b8b667a426fe1l-f1169196750r.jpg) ![58 N Ridge - Photo 33](http://lh.rdcpix.com/f164656e82c7975cd31b8b667a426fe1l-f472889942r.jpg) ![58 N Ridge - Photo 34](http://lh.rdcpix.com/f164656e82c7975cd31b8b667a426fe1l-f1016601840r.jpg) ![58 N Ridge - Photo 35](http://lh.rdcpix.com/f164656e82c7975cd31b8b667a426fe1l-f4084628359r.jpg) ![58 N Ridge - Photo 36](http://lh.rdcpix.com/f164656e82c7975cd31b8b667a426fe1l-f3694803806r.jpg) ![58 N Ridge - Photo 37](http://lh.rdcpix.com/f164656e82c7975cd31b8b667a426fe1l-f4192396258r.jpg) ![58 N Ridge - Photo 38](http://lh.rdcpix.com/f164656e82c7975cd31b8b667a426fe1l-f459021085r.jpg) ![58 N Ridge - Photo 39](http://lh.rdcpix.com/f164656e82c7975cd31b8b667a426fe1l-f909907365r.jpg) ![58 N Ridge - Photo 40](http://lh.rdcpix.com/f164656e82c7975cd31b8b667a426fe1l-f2519960210r.jpg) ![58 N Ridge - Photo 41](http://lh.rdcpix.com/f164656e82c7975cd31b8b667a426fe1l-f3059683692r.jpg) ![58 N Ridge - Photo 42](http://lh.rdcpix.com/f164656e82c7975cd31b8b667a426fe1l-f1282916418r.jpg) ![58 N Ridge - Photo 43](http://lh.rdcpix.com/f164656e82c7975cd31b8b667a426fe1l-f2002515754r.jpg) ![58 N Ridge - Photo 44](http://lh.rdcpix.com/f164656e82c7975cd31b8b667a426fe1l-f32923568r.jpg) ![58 N Ridge - Photo 45](http://lh.rdcpix.com/f164656e82c7975cd31b8b667a426fe1l-f347463504r.jpg) ![58 N Ridge - Photo 46](http://lh.rdcpix.com/f164656e82c7975cd31b8b667a426fe1l-f3018059238r.jpg) ![58 N Ridge - Photo 47](http://lh.rdcpix.com/f164656e82c7975cd31b8b667a426fe1l-f3101579363r.jpg) ![58 N Ridge - Photo 48](http://lh.rdcpix.com/f164656e82c7975cd31b8b667a426fe1l-f522848666r.jpg) ![58 N Ridge - Photo 49](http://lh.rdcpix.com/f164656e82c7975cd31b8b667a426fe1l-f4080696812r.jpg) ![58 N Ridge - Photo 50](http://lh.rdcpix.com/f164656e82c7975cd31b8b667a426fe1l-f1855816470r.jpg) ![58 N Ridge - Photo 51](http://lh.rdcpix.com/f164656e82c7975cd31b8b667a426fe1l-f2358509316r.jpg) ![58 N Ridge - Photo 52](http://lh.rdcpix.com/f164656e82c7975cd31b8b667a426fe1l-f4286942895r.jpg) --- **MLS#:** 100574008 | **Updated:** 2026-10-31 **Source:** listhub *Copyright © 2026 Hive MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/58-n-ridge-surf-city-nc-28445-ef00d31c1f934ff3813d0b8730130160) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/58-n-ridge-surf-city-nc-28445-ef00d31c1f934ff3813d0b8730130160#listing", "url": "https://staging.propertysimple.ai/listing/58-n-ridge-surf-city-nc-28445-ef00d31c1f934ff3813d0b8730130160", "name": "58 N Ridge, Surf City, NC 28445", "description": "A 2/1 Rate Buydown with approval from our preferred lender is now being offered on this great Island home! With sound views and only a 3 minute walk to the beach in this unique interior/ maritime forest neighborhood, use either of the TWO private crossovers to easily enter beach accesses 29 or 29! Come see the quality of this one for yourself. Park and have your cars and belongings safely tucked away in the double garage and take the fully enclosed elevator up to both floors. Enjoy sunny skies from either of the FOUR, spacious well-maintained decks to enjoy sound and sunsets views or listen to the lull of the ocean nearby. With an open, reverse floor plan, this sunny and bright 4 bedroom, 3.5 bath beach cottage boasts two spacious ensuites, ample closets for storage, fenced-in back lawn, outdoor shower, and generous parking in driveway. Furnished and comfortable as it is, yet a blank slate for your very own style and design to emerge. Recently updated with smooth ceilings, granite countertops, ALL new interior paint and durable LVP flooring throughout, this home is priced well to meet the current housing market. No HOA. Short-term and long-term rentals are allowed and successful on this street. 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