# 5912 Callaway Circle, Panama City, FL 32404 > **TL;DR:** 3bd/3ba townhouse, $230,000 ($151/sqft), built 2018, 1,519 sqft. > A/C, 1-car garage. Est. $2,030/mo. Listed 195 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $230,000 | | Price/sqft | $151 | | Bedrooms | 3 | | Bathrooms | 2 full, 1 half | | Square Feet | 1,519 | | Year Built | 2018 | | Lot Size | 2,178 sqft (0.05 acres) | | Stories | 2 | | Garage | 1-car | | Property Type | Townhouse (Townhouse) | | Status | Active | | Days on Market | 195 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,163 | | Estimated Insurance | $67 | | HOA | $800 | | **Total** | **$2,030** | ## Nearby Schools - **Elementary:** Callaway - **Middle:** Rutherford Middle - **High:** Rutherford ## Key Amenities - A/C - 1-car garage ## Property Highlights - Built in 2018 - 0.05 acre lot - 2 stories ## Description ### Agent Description This 3-bedroom, 2.5-bath townhome with a one-car garage is a prime investment opportunity in Sentinel Pointe. With a renter already in place, enjoy immediate rental income with minimal hassle. Property Features: Spacious Layout: Three bedrooms, 2.5 baths, and an attached garage. Modern Appliances: Includes stove, refrigerator, dishwasher, and built-in microwave. Low-Maintenance Living: HOA covers lawn care, exterior maintenance, garbage pickup, and access to the community swimming pool. Prime Location: Conveniently near shopping, fitness centers, Tyndall Air Force Base, Eastern Shipyard, hospitals, and coffee shops. A hassle-free investment property in a high-demand rental area! ## Location - **Address:** 5912 Callaway Circle, Panama City, FL 32404 - **County:** Bay - **Neighborhood:** Sentinel Point - **Coordinates:** 30.162162, -85.588584 - **Google Maps:** https://www.google.com/maps?q=30.162162,-85.588584 ## Listing Agent - **Name:** Steven Koleno - **Brokerage:** beycome - **Broker Phone:** (844) 239-2663 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/5912-Callaway-Cir_Panama-City_FL_32404_M97748-79275?f=listhub&s=BCARFL&m=788454&c=propsimple) ## Photos ![5912 Callaway Circle - Photo 1](http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f1552702166r.jpg) ![5912 Callaway Circle - Photo 2](http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f302971217r.jpg) ![5912 Callaway Circle - Photo 3](http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f3042138679r.jpg) ![5912 Callaway Circle - Photo 4](http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f101165086r.jpg) ![5912 Callaway Circle - Photo 5](http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f2406670147r.jpg) ![5912 Callaway Circle - Photo 6](http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f714995046r.jpg) ![5912 Callaway Circle - Photo 7](http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f3989597653r.jpg) ![5912 Callaway Circle - Photo 8](http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f994744365r.jpg) ![5912 Callaway Circle - Photo 9](http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f231127276r.jpg) ![5912 Callaway Circle - Photo 10](http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f2487478365r.jpg) ![5912 Callaway Circle - Photo 11](http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f2585327881r.jpg) ![5912 Callaway Circle - Photo 12](http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f3107905305r.jpg) ![5912 Callaway Circle - Photo 13](http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f2265801575r.jpg) ![5912 Callaway Circle - Photo 14](http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f513341749r.jpg) ![5912 Callaway Circle - Photo 15](http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f612785620r.jpg) ![5912 Callaway Circle - Photo 16](http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f3860868394r.jpg) ![5912 Callaway Circle - Photo 17](http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f729456186r.jpg) ![5912 Callaway Circle - Photo 18](http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f794069285r.jpg) ![5912 Callaway Circle - Photo 19](http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f1247971281r.jpg) ![5912 Callaway Circle - Photo 20](http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f94856572r.jpg) ![5912 Callaway Circle - Photo 21](http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f161921492r.jpg) ![5912 Callaway Circle - Photo 22](http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f714747645r.jpg) ![5912 Callaway Circle - Photo 23](http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f2175477505r.jpg) ![5912 Callaway Circle - Photo 24](http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f1876728127r.jpg) ![5912 Callaway Circle - Photo 25](http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f85180268r.jpg) ![5912 Callaway Circle - Photo 26](http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f2016981925r.jpg) ![5912 Callaway Circle - Photo 27](http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f1286265120r.jpg) ![5912 Callaway Circle - Photo 28](http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f1832496123r.jpg) ![5912 Callaway Circle - Photo 29](http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f3671068300r.jpg) ![5912 Callaway Circle - Photo 30](http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f3962081206r.jpg) --- **MLS#:** 788454 | **Updated:** 2026-10-20 **Source:** listhub *Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/5912-callaway-circle-panama-city-fl-32404-fd5101747d814acea47ff7c3bdc6169f) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/5912-callaway-circle-panama-city-fl-32404-fd5101747d814acea47ff7c3bdc6169f#listing", "url": "https://staging.propertysimple.ai/listing/5912-callaway-circle-panama-city-fl-32404-fd5101747d814acea47ff7c3bdc6169f", "name": "5912 Callaway Circle, Panama City, FL 32404", "description": "This 3-bedroom, 2.5-bath townhome with a one-car garage is a prime investment opportunity in Sentinel Pointe. With a renter already in place, enjoy immediate rental income with minimal hassle. Property Features: Spacious Layout: Three bedrooms, 2.5 baths, and an attached garage. Modern Appliances: Includes stove, refrigerator, dishwasher, and built-in microwave. Low-Maintenance Living: HOA covers lawn care, exterior maintenance, garbage pickup, and access to the community swimming pool. Prime Location: Conveniently near shopping, fitness centers, Tyndall Air Force Base, Eastern Shipyard, hospitals, and coffee shops. A hassle-free investment property in a high-demand rental area!", "image": [ "http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f1552702166r.jpg", "http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f302971217r.jpg", "http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f3042138679r.jpg", "http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f101165086r.jpg", "http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f2406670147r.jpg", "http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f714995046r.jpg", "http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f3989597653r.jpg", "http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f994744365r.jpg", "http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f231127276r.jpg", "http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f2487478365r.jpg", "http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f2585327881r.jpg", "http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f3107905305r.jpg", "http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f2265801575r.jpg", "http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f513341749r.jpg", "http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f612785620r.jpg", "http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f3860868394r.jpg", "http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f729456186r.jpg", "http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f794069285r.jpg", "http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f1247971281r.jpg", "http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f94856572r.jpg", "http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f161921492r.jpg", "http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f714747645r.jpg", "http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f2175477505r.jpg", "http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f1876728127r.jpg", "http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f85180268r.jpg", "http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f2016981925r.jpg", "http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f1286265120r.jpg", "http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f1832496123r.jpg", "http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f3671068300r.jpg", "http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f3962081206r.jpg" ], "primaryImageOfPage": { "@type": "ImageObject", "url": "http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f1552702166r.jpg", "caption": "5912 Callaway Circle - Panama City, FL" }, "datePosted": "2026-04-16", "dateModified": "2026-10-20T02:47:48.428Z", "mainEntity": { "@type": "Accommodation", "@id": "https://staging.propertysimple.ai/listing/5912-callaway-circle-panama-city-fl-32404-fd5101747d814acea47ff7c3bdc6169f#property", "name": "5912 Callaway Circle, Panama City, FL 32404", "address": { "@type": "PostalAddress", "streetAddress": "5912 Callaway Circle", "addressLocality": "Panama City", "addressRegion": "FL", "postalCode": "32404", "addressCountry": "US" }, "geo": { "@type": "GeoCoordinates", "latitude": 30.162162, "longitude": -85.588584 }, "image": [ "http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f1552702166r.jpg", "http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f302971217r.jpg", "http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f3042138679r.jpg", "http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f101165086r.jpg", "http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f2406670147r.jpg", "http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f714995046r.jpg", "http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f3989597653r.jpg", "http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f994744365r.jpg", "http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f231127276r.jpg", "http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f2487478365r.jpg", "http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f2585327881r.jpg", "http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f3107905305r.jpg", "http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f2265801575r.jpg", "http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f513341749r.jpg", "http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f612785620r.jpg", "http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f3860868394r.jpg", "http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f729456186r.jpg", "http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f794069285r.jpg", "http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f1247971281r.jpg", "http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f94856572r.jpg", "http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f161921492r.jpg", "http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f714747645r.jpg", "http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f2175477505r.jpg", "http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f1876728127r.jpg", "http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f85180268r.jpg", "http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f2016981925r.jpg", "http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f1286265120r.jpg", "http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f1832496123r.jpg", "http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f3671068300r.jpg", "http://lh.rdcpix.com/e985ca6b92aa536f0c4a5fb4a1a633eal-f3962081206r.jpg" ], "identifier": { "@type": "PropertyValue", "propertyID": "MLS", "value": "788454" }, "accommodationCategory": "Townhouse", "numberOfBedrooms": 3, "numberOfBathroomsTotal": 3, "numberOfFullBathrooms": 2, "numberOfPartialBathrooms": 1, "floorSize": { "@type": "QuantitativeValue", "value": 1519, "unitCode": "FTK", "unitText": "square feet" }, "yearBuilt": 2018, "amenityFeature": [ { "@type": "LocationFeatureSpecification", "name": "Heating", "value": "Electric (Heating), Forced Air" }, { "@type": "LocationFeatureSpecification", "name": "Cooling", "value": "Central Air, Ceiling Fan(s)" }, { "@type": "LocationFeatureSpecification", "name": "Construction Materials", "value": "VinylSiding" }, { "@type": "LocationFeatureSpecification", "name": "Pool Features", "value": "Patio, Porch" }, { "@type": "LocationFeatureSpecification", "name": "Air Conditioning", "value": true } ], "additionalProperty": [ { "@type": "PropertyValue", "name": "Lot Size", "value": "0.05 acres" }, { "@type": "PropertyValue", "name": "Stories", "value": 2 }, { "@type": "PropertyValue", "name": "Garage Spaces", "value": 1 }, { "@type": "PropertyValue", "name": "Property Subtype", "value": "Townhouse" } ] }, "offers": { "@type": "Offer", "@id": "https://staging.propertysimple.ai/listing/5912-callaway-circle-panama-city-fl-32404-fd5101747d814acea47ff7c3bdc6169f#offer", "url": "https://staging.propertysimple.ai/listing/5912-callaway-circle-panama-city-fl-32404-fd5101747d814acea47ff7c3bdc6169f", "price": 230000, "priceCurrency": "USD", "businessFunction": "http://purl.org/goodrelations/v1#Sell", "availability": "https://schema.org/InStock", "seller": { "@id": "https://staging.propertysimple.ai/listing/5912-callaway-circle-panama-city-fl-32404-fd5101747d814acea47ff7c3bdc6169f#agent" } }, "provider": { "@type": "Person", "@id": "https://staging.propertysimple.ai/listing/5912-callaway-circle-panama-city-fl-32404-fd5101747d814acea47ff7c3bdc6169f#agent", "name": "Steven Koleno", "worksFor": { "@type": "Organization", "@id": "https://staging.propertysimple.ai/listing/5912-callaway-circle-panama-city-fl-32404-fd5101747d814acea47ff7c3bdc6169f#brokerage", "name": "beycome", "telephone": "(844) 239-2663", "logo": { "@type": "ImageObject", "url": "http://lh.rdcpix.com/89dbbe65927811e78d7d0242ac11000ak-c3767656307r.png" } } } } ```