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About This Home

This 4-bedroom, 1-bathroom single family at 6 Paulding St in Schenectady, NY is listed for $259,000 ($205 per sqft). Built in 1900, the home offers 1,261 sqft of living space on a N/A lot.

Agent Description

Newly updated 4 Bedroom bungalow ready for you to move right in. It features a new furnace and hot water heater, all new gorgeous pergo flooring throughout. The black floors upstairs contrasting with the light Sherwin Williams greige provide a clean and sharp, very modern feel.

The entire home has been professionally painted. Even the 10 year old kitchen cabinets were refreshed inside and out with a beautiful olive green Sherwin Williams paint with alabaster walls. The kitchen features beautiful new birch butcher block counters with backsplash and new stainless sink with Delta faucet.

The bathroom also features all new vanity and toilet, and shower and tub are also recent additions. There is a small laundry room in the large bathroom for convenient first floor laundry. Handicapped accessible, first floor living if desired. This home is on a tiny quiet dead end street with a fenced in yard in Upper Eastern Avenue, a very conveni

ent area of Schenectady close to downtown and the casino with easy access to the highways for a short easy Thruway commute to Albany. It is eligible for local and NYS grant funding making this affordable for even those pre-approved for a lower purchase price (the grant covers the portion of the price of the home so that payments don't go above 35% of income for applicants).

Down payment assistance also available. Buyers earnings median income or below (example - under $88k for a family of 3) are eligible. Investors- Full lead assessment complete but this rental would not be subject to the new regulations as it's a single family.

Ten year rental history. Always rented. Small driveway for off street parking and plenty of on street parking. First floor living room is optional 4th bedroom. Flexible layout. New modern entry steps with black railings greet you as you come to the house. Full basement. Roof new in 2015. New water hookup to city main in 2022. New shower unit and tub 2024. New furnace and hot water heater 2024. Broker owner. Some AI generated photos of potential furniture layouts.

Key Features

  • Built in 1900
  • 2 stories

Property Details

2 stories
1 full
1900

Amenities

HardwoodBasement

Monthly Cost Estimate

$1,385/mo

20% down · 6.5% · 30 years

Principal$187
Interest$1,122
Insurance$76

Estimates only. Actual payments may vary.

Location

6 Paulding St

Schenectady, NY 12308

Property Details

Flooring

HardwoodVinyl

Construction

Vinyl Siding

Parking

Garage

Heating

Natural GasSteam

Appliances

Refrigerator

Questions & Answers

This 4-bedroom, 1-bathroom single family at 6 Paulding St is listed at $259,000 ($205/sqft). The estimated monthly payment is $1,122 based on 20% down at 6.5% interest.

Key features include: Built in 1900, 2 stories.

This property is listed by Kristen H. Northrup and can be reached at 5184698620 or Northruplawoffice@gmail.com.

KN

Kristen H. Northrup

Agent at Northrup Law Office

(518) 469-8620

Listed by Northrup Law Office · View on Broker Site

MLS# 11793278· Source: listhub· Updated 17 days ago

Copyright © 2026 My State MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

6 Paulding St, Schenectady, NY 12308

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