# 603 S James Street, Ludington, MI 49431 > **TL;DR:** commercial, $195,000. > Waterfront. Est. $1,043/mo. Listed 165 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $195,000 | | Lot Size | 8,276 sqft (0.19 acres) | | Property Type | Commercial (Other) | | Status | Active | | Days on Market | 165 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $986 | | Estimated Insurance | $57 | | **Total** | **$1,043** | ## Key Amenities - Waterfront ## Property Highlights - 0.19 acre lot - Waterfront ## Description ### Agent Description Corner Lot. Prime Location. Endless Vision. Located in the heart of Ludington's vibrant waterfront district, this vacant parcel offers an exciting opportunity in the growing South James Street Maritime District. This prime corner lot is just one block from the marina and moments from downtown shopping, restaurants, breweries, Waterfront Park, and Lake Michigan beaches. Zoned F-DC (Form-Based Downtown Core), the property supports a wide range of residential, commercial, and mixed-use possibilities within one of Ludington's most walkable and rapidly evolving areas. Ideal for investors, developers, or visionaries looking to be part of Ludington's continued growth, this parcel offers the flexibility to bring a variety of concepts to life. With the potential for a future multi-story project designed to capture marina, downtown, and SS Badger views, this is a rare opportunity to create something truly special along Ludington's waterfront corridor. ## Location - **Address:** 603 S James Street, Ludington, MI 49431 - **County:** Mason - **Coordinates:** 43.950258, -86.447348 - **Google Maps:** https://www.google.com/maps?q=43.950258,-86.447348 ## Listing Agent - **Name:** Dana Allen - **Brokerage:** Lighthouse Realty Ludington Manistee - **Broker Phone:** (231) 845-7500 ## Photos ![603 S James Street - Photo 1](http://lh.rdcpix.com/ed82901c8b15f0764f27913e95e02e72l-f3896676570r.jpg) ![603 S James Street - Photo 2](http://lh.rdcpix.com/ed82901c8b15f0764f27913e95e02e72l-f827721256r.jpg) ![603 S James Street - Photo 3](http://lh.rdcpix.com/ed82901c8b15f0764f27913e95e02e72l-f3274324744r.jpg) ![603 S James Street - Photo 4](http://lh.rdcpix.com/ed82901c8b15f0764f27913e95e02e72l-f4196258590r.jpg) ![603 S James Street - Photo 5](http://lh.rdcpix.com/ed82901c8b15f0764f27913e95e02e72l-f3478075794r.jpg) ![603 S James Street - Photo 6](http://lh.rdcpix.com/ed82901c8b15f0764f27913e95e02e72l-f248478429r.jpg) ![603 S James Street - Photo 7](http://lh.rdcpix.com/ed82901c8b15f0764f27913e95e02e72l-f2009653577r.jpg) ![603 S James Street - Photo 8](http://lh.rdcpix.com/ed82901c8b15f0764f27913e95e02e72l-f2316481683r.jpg) ![603 S James Street - Photo 9](http://lh.rdcpix.com/ed82901c8b15f0764f27913e95e02e72l-f3614876866r.jpg) ![603 S James Street - Photo 10](http://lh.rdcpix.com/ed82901c8b15f0764f27913e95e02e72l-f175046094r.jpg) ![603 S James Street - Photo 11](http://lh.rdcpix.com/ed82901c8b15f0764f27913e95e02e72l-f2442428005r.jpg) --- **MLS#:** 26027022 | **Updated:** 2026-10-20 **Source:** listhub *Copyright © 2026 Michigan Regional Information Center, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/603-s-james-street-ludington-mi-49431-cf25ea7089874bb7a110ccb0186da4a6) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/603-s-james-street-ludington-mi-49431-cf25ea7089874bb7a110ccb0186da4a6#listing", "url": "https://staging.propertysimple.ai/listing/603-s-james-street-ludington-mi-49431-cf25ea7089874bb7a110ccb0186da4a6", "name": "603 S James Street, Ludington, MI 49431", "description": "Corner Lot. Prime Location. Endless Vision. Located in the heart of Ludington's vibrant waterfront district, this vacant parcel offers an exciting opportunity in the growing South James Street Maritime District. 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