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About This Home

This 3-bedroom, 2-bathroom single family at 604 SW 20th Terrace in Cape Coral, FL is listed for $444,000 ($266 per sqft). Built in 1985, the home offers 1,669 sqft of living space on a 0.23 acres lot.

Agent Description

Massive Price Reduction! Motivated Seller. Welcome to your slice of paradise in beautiful Cape Coral, Florida! This immaculate 3-bedroom, 2-bathroom home combines comfort, style, and waterfront living. Perfectly located across from Skyline Elementary School if you have grade schoolers who would love the shortest commute to school possible.

Step inside to find a bright, open floor plan with new stainless steel kitchen appliances and a remodeled pool bathroom that bring a modern touch to this charming home. The 2022 HVAC system ensures year-round comfort and efficiency. New windows and flooring in 2nd and third bedrooms.

Roof replaced 2020. Fresh paint throughout the interior. Out back, enjoy the Florida lifestyle to the fullest with a heated pool and relaxing hot tub, all within a screened lanai overlooking the tranquil freshwater canal. Your private boat dock is perfect for fishing, kayaking, or a leisurely sunset cruise.

Additional highlights include: Not in a mandatory Flood Insurance Zone! All City water and city sewer assessments paid in full Move-in ready condition with thoughtful upgrades throughout. This waterfront gem offers the ultimate in coastal living - whether you're looking for a full-time residence, winter retreat, or investment property.

Enjoy the sunshine, the water, and the peaceful atmosphere that make Cape Coral one of Florida's most desirable locations. Don't miss your chance to own this beautiful canal home - schedule your private showing today!

Key Features

  • Built in 1985
  • 0.23 acre lot
  • Private pool
  • Waterfront

Property Details

1 story
2 full
1985

Amenities

PoolWaterfrontViewSpaA/C

Monthly Cost Estimate

$2,375/mo

20% down · 6.5% · 30 years

Principal$321
Interest$1,924
Insurance$130

Estimates only. Actual payments may vary.

Location

604 SW 20th Terrace

Cape Coral, FL 33991

CAPE CORAL

Features & Amenities

Interior Features

BuiltInFeaturesLivingDiningRoomMainLevelPrimaryShowerOnlySeparateShowerSplitBedrooms

Exterior Features

FenceShuttersManual

Property Details

Flooring

Tile

Construction

Block Concrete Stucco

Views

Water

Pool Features

Porch

Parking

Underground/BasementDrivewayGarage

Heating

Electric (Heating)Central

Cooling

Central AirElectric

Appliances

DryerDishwasherElectricCooktopFreezerDisposalMicrowaveRefrigerator

Questions & Answers

This 3-bedroom, 2-bathroom single family at 604 SW 20th Terrace is listed at $444,000 ($266/sqft). The estimated monthly payment is $1,924 based on 20% down at 6.5% interest.

Key features include: Built in 1985, 0.23 acre lot, Private pool, Waterfront. Interior Features: BuiltInFeatures, LivingDiningRoom, MainLevelPrimary. Exterior Features: Fence, ShuttersManual.

This property is listed by Jason Knutson and can be reached at 2392232440 or Jason.Knutson@cbrealty.com.

JK

Jason Knutson

Agent at Coldwell Banker Realty

(239) 223-2440

Listed by Coldwell Banker Realty

MLS# 2026008197· Source: listhub· Updated 46 days ago

Copyright © 2026 Florida Gulf Coast Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

604 SW 20th Terrace, Cape Coral, FL 33991

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