# 604 SW 20th Terrace, Cape Coral, FL 33991

> **TL;DR:** 3bd/2ba single family, $444,000 ($266/sqft), built 1985, 1,669 sqft.
> Pool, Spa, Waterfront, View. Est. $1,924/mo. Listed 46 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $444,000 |
| Price/sqft | $266 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Square Feet | 1,669 |
| Year Built | 1985 |
| Lot Size | 10,149 sqft (0.23 acres) |
| Stories | 1 |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 46 |

## Why This Home Stands Out

- **Pool** - Porch
- **Waterfront** - Direct water access
- **Views** - Water

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $1,924 |
| **Total** | **$1,924** |

## Nearby Schools

- **Elementary:** SCHOOL CHOICE
- **Middle:** SCHOOL CHOICE
- **High:** SCHOOL CHOICE

## Key Amenities

- Pool
- Spa
- Waterfront
- View
- A/C

## Property Highlights

- Built in 1985
- 0.23 acre lot
- Private pool
- Waterfront

## Description

### Agent Description
Massive Price Reduction! Motivated Seller. Welcome to your slice of paradise in beautiful Cape Coral, Florida! This immaculate 3-bedroom, 2-bathroom home combines comfort, style, and waterfront living. Perfectly located across from Skyline Elementary School if you have grade schoolers who would love the shortest commute to school possible. Step inside to find a bright, open floor plan with new stainless steel kitchen appliances and a remodeled pool bathroom that bring a modern touch to this charming home. The 2022 HVAC system ensures year-round comfort and efficiency. New windows and flooring in 2nd and third bedrooms. Roof replaced 2020. Fresh paint throughout the interior. Out back, enjoy the Florida lifestyle to the fullest with a heated pool and relaxing hot tub, all within a screened lanai overlooking the tranquil freshwater canal. Your private boat dock is perfect for fishing, kayaking, or a leisurely sunset cruise. Additional highlights include: Not in a mandatory Flood Insurance Zone! All City water and city sewer assessments paid in full Move-in ready condition with thoughtful upgrades throughout. This waterfront gem offers the ultimate in coastal living - whether you're looking for a full-time residence, winter retreat, or investment property. Enjoy the sunshine, the water, and the peaceful atmosphere that make Cape Coral one of Florida's most desirable locations. Don't miss your chance to own this beautiful canal home - schedule your private showing today!

## Location

- **Address:** 604 SW 20th Terrace, Cape Coral, FL 33991
- **County:** Lee
- **Neighborhood:** CAPE CORAL
- **Coordinates:** 26.614488, -81.987222
- **Google Maps:** https://www.google.com/maps?q=26.614488,-81.987222

## Listing Agent

- **Name:** Jason Knutson
- **Brokerage:** Coldwell Banker Realty
- **Phone:** 2392232440
- **Email:** Jason.Knutson@cbrealty.com

## Primary Photo

![604 SW 20th Terrace - Primary Photo](http://lh.rdcpix.com/18dfb5a1e9d734d396c975edc9f5ac2cl-f864737449r.jpg)

*39 total photos available on [listing page](https://www.propertysimple.com/listing/604-sw-20th-terrace-cape-coral-fl-33991-26008197)*

---

**MLS#:** 2026008197 | **Updated:** 2026-04-24
**Source:** listhub

*Copyright © 2026 Florida Gulf Coast Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/604-sw-20th-terrace-cape-coral-fl-33991-26008197)

---

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