Curious about this home?

Ask anything — no agents, no pressure

Try asking

About This Home

This 5-bedroom, 4-bathroom single family at 614 Palmetto Street in St Simons Island, GA is listed for $639,000 ($237 per sqft). Built in 1995, the home offers 2,700 sqft of living space on a 0.11 acres lot.

Agent Description

Charming Coastal Home Overlooking a Tidal Lagoon with Expansive Marsh Views!

Tucked away on a quiet dead-end street with no through traffic, this beautifully maintained home offers a peaceful setting surrounded by nature. Enjoy stunning lagoon and marsh views, complemented by lush landscaping, outdoor lighting, a fenced yard, and a greenhouse equipped with both power and water.

The home features roughly 2700 square feet of living space, a low-maintenance exterior, screened porch overlooking the lagoon and marsh, newer HVAC systems and water heaters, Roof is only 7yrs. of age plus a two-car garage.

While tax records reflect 1,478 square feet, the owner has enclosed the downstairs level, nearly doubling the total living area, creating a fully separate living quarters. This private space includes 1 or 2 bedrooms, 2 full bathrooms, an open kitchen, living and dining area, and a large bonus room with a closet, ideal for an additional bedroom, home office, or second living space. The upper level is the main dwelling and features 3 Bedrooms and 2 Full Baths.

The downstairs apartment has never been lived in and features its own private entrance, offering exceptional flexibility for multi-generational living, guest accommodations, or potential rental income.

This unique property combines privacy, functionality, and scenic beauty...an exceptional opportunity in a tranquil coastal setting.

Key Features

  • Built in 1995
  • 0.11 acre lot

Property Details

4 full
1995

Monthly Cost Estimate

$3,418/mo

20% down · 6.5% · 30 years

Principal$462
Interest$2,769
Insurance$186

Estimates only. Actual payments may vary.

Location

614 Palmetto Street

St Simons Island, GA 31522

Palmetto Lake

Questions & Answers

This 5-bedroom, 4-bathroom single family at 614 Palmetto Street is listed at $639,000 ($237/sqft). The estimated monthly payment is $2,769 based on 20% down at 6.5% interest.

Key features include: Built in 1995, 0.11 acre lot.

This property is listed by J.C. Morris and can be reached at 9122664858 or jason.morris@evusa.com.

Similar Homes in St Simons Island

View all
JM

J.C. Morris

Agent at Engel & Völkers Golden Isles

(912) 266-4858

Listed by Engel & Völkers Golden Isles · View on Broker Site

MLS# 1658824· Source: listhub· Updated today

Copyright © 2026 Engel & Völkers. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

614 Palmetto Street, St Simons Island, GA 31522

Open this listing in: