About This Home

This 3-bedroom, 3-bathroom single family at 616 OYSTER Lane in Ocean City, MD is listed for $1,175,000 ($629 per sqft). Built in 2018, the home offers 1,869 sqft of living space on a 0.08 acres lot.

Key Features

  • Built in 2018
  • 0.08 acre lot
  • 2 stories
  • 2 parking spaces
  • Fireplace
  • Waterfront

Property Details

2 stories
3 full
2 spaces
2018

Amenities

FireplaceWaterfrontA/C
Listing Description

WELCOME TO 616 OYSTER LANE...WATERFRONT LIVING AT ITS FINEST! This immaculate maintained 3BR/3BA 8-year young custom-built home is located in the highly desirable and sought after Montego Bay community in North Ocean City and is situated on a peaceful protected deep-water basin offering quick & easy access to the open bay.

The 1st floor features 2 bedrooms and 2 full baths-including a stunning en suite with a floor to ceiling tiled walk-in shower, a great room offering soaring 17' ceilings, and a dedicated laundry room with a full size washer & dryer and room for an additional refrigerator.

The 2nd floor features a 3rd bedroom & bath, a large loft overlooking the 1st floor, a bonus room and storage areas. The kitchen features a sit-at island, granite countertops, stainless steel appliances, tile backsplash, a pantry closet and 42" cabinets.

The living room area features an electric fireplace with a beautiful custom-built floor to ceiling wood surround. Additional interior features include COREtec LVP flooring, board & batten wainscoting, two 8' wide patio doors, tile flooring in the baths, gable windows, a Rinnai tankless water heater, recessed lighting and much more.

The exterior features a 10 x 24 porch overlooking the water with cathedral ceilings, composite decking & glass railings, a 10 x 24 cement pad under the porch, a 7 x 26 ground-level deck with composite decking, a vinyl bulkhead with a 5 x 40 dock & a 5 x 28 pier, both with composite decking, and an 8,000 lb capacity boatlift with remote.

Additional features include a 5 x 20 shed with drywall, shelving, & electric, an outside shower, a cement walkway and patio, hardscaping and a 2-car cement parking pad. Icing on the cake? The location is less than a mile from the beach and is within walking distance to the beautiful Northside Park, the Montego Bay Shopping Center, an abundance of restaurants and bars and mini golf courses.

You also have beautiful views of the 4th of July, and Sunday's fireworks, held at the Northside Park during the summer season. The community features 3 pools, including a kiddie pool for the little ones, 2 tennis courts, a pickleball court, a basketball court, a 9-hole miniature golf course, a shuffleboard court, a bayfront boardwalk with 3 fishing

piers, a canalfront fishing & crabbing area, an 8-acre wildlife sanctuary/pond with a 1/2 mile paved walking path, a 5-acre open park and street lighting with a lamppost at every residence. Additional amenities include city streets & sidewalks, city water & sewer and city trash collection. The HOA fees are just $415 a year. Don't miss out on this fabulous opportunity to make this your truly special home!

Monthly Cost Estimate

$6,699/mo

20% down · 6.5% · 30 years

Principal$850
Interest$5,092
Insurance$343
HOA$415

Estimates only. Actual payments may vary.

Location

616 OYSTER Lane

Ocean City, MD 21842

MONTEGO BAY

Features & Amenities

Interior Features

Built-InsCarpetCeiling Fan(s)Entry Level BedroomFloor Plan - OpenKitchen - GourmetKitchen - IslandPantryPrimary Bath(s)Recessed LightingSkylight(s)Sprinkler SystemUpgraded CountertopsWainscottingWindow TreatmentsBathroom - Tub ShowerBathroom - Walk-In Shower

Property Details

Construction

Frame Vinyl Siding

Parking

On StreetOff StreetDriveway

Heating

Heat Pump (Heating)

Cooling

Central AirCeiling Fan(s)Heat Pump

Appliances

Built-In MicrowaveDishwasherDisposalDryerDryer - ElectricEnergy Efficient AppliancesExhaust FanInstant Hot WaterOven - Self CleaningOven/Range - ElectricRefrigeratorStainless Steel AppliancesWasherWater Heater - Tankless

Questions & Answers

This 3-bedroom, 3-bathroom single family at 616 OYSTER Lane is listed at $1,175,000 ($629/sqft). The estimated monthly payment is $6,699 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $415/month.

Key features include: Built in 2018, 0.08 acre lot, 2 stories, 2 parking spaces, Fireplace, Waterfront. Interior Features: Built-Ins, Carpet, Ceiling Fan(s).

This property is listed by Michael E Grimes.

MG

Michael E Grimes

License 90378

Agent at Montego Bay Realty

Listed by Montego Bay Realty · Broker phone: (410) 251-6821 · View on Broker Site · Broker website

MLS# MDWO2042160· Source: Bright MLS· 8 days on PropertySimple

Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

616 OYSTER Lane, Ocean City, MD 21842

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