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About This Home

This 4-bedroom, 3-bathroom single family at 620 Bay Harbor Circle in Columbia, SC is listed for $449,500 ($192 per sqft). Built in 1994, the home offers 2,347 sqft of living space on a 0.25 acres lot.

Agent Description

Located in the highly desirable Clearwater lakefront community, this all brick home offers resort-style living with amenities including a private boat ramp, dry storage, gazebo, sandy beach area, and tennis courts. Inside, you’ll find a beautifully designed layout featuring a formal dining room with a charming bay window and a spacious living room complete with soaring ceilings, rich hardwood floors, and a cozy gas fireplace.

The updated kitchen is a chef’s dream, showcasing quartz countertops, stainless steel appliances, and hardwood flooring throughout. The main-level primary suite is generously sized with elegant tray ceilings, a walk-in closet, and a luxurious in-suite bath featuring a large walk-in shower, whirlpool tub, and double vanity sinks.

A versatile fourth bedroom with a full bath provides an ideal space for a teen suite, guest quarters, or in-law accommodations. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Key Features

  • Built in 1994
  • 0.25 acre lot
  • 2 stories
  • 2 parking spaces
  • Fireplace
  • Waterfront

Property Details

2 stories
2 full, 1 half
2 spaces
1994

Amenities

FireplaceWaterfrontBasement

Monthly Cost Estimate

$2,404/mo

20% down · 6.5% · 30 years

Principal$325
Interest$1,948
Insurance$131

Estimates only. Actual payments may vary.

Location

620 Bay Harbor Circle

Columbia, SC 29212

Clearwater

Features & Amenities

Interior Features

Attic StorageBookCaseCeiling FanGarage OpenerSmoke DetectorAttic Pull-Down AccessAttic Access

Exterior Features

DeckGutters - FullFireplaceFront Porch - CoveredBack Porch - Uncovered

Property Details

Construction

Brick

Parking

Garage

Heating

Fireplace(s)Heat Pump (Heating)Natural Gas

Cooling

Central Air

Appliances

DishwasherDryerFreezerGarbage DisposerIce MakerMicrowaveWasher

Questions & Answers

This 4-bedroom, 3-bathroom single family at 620 Bay Harbor Circle is listed at $449,500 ($192/sqft). The estimated monthly payment is $1,948 based on 20% down at 6.5% interest.

Key features include: Built in 1994, 0.25 acre lot, 2 stories, 2 parking spaces, Fireplace, Waterfront. Interior Features: Attic Storage, BookCase, Ceiling Fan. Exterior Features: Deck, Gutters - Full, Fireplace.

This property is listed by Marilyn Smoak or marilyn.smoak@gmail.com.

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MS

Marilyn Smoak

Agent at W Realty

Listed by W Realty · View on Broker Site

MLS# 631699· Source: listhub· Updated 1 days ago

Copyright © 2026 Consolidated MLS, SC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

620 Bay Harbor Circle, Columbia, SC 29212

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