# 6201 Thomas Drive #406, Panama City, FL 32408 > **TL;DR:** 2bd/2ba condo, $569,500 ($413/sqft), built 1987, 1,379 sqft. > Waterfront, View, A/C. Est. $6,290/mo. Listed 173 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $569,500 | | Price/sqft | $413 | | Bedrooms | 2 | | Bathrooms | 2 full | | Square Feet | 1,379 | | Year Built | 1987 | | Property Type | Condo (Condominium) | | Status | Active | | Days on Market | 173 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Water ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,880 | | Estimated Insurance | $166 | | HOA | $3,244 | | **Total** | **$6,290** | ## Nearby Schools - **Elementary:** Patronis - **Middle:** Surfside - **High:** Arnold ## Key Amenities - Waterfront - View - A/C ## Property Highlights - Built in 1987 - Waterfront ## Description ### Agent Description WANT TO BE LESS THAN A MILE TO THE NEW TOOTSIES?????? WATERCREST 406 IS WHERE ITS AT!!! Wake up to the sound of waves and step directly onto the sugar-white sands of Panama City Beach from this beautifully positioned beachfront condo. Located on a desirable low floor, this residence offers effortless access while still delivering sweeping Gulf views and the coastal lifestyle buyers seek. The spacious floor plan is designed for comfort and functionality, featuring large bedrooms and a highly sought-after master suite positioned directly on the Gulf. Wake up each morning to panoramic water views and enjoy private balcony access from your own retreat. A separate laundry room adds everyday convenience, while the generous living and dining areas create the perfect space for entertaining family and guests. This building has undergone extensive upgrades, giving buyers peace of mind and modern appeal. Recent improvements include fresh exterior paint, new balcony railings, resurfaced patios, and a newly refinished heated pool--perfect for year-round enjoyment. Even better, there are no current special assessments, and the property has successfully met all required milestones and reserve study standards. Accessibility is enhanced with private elevators located on both the east and west ends of the building, servicing up to the 6th floor for added convenience and privacy. For investors, this property presents an exceptional opportunity. Short-term rentals are allowed, with projected annual rental income ranging from $70,000 to $90,000 depending on owner usage, making it both a luxurious getaway and a strong income-producing asset. Whether you're searching for a primary residence, vacation home, or high-performing rental property, this beachfront condo offers the perfect blend of location, lifestyle, and value on one of Florida's most iconic coastlines. ## Location - **Address:** 6201 Thomas Drive #406, Panama City, FL 32408 - **County:** Bay - **Neighborhood:** Watercrest Condo - **Coordinates:** 30.148917, -85.764746 - **Google Maps:** https://www.google.com/maps?q=30.148917,-85.764746 ## Listing Agent - **Name:** Sassy French · **License:** SL3401216 - **Brokerage:** Keller Williams Success Realty - **Broker Phone:** (850) 249-0313 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/6201-Thomas-Dr-Unit-406_Panama-City-Beach_FL_32408_M55181-93789?f=listhub&s=BCARFL&m=789656&c=propsimple) ## Photos ![6201 Thomas Drive #406 - Photo 1](http://lh.rdcpix.com/a3ba4d3213d6f3de6dfe6219f4252f6al-f2805346483r.jpg) ![6201 Thomas Drive #406 - Photo 2](http://lh.rdcpix.com/a3ba4d3213d6f3de6dfe6219f4252f6al-f1204990443r.jpg) ![6201 Thomas Drive #406 - Photo 3](http://lh.rdcpix.com/a3ba4d3213d6f3de6dfe6219f4252f6al-f2316201811r.jpg) ![6201 Thomas Drive #406 - Photo 4](http://lh.rdcpix.com/a3ba4d3213d6f3de6dfe6219f4252f6al-f2283162099r.jpg) ![6201 Thomas Drive #406 - Photo 5](http://lh.rdcpix.com/a3ba4d3213d6f3de6dfe6219f4252f6al-f1425389456r.jpg) ![6201 Thomas Drive #406 - Photo 6](http://lh.rdcpix.com/a3ba4d3213d6f3de6dfe6219f4252f6al-f2381452895r.jpg) ![6201 Thomas Drive #406 - Photo 7](http://lh.rdcpix.com/a3ba4d3213d6f3de6dfe6219f4252f6al-f2625230726r.jpg) ![6201 Thomas Drive #406 - Photo 8](http://lh.rdcpix.com/a3ba4d3213d6f3de6dfe6219f4252f6al-f451012654r.jpg) ![6201 Thomas Drive #406 - Photo 9](http://lh.rdcpix.com/a3ba4d3213d6f3de6dfe6219f4252f6al-f3696917282r.jpg) ![6201 Thomas Drive #406 - Photo 10](http://lh.rdcpix.com/a3ba4d3213d6f3de6dfe6219f4252f6al-f3246805078r.jpg) ![6201 Thomas Drive #406 - Photo 11](http://lh.rdcpix.com/a3ba4d3213d6f3de6dfe6219f4252f6al-f1634552798r.jpg) ![6201 Thomas Drive #406 - Photo 12](http://lh.rdcpix.com/a3ba4d3213d6f3de6dfe6219f4252f6al-f1272051746r.jpg) ![6201 Thomas Drive #406 - 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Photo 63](http://lh.rdcpix.com/a3ba4d3213d6f3de6dfe6219f4252f6al-f3717464456r.jpg) ![6201 Thomas Drive #406 - Photo 64](http://lh.rdcpix.com/a3ba4d3213d6f3de6dfe6219f4252f6al-f2175942530r.jpg) ![6201 Thomas Drive #406 - Photo 65](http://lh.rdcpix.com/a3ba4d3213d6f3de6dfe6219f4252f6al-f3295863926r.jpg) ![6201 Thomas Drive #406 - Photo 66](http://lh.rdcpix.com/a3ba4d3213d6f3de6dfe6219f4252f6al-f1910733336r.jpg) ![6201 Thomas Drive #406 - Photo 67](http://lh.rdcpix.com/a3ba4d3213d6f3de6dfe6219f4252f6al-f3674134119r.jpg) ![6201 Thomas Drive #406 - Photo 68](http://lh.rdcpix.com/a3ba4d3213d6f3de6dfe6219f4252f6al-f582330780r.jpg) ![6201 Thomas Drive #406 - Photo 69](http://lh.rdcpix.com/a3ba4d3213d6f3de6dfe6219f4252f6al-f3612119231r.jpg) ![6201 Thomas Drive #406 - Photo 70](http://lh.rdcpix.com/a3ba4d3213d6f3de6dfe6219f4252f6al-f2198300513r.jpg) --- **MLS#:** 789656 | **Updated:** 2026-10-22 **Source:** listhub *Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/6201-thomas-drive-panama-city-fl-32408-a52ce01e405a4f27a317cbba72209c46) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/6201-thomas-drive-panama-city-fl-32408-a52ce01e405a4f27a317cbba72209c46#listing", "url": "https://staging.propertysimple.ai/listing/6201-thomas-drive-panama-city-fl-32408-a52ce01e405a4f27a317cbba72209c46", "name": "6201 Thomas Drive #406, Panama City, FL 32408", "description": "WANT TO BE LESS THAN A MILE TO THE NEW TOOTSIES?????? WATERCREST 406 IS WHERE ITS AT!!! Wake up to the sound of waves and step directly onto the sugar-white sands of Panama City Beach from this beautifully positioned beachfront condo. Located on a desirable low floor, this residence offers effortless access while still delivering sweeping Gulf views and the coastal lifestyle buyers seek. The spacious floor plan is designed for comfort and functionality, featuring large bedrooms and a highly sought-after master suite positioned directly on the Gulf. Wake up each morning to panoramic water views and enjoy private balcony access from your own retreat. A separate laundry room adds everyday convenience, while the generous living and dining areas create the perfect space for entertaining family and guests. This building has undergone extensive upgrades, giving buyers peace of mind and modern appeal. Recent improvements include fresh exterior paint, new balcony railings, resurfaced patios, and a newly refinished heated pool--perfect for year-round enjoyment. Even better, there are no current special assessments, and the property has successfully met all required milestones and reserve study standards. Accessibility is enhanced with private elevators located on both the east and west ends of the building, servicing up to the 6th floor for added convenience and privacy. For investors, this property presents an exceptional opportunity. Short-term rentals are allowed, with projected annual rental income ranging from $70,000 to $90,000 depending on owner usage, making it both a luxurious getaway and a strong income-producing asset. Whether you're searching for a primary residence, vacation home, or high-performing rental property, this beachfront condo offers the perfect blend of location, lifestyle, and value on one of Florida's most iconic coastlines.", "image": [ "http://lh.rdcpix.com/a3ba4d3213d6f3de6dfe6219f4252f6al-f2805346483r.jpg", "http://lh.rdcpix.com/a3ba4d3213d6f3de6dfe6219f4252f6al-f1204990443r.jpg", "http://lh.rdcpix.com/a3ba4d3213d6f3de6dfe6219f4252f6al-f2316201811r.jpg", "http://lh.rdcpix.com/a3ba4d3213d6f3de6dfe6219f4252f6al-f2283162099r.jpg", "http://lh.rdcpix.com/a3ba4d3213d6f3de6dfe6219f4252f6al-f1425389456r.jpg", "http://lh.rdcpix.com/a3ba4d3213d6f3de6dfe6219f4252f6al-f2381452895r.jpg", "http://lh.rdcpix.com/a3ba4d3213d6f3de6dfe6219f4252f6al-f2625230726r.jpg", "http://lh.rdcpix.com/a3ba4d3213d6f3de6dfe6219f4252f6al-f451012654r.jpg", "http://lh.rdcpix.com/a3ba4d3213d6f3de6dfe6219f4252f6al-f3696917282r.jpg", "http://lh.rdcpix.com/a3ba4d3213d6f3de6dfe6219f4252f6al-f3246805078r.jpg", 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