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About This Home

This 4-bedroom, 3-bathroom single family at 6206 Stubbs Cove Lane in Spotsylvania, VA is listed for $999,000 ($294 per sqft). Built in 2025, the home offers 3,402 sqft of living space on a 2.14 acres lot.

Agent Description

WATERFRONT UNDER A MILLION!!! Brand New Waterfront Luxury on Lake Anna - 4+ Bedrooms, 3 Baths, 3,400 Sq. Ft. Dream waterfront living awaits in this stunning 2025-built ranch with a full walk-out basement, perfectly positioned on a rare 2-acre lot on Lake Anna's public "cool" side.

This thoughtfully designed home features 4 bedrooms, 3 baths, plus a versatile flex room, ideal as an office, gym, or non-conforming 5th bedroom. The open-concept floor plan showcases a chef's kitchen with island and breakfast bar, flowing seamlessly into the dining and living areas, all with abundant natural light and water views.

The split-bedroom layout offers privacy, with the primary suite on the main floor boasting an ensuite bath and large closet. Step outside to a large deck off the kitchen and living room for morning coffee or sunset dinners overlooking the lake. The walk-out basement includes a spacious rec room, game room, additional bedroom, full bath, and flex space, leading to a stamped concrete patio and a private pathway to your secluded beach.

With a gentle slope to the shoreline (MLW 2-4 ft), you can easily navigate by pontoon, jet ski, or kayak from your quiet cove to Lake Anna's open waters. Ask about Dock options. Located just minutes by boat to Lake Anna State Park and a short ride to Stubbs Lakeview Association where members can launch, this home offers both tranquility and accessibility.

There is a road maintenance agreement, but NO HOA. Lots of storage and a 2 car direct access garage! Whether you're seeking a full-time residence, vacation retreat, or investment property in an Airbnb-friendly area, you'll enjoy fishing, boating, and breathtaking sunsets right from your backyard. This is more than a home, it's a year-round vacation. Live the Lake Anna lifestyle every day! *Want even more land and privacy? The adjacent 2 acre lot is also available! See information for 6200 Stubbs Cove Lane.

Key Features

  • Built in 2025
  • 2.14 acre lot
  • 2 stories
  • Waterfront

Property Details

2 stories
3 full
2025

Amenities

WaterfrontViewA/C

Monthly Cost Estimate

$5,443/mo

20% down · 6.5% · 30 years

Principal$722
Interest$4,329
Insurance$291
HOA$100

Estimates only. Actual payments may vary.

Location

6206 Stubbs Cove Lane

Spotsylvania, VA 22551

Features & Amenities

Interior Features

BookcasesBuiltInFeaturesDiningAreaGraniteCountersHighCeilingsKitchenIslandBathInPrimaryBedroomMainLevelPrimaryWalkInClosets

Exterior Features

DeckPorch

Property Details

Flooring

VinylCarpet

Construction

Block Drywall Frame VinylSiding

Views

Water

Pool Features

PorchPatioDeck

Parking

Off StreetGarage

Heating

Heat Pump (Heating)Electric (Heating)

Cooling

Electric

Appliances

DishwasherElectricCookingElectricWaterHeaterMicrowaveRefrigerator

Questions & Answers

This 4-bedroom, 3-bathroom single family at 6206 Stubbs Cove Lane is listed at $999,000 ($294/sqft). The estimated monthly payment is $4,429 based on 20% down at 6.5% interest.

HOA fees are $100/month.

Key features include: Built in 2025, 2.14 acre lot, 2 stories, Waterfront. Interior Features: Bookcases, BuiltInFeatures, DiningArea. Exterior Features: Deck, Porch.

This property is listed by Cyndi Merritt and can be reached at 8048144644 or ask4cyndi@gmail.com.

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CM

Cyndi Merritt

Agent at EXP Realty LLC

(804) 814-4644

Listed by EXP Realty LLC

MLS# 2600048· Source: listhub· Updated 99 days ago

Copyright © 2026 Central Virginia Regional Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

6206 Stubbs Cove Lane, Spotsylvania, VA 22551

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