# 6223 ROCK CREEK Circle, Ellenton, FL 34222 > **TL;DR:** 3bd/2ba single family, $374,999 ($170/sqft), built 1999, 2,206 sqft. > Waterfront, View, A/C, 2-car garage. Est. $2,005/mo. Listed 54 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $374,999 | | Price/sqft | $170 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 2,206 | | Year Built | 1999 | | Lot Size | 7,841 sqft (0.18 acres) | | Stories | 1 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 54 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Water ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,896 | | Estimated Insurance | $109 | | **Total** | **$2,005** | ## Nearby Schools - **Elementary:** Virgil Mills Elementary - **Middle:** Buffalo Creek Middle - **High:** Palmetto High ## Key Amenities - Waterfront - View - A/C - 2-car garage ## Property Highlights - Built in 1999 - 0.18 acre lot - Waterfront ## Description ### Agent Description Virtually Staged. Pond-Front Ellenton Home with 5.5% VA Assumable Loan - No CDD, Flood Zone X, 500 Sq Ft Screened Lanai Take over a 5.5% VA assumable loan on a pond-front home with no CDD, Flood Zone X, and about 70 feet of water frontage. Set in Covered Bridge Estates, 6223 Rock Creek Circle offers 3 bedrooms, 2 baths, 2,206 sq ft of living area, and 3,136 total sq ft under roof, plus roughly 500 sq ft of screened lanai that extends your living space outdoors. The home is built around light and water views. Soaring ceilings, oversized windows, and multiple sliding glass doors open the interior to the pond beyond. A true split-bedroom plan gives you two separate living areas: a formal living and dining room at the front, and a family room that opens to the kitchen and breakfast nook, where everyday life happens. The updated kitchen has new countertops, stainless steel appliances, plenty of prep space, and a large picture window over the sink facing the water. Sliders from the breakfast area lead straight to the screened lanai, so morning coffee, dinner outside, and weekend entertaining all happen with a view. The primary suite sits privately on its own side of the home. It has an oversized walk-in closet and an en-suite bath with dual vanities, a garden tub, a separate walk-in shower, and a private water closet. The two additional bedrooms and full bath are on the opposite side, which works well for guests, a home office, or quiet space. Several big-ticket items are already done: 2020 roof 2024 five-ton HVAC on a new hurricane-rated pad 2016 50-gallon water heater HOA dues are about $92 per month, with no annual CDD assessment. Flood Zone X generally means flood insurance is not federally required for most mortgages; buyers should confirm requirements with their own lender and insurance agent. Covered Bridge Estates offers a clubhouse, resort-style pool, fitness center, tennis and basketball courts, a playground, walking trails, and lakes throughout. RV storage, boat parking, and overflow parking are available for an additional fee. Community events include weekly Thursday food trucks. Quick I-75 access puts you about: 6 minutes from Ellenton Premium Outlets 10 minutes from Publix 15 minutes from Detwiler's Farm Market 25 minutes from Sarasota-Bradenton International Airport 30 minutes from downtown Sarasota 35-40 minutes from Anna Maria Island and downtown St. Petersburg, traffic depending In addition to the VA assumption opportunity, the seller's preferred lender is offering a credit toward a first-year rate buydown, subject to lender terms and buyer qualification. Schedule your private tour of 6223 Rock Creek Circle today. ## Location - **Address:** 6223 ROCK CREEK Circle, Ellenton, FL 34222 - **County:** Manatee - **Neighborhood:** COVERED BRIDGE ESTATES PH 1 - **Coordinates:** 27.548094, -82.500576 - **Google Maps:** https://www.google.com/maps?q=27.548094,-82.500576 ## Virtual Tour & Media - **Video Tour:** https://www.propertypanorama.com/instaview/stellar/TB8545392 ## Listing Agent - **Name:** Amanda LeGault - **Brokerage:** Keller Williams on the Water Sarasota - **Broker Phone:** (941) 803-7522 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/6223-Rock-Creek-Cir_Ellenton_FL_34222_M58115-69112?f=listhub&s=MFRMLSFL&m=TB8545392&c=propsimple) ## Photos ![6223 ROCK CREEK Circle - Photo 1](http://lh.rdcpix.com/082b57c1c772b72c7caa68f74ebec6e7l-f109169137r.jpg) ![6223 ROCK CREEK Circle - Photo 2](http://lh.rdcpix.com/082b57c1c772b72c7caa68f74ebec6e7l-f2767416832r.jpg) ![6223 ROCK CREEK Circle - Photo 3](http://lh.rdcpix.com/082b57c1c772b72c7caa68f74ebec6e7l-f754936298r.jpg) ![6223 ROCK CREEK Circle - Photo 4](http://lh.rdcpix.com/082b57c1c772b72c7caa68f74ebec6e7l-f3031607410r.jpg) ![6223 ROCK CREEK Circle - Photo 5](http://lh.rdcpix.com/082b57c1c772b72c7caa68f74ebec6e7l-f3031607410r.jpg) ![6223 ROCK CREEK Circle - Photo 6](http://lh.rdcpix.com/082b57c1c772b72c7caa68f74ebec6e7l-f776189123r.jpg) ![6223 ROCK CREEK Circle - Photo 7](http://lh.rdcpix.com/082b57c1c772b72c7caa68f74ebec6e7l-f1208338777r.jpg) ![6223 ROCK CREEK Circle - Photo 8](http://lh.rdcpix.com/082b57c1c772b72c7caa68f74ebec6e7l-f30998458r.jpg) ![6223 ROCK CREEK Circle - Photo 9](http://lh.rdcpix.com/082b57c1c772b72c7caa68f74ebec6e7l-f30998458r.jpg) ![6223 ROCK CREEK Circle - Photo 10](http://lh.rdcpix.com/082b57c1c772b72c7caa68f74ebec6e7l-f3113114232r.jpg) ![6223 ROCK CREEK Circle - Photo 11](http://lh.rdcpix.com/082b57c1c772b72c7caa68f74ebec6e7l-f2123823614r.jpg) ![6223 ROCK CREEK Circle - Photo 12](http://lh.rdcpix.com/082b57c1c772b72c7caa68f74ebec6e7l-f2123823614r.jpg) ![6223 ROCK CREEK Circle - Photo 13](http://lh.rdcpix.com/082b57c1c772b72c7caa68f74ebec6e7l-f1128135583r.jpg) ![6223 ROCK CREEK Circle - Photo 14](http://lh.rdcpix.com/082b57c1c772b72c7caa68f74ebec6e7l-f1101426214r.jpg) ![6223 ROCK CREEK Circle - Photo 15](http://lh.rdcpix.com/082b57c1c772b72c7caa68f74ebec6e7l-f3067748800r.jpg) ![6223 ROCK CREEK Circle - Photo 16](http://lh.rdcpix.com/082b57c1c772b72c7caa68f74ebec6e7l-f3067748800r.jpg) ![6223 ROCK CREEK Circle - Photo 17](http://lh.rdcpix.com/082b57c1c772b72c7caa68f74ebec6e7l-f3420801637r.jpg) ![6223 ROCK CREEK Circle - Photo 18](http://lh.rdcpix.com/082b57c1c772b72c7caa68f74ebec6e7l-f1960944057r.jpg) ![6223 ROCK CREEK Circle - Photo 19](http://lh.rdcpix.com/082b57c1c772b72c7caa68f74ebec6e7l-f1960944057r.jpg) ![6223 ROCK CREEK Circle - Photo 20](http://lh.rdcpix.com/082b57c1c772b72c7caa68f74ebec6e7l-f2835648531r.jpg) ![6223 ROCK CREEK Circle - Photo 21](http://lh.rdcpix.com/082b57c1c772b72c7caa68f74ebec6e7l-f2835648531r.jpg) ![6223 ROCK CREEK Circle - Photo 22](http://lh.rdcpix.com/082b57c1c772b72c7caa68f74ebec6e7l-f3725464950r.jpg) ![6223 ROCK CREEK Circle - Photo 23](http://lh.rdcpix.com/082b57c1c772b72c7caa68f74ebec6e7l-f3725464950r.jpg) ![6223 ROCK CREEK Circle - Photo 24](http://lh.rdcpix.com/082b57c1c772b72c7caa68f74ebec6e7l-f4092623342r.jpg) ![6223 ROCK CREEK Circle - Photo 25](http://lh.rdcpix.com/082b57c1c772b72c7caa68f74ebec6e7l-f2014301435r.jpg) ![6223 ROCK CREEK Circle - Photo 26](http://lh.rdcpix.com/082b57c1c772b72c7caa68f74ebec6e7l-f2014301435r.jpg) ![6223 ROCK CREEK Circle - Photo 27](http://lh.rdcpix.com/082b57c1c772b72c7caa68f74ebec6e7l-f1223505966r.jpg) ![6223 ROCK CREEK Circle - Photo 28](http://lh.rdcpix.com/082b57c1c772b72c7caa68f74ebec6e7l-f1678711170r.jpg) ![6223 ROCK CREEK Circle - Photo 29](http://lh.rdcpix.com/082b57c1c772b72c7caa68f74ebec6e7l-f1339320280r.jpg) ![6223 ROCK CREEK Circle - Photo 30](http://lh.rdcpix.com/082b57c1c772b72c7caa68f74ebec6e7l-f4015551716r.jpg) ![6223 ROCK CREEK Circle - Photo 31](http://lh.rdcpix.com/082b57c1c772b72c7caa68f74ebec6e7l-f4015551716r.jpg) ![6223 ROCK CREEK Circle - Photo 32](http://lh.rdcpix.com/082b57c1c772b72c7caa68f74ebec6e7l-f1747302515r.jpg) ![6223 ROCK CREEK Circle - Photo 33](http://lh.rdcpix.com/082b57c1c772b72c7caa68f74ebec6e7l-f1747302515r.jpg) ![6223 ROCK CREEK Circle - Photo 34](http://lh.rdcpix.com/082b57c1c772b72c7caa68f74ebec6e7l-f3946476947r.jpg) ![6223 ROCK CREEK Circle - Photo 35](http://lh.rdcpix.com/082b57c1c772b72c7caa68f74ebec6e7l-f2026115999r.jpg) ![6223 ROCK CREEK Circle - Photo 36](http://lh.rdcpix.com/082b57c1c772b72c7caa68f74ebec6e7l-f38705560r.jpg) ![6223 ROCK CREEK Circle - Photo 37](http://lh.rdcpix.com/082b57c1c772b72c7caa68f74ebec6e7l-f38705560r.jpg) ![6223 ROCK CREEK Circle - Photo 38](http://lh.rdcpix.com/082b57c1c772b72c7caa68f74ebec6e7l-f1402598154r.jpg) ![6223 ROCK CREEK Circle - Photo 39](http://lh.rdcpix.com/082b57c1c772b72c7caa68f74ebec6e7l-f80523735r.jpg) ![6223 ROCK CREEK Circle - Photo 40](http://lh.rdcpix.com/082b57c1c772b72c7caa68f74ebec6e7l-f80523735r.jpg) ![6223 ROCK CREEK Circle - Photo 41](http://lh.rdcpix.com/082b57c1c772b72c7caa68f74ebec6e7l-f462786087r.jpg) ![6223 ROCK CREEK Circle - Photo 42](http://lh.rdcpix.com/082b57c1c772b72c7caa68f74ebec6e7l-f849024493r.jpg) ![6223 ROCK CREEK Circle - Photo 43](http://lh.rdcpix.com/082b57c1c772b72c7caa68f74ebec6e7l-f1960944057r.jpg) ![6223 ROCK CREEK Circle - Photo 44](http://lh.rdcpix.com/082b57c1c772b72c7caa68f74ebec6e7l-f1960944057r.jpg) ![6223 ROCK CREEK Circle - Photo 45](http://lh.rdcpix.com/082b57c1c772b72c7caa68f74ebec6e7l-f2161361717r.jpg) ![6223 ROCK CREEK Circle - Photo 46](http://lh.rdcpix.com/082b57c1c772b72c7caa68f74ebec6e7l-f1010948465r.jpg) ![6223 ROCK CREEK Circle - Photo 47](http://lh.rdcpix.com/082b57c1c772b72c7caa68f74ebec6e7l-f1010948465r.jpg) ![6223 ROCK CREEK Circle - Photo 48](http://lh.rdcpix.com/082b57c1c772b72c7caa68f74ebec6e7l-f2014207664r.jpg) ![6223 ROCK CREEK Circle - Photo 49](http://lh.rdcpix.com/082b57c1c772b72c7caa68f74ebec6e7l-f2194029253r.jpg) ![6223 ROCK CREEK Circle - Photo 50](http://lh.rdcpix.com/082b57c1c772b72c7caa68f74ebec6e7l-f2194029253r.jpg) ![6223 ROCK CREEK Circle - Photo 51](http://lh.rdcpix.com/082b57c1c772b72c7caa68f74ebec6e7l-f3140525376r.jpg) ![6223 ROCK CREEK Circle - Photo 52](http://lh.rdcpix.com/082b57c1c772b72c7caa68f74ebec6e7l-f3995947499r.jpg) ![6223 ROCK CREEK Circle - Photo 53](http://lh.rdcpix.com/082b57c1c772b72c7caa68f74ebec6e7l-f561475603r.jpg) ![6223 ROCK CREEK Circle - Photo 54](http://lh.rdcpix.com/082b57c1c772b72c7caa68f74ebec6e7l-f561475603r.jpg) ![6223 ROCK CREEK Circle - Photo 55](http://lh.rdcpix.com/082b57c1c772b72c7caa68f74ebec6e7l-f3430118899r.jpg) ![6223 ROCK CREEK Circle - Photo 56](http://lh.rdcpix.com/082b57c1c772b72c7caa68f74ebec6e7l-f1167068372r.jpg) ![6223 ROCK CREEK Circle - Photo 57](http://lh.rdcpix.com/082b57c1c772b72c7caa68f74ebec6e7l-f2102453087r.jpg) ![6223 ROCK CREEK Circle - Photo 58](http://lh.rdcpix.com/082b57c1c772b72c7caa68f74ebec6e7l-f2102453087r.jpg) ![6223 ROCK CREEK Circle - Photo 59](http://lh.rdcpix.com/082b57c1c772b72c7caa68f74ebec6e7l-f1322083269r.jpg) --- **MLS#:** TB8545392 | **Updated:** 2026-10-31 **Source:** listhub *Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/6223-rock-creek-circle-ellenton-fl-34222-55cd72e43e114f24821380bb37524563) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/6223-rock-creek-circle-ellenton-fl-34222-55cd72e43e114f24821380bb37524563#listing", "url": "https://staging.propertysimple.ai/listing/6223-rock-creek-circle-ellenton-fl-34222-55cd72e43e114f24821380bb37524563", "name": "6223 ROCK CREEK Circle, Ellenton, FL 34222", "description": "Virtually Staged. Pond-Front Ellenton Home with 5.5% VA Assumable Loan - No CDD, Flood Zone X, 500 Sq Ft Screened Lanai Take over a 5.5% VA assumable loan on a pond-front home with no CDD, Flood Zone X, and about 70 feet of water frontage. Set in Covered Bridge Estates, 6223 Rock Creek Circle offers 3 bedrooms, 2 baths, 2,206 sq ft of living area, and 3,136 total sq ft under roof, plus roughly 500 sq ft of screened lanai that extends your living space outdoors. The home is built around light and water views. Soaring ceilings, oversized windows, and multiple sliding glass doors open the interior to the pond beyond. A true split-bedroom plan gives you two separate living areas: a formal living and dining room at the front, and a family room that opens to the kitchen and breakfast nook, where everyday life happens. The updated kitchen has new countertops, stainless steel appliances, plenty of prep space, and a large picture window over the sink facing the water. Sliders from the breakfast area lead straight to the screened lanai, so morning coffee, dinner outside, and weekend entertaining all happen with a view. The primary suite sits privately on its own side of the home. It has an oversized walk-in closet and an en-suite bath with dual vanities, a garden tub, a separate walk-in shower, and a private water closet. The two additional bedrooms and full bath are on the opposite side, which works well for guests, a home office, or quiet space. Several big-ticket items are already done: 2020 roof 2024 five-ton HVAC on a new hurricane-rated pad 2016 50-gallon water heater HOA dues are about $92 per month, with no annual CDD assessment. Flood Zone X generally means flood insurance is not federally required for most mortgages; buyers should confirm requirements with their own lender and insurance agent. Covered Bridge Estates offers a clubhouse, resort-style pool, fitness center, tennis and basketball courts, a playground, walking trails, and lakes throughout. RV storage, boat parking, and overflow parking are available for an additional fee. Community events include weekly Thursday food trucks. Quick I-75 access puts you about: 6 minutes from Ellenton Premium Outlets 10 minutes from Publix 15 minutes from Detwiler's Farm Market 25 minutes from Sarasota-Bradenton International Airport 30 minutes from downtown Sarasota 35-40 minutes from Anna Maria Island and downtown St. Petersburg, traffic depending In addition to the VA assumption opportunity, the seller's preferred lender is offering a credit toward a first-year rate buydown, subject to lender terms and buyer qualification. 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