# 623 N 20th Street, Middlesboro, KY 40965 > **TL;DR:** 6bd/6ba multi-family, $229,500 ($85/sqft), built 1946, 2,700 sqft. > A/C. Est. $1,227/mo. Listed 144 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $229,500 | | Price/sqft | $85 | | Bedrooms | 6 | | Bathrooms | 6 full | | Square Feet | 2,700 | | Year Built | 1946 | | Lot Size | 15,464 sqft (0.36 acres) | | Stories | 1 | | Property Type | Multi-Family (Quadruplex) | | Status | Active | | Days on Market | 144 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,160 | | Estimated Insurance | $67 | | **Total** | **$1,227** | ## Nearby Schools - **High:** Middlesboro Ind ## Key Amenities - A/C ## Property Highlights - Built in 1946 - 0.35 acre lot ## Description ### Agent Description Excellent investment opportunity with a strong ~9% cap rate at asking price! This unique 4-unit property offers incredible versatility-perfect as a pure cash-flowing asset or an ideal opportunity to live in one unit while renting out the other three. The property consists of four fully occupied units: a main multi-family building featuring one 2-bedroom unit and two 1-bedroom units, plus a detached, standalone 2-bedroom, 2-bathroom manufactured home. All units have been historically well-maintained, feature newer appliances, and have received numerous updates and improvements over the years. Currently rented at stable, conservative rates, this property offers an immediate return on investment with substantial upside potential to increase rents to market value. A formidable long term opportunity. ## Location - **Address:** 623 N 20th Street, Middlesboro, KY 40965 - **County:** Bell - **Neighborhood:** City Limits - **Coordinates:** 36.614642, -83.714974 - **Google Maps:** https://www.google.com/maps?q=36.614642,-83.714974 ## Listing Agent - **Name:** Derek Eisenberg - **Brokerage:** Continental Real Estate Group - **Broker Phone:** (877) 996-5728 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/623-N-20th-St_Middlesboro_KY_40965_M39617-55841?f=listhub&s=LBARKY&m=26013646&c=propsimple) ## Photos ![623 N 20th Street - Photo 1](http://lh.rdcpix.com/696000b99106344e63bb838a43ff84d2l-f3062605768r.jpg) ![623 N 20th Street - Photo 2](http://lh.rdcpix.com/696000b99106344e63bb838a43ff84d2l-f3416174707r.jpg) ![623 N 20th Street - Photo 3](http://lh.rdcpix.com/696000b99106344e63bb838a43ff84d2l-f4226546128r.jpg) ![623 N 20th Street - Photo 4](http://lh.rdcpix.com/696000b99106344e63bb838a43ff84d2l-f2816170489r.jpg) ![623 N 20th Street - Photo 5](http://lh.rdcpix.com/696000b99106344e63bb838a43ff84d2l-f1271895958r.jpg) ![623 N 20th Street - Photo 6](http://lh.rdcpix.com/696000b99106344e63bb838a43ff84d2l-f1935523149r.jpg) ![623 N 20th Street - Photo 7](http://lh.rdcpix.com/696000b99106344e63bb838a43ff84d2l-f500113579r.jpg) ![623 N 20th Street - Photo 8](http://lh.rdcpix.com/696000b99106344e63bb838a43ff84d2l-f1881450948r.jpg) ![623 N 20th Street - Photo 9](http://lh.rdcpix.com/696000b99106344e63bb838a43ff84d2l-f3120587401r.jpg) ![623 N 20th Street - Photo 10](http://lh.rdcpix.com/696000b99106344e63bb838a43ff84d2l-f1566316878r.jpg) ![623 N 20th Street - Photo 11](http://lh.rdcpix.com/696000b99106344e63bb838a43ff84d2l-f4250755894r.jpg) ![623 N 20th Street - Photo 12](http://lh.rdcpix.com/696000b99106344e63bb838a43ff84d2l-f1699899840r.jpg) ![623 N 20th Street - Photo 13](http://lh.rdcpix.com/696000b99106344e63bb838a43ff84d2l-f727797438r.jpg) ![623 N 20th Street - Photo 14](http://lh.rdcpix.com/696000b99106344e63bb838a43ff84d2l-f4293787831r.jpg) ![623 N 20th Street - Photo 15](http://lh.rdcpix.com/696000b99106344e63bb838a43ff84d2l-f1167757334r.jpg) ![623 N 20th Street - Photo 16](http://lh.rdcpix.com/696000b99106344e63bb838a43ff84d2l-f3320309184r.jpg) ![623 N 20th Street - Photo 17](http://lh.rdcpix.com/696000b99106344e63bb838a43ff84d2l-f2386016723r.jpg) ![623 N 20th Street - Photo 18](http://lh.rdcpix.com/696000b99106344e63bb838a43ff84d2l-f2843388805r.jpg) ![623 N 20th Street - Photo 19](http://lh.rdcpix.com/696000b99106344e63bb838a43ff84d2l-f1094341358r.jpg) ![623 N 20th Street - Photo 20](http://lh.rdcpix.com/696000b99106344e63bb838a43ff84d2l-f2568989403r.jpg) --- **MLS#:** 26013646 | **Updated:** 2026-10-22 **Source:** listhub *Copyright © 2026 ImagineMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/623-n-20th-street-middlesboro-ky-40965-0285ab8c7f6448bc8e025ce186c92d10) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/623-n-20th-street-middlesboro-ky-40965-0285ab8c7f6448bc8e025ce186c92d10#listing", "url": "https://staging.propertysimple.ai/listing/623-n-20th-street-middlesboro-ky-40965-0285ab8c7f6448bc8e025ce186c92d10", "name": "623 N 20th Street, Middlesboro, KY 40965", "description": "Excellent investment opportunity with a strong ~9% cap rate at asking price! This unique 4-unit property offers incredible versatility-perfect as a pure cash-flowing asset or an ideal opportunity to live in one unit while renting out the other three. 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