About This Home

This 3-bedroom, 2-bathroom townhouse at 626 Emerald Lane in Fort Walton Beach, FL is listed for $319,900 ($249 per sqft). Built in 1987, the home offers 1,286 sqft of living space on a 0.04 acres lot.

Key Features

  • Built in 1987
  • 0.04 acre lot
  • 2 stories
  • Fireplace

Property Details

2 stories
2 full
1987

Amenities

FireplaceA/C
Listing Description

Emerald Gardens is a true hidden gem in Fort Walton Beach. Don't miss out on this 3-bed 2-bath townhouse with a full renovation from top to bottom. Location is perfect if you work near the bases as it 7.2 Miles to Eglin AFB and 7.1 Miles to Hurlburt Field.

VA Assumable Mortgage at 5.5%. This townhome has been reimagined from the removal of popcorn ceilings, to all new lighting, flooring, new kitchen and updated bathrooms. Enjoy the beautiful Florida weather on the patio or at the community pool. Are you looking to invest, this seller welcomes a the opportunity. The potential rental income is there for the savoy investor. Call for more details.

Monthly Cost Estimate

$1,901/mo

20% down · 6.5% · 30 years

Principal$231
Interest$1,386
Insurance$93
HOA$190

Estimates only. Actual payments may vary.

Location

626 Emerald Lane

Fort Walton Beach, FL 32547

EMERALD GARDENS

Features & Amenities

Interior Features

Breakfast BarCeiling VaultedFireplacePantryWasher/Dryer HookupWoodwork Painted

Property Details

Flooring

TileVinyl

Construction

Frame Siding Vinyl Siding Wood Trim Vinyl

Outdoor Features

Patio

Heating

Central

Cooling

Central Air

Appliances

DishwasherDisposalRange HoodRefrigeratorSmoke DetectorStove/Oven ElectricWater Heater - Elect

Questions & Answers

This 3-bedroom, 2-bathroom townhouse at 626 Emerald Lane is listed at $319,900 ($249/sqft). The estimated monthly payment is $1,901 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $190/month.

Key features include: Built in 1987, 0.04 acre lot, 2 stories, Fireplace. Interior Features: Breakfast Bar, Ceiling Vaulted, Fireplace.

This property is listed by Marsha Babe.

MB

Marsha Babe

License 3045328

Agent at ERA American Real Estate

Listed by ERA American Real Estate · Broker phone: (850) 651-2454 · View on Broker Site · Broker website

MLS# 1004236· Source: Emerald Coast Association of Realtors· 152 days on PropertySimple

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

626 Emerald Lane, Fort Walton Beach, FL 32547

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