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About This Home

This 4-bedroom, 3-bathroom single family at 630 Spencer Ave in Pensacola, FL is listed for $184,900 ($85 per sqft). Built in 2016, the home offers 2,184 sqft of living space on a 0.25 acres lot.

Agent Description

Updated metal roof and new flooring on this very affordable, very well located 28x78 manufactured Cavalier home! Split floor plan is very functional. Great room has corner fireplace. Kitchen has island, farmhouse sink and lots of cabinetry. Dining area has exposed beam.

Two bedrooms share a Jack and Jill bath. Primary suite has an amazing bath with walk in shower and walk in closet plus a garden tub, double sinks and built in cabinets. Storage shed conveys and the rear yard and front yard benefit from the shade of mature oak trees. Brick mail box.

Key Features

  • Built in 2016
  • 0.25 acre lot
  • Fireplace

Property Details

1 story
3 full
2016

Amenities

FireplaceA/C

Monthly Cost Estimate

$989/mo

20% down · 6.5% · 30 years

Principal$134
Interest$801
Insurance$54

Estimates only. Actual payments may vary.

Location

630 Spencer Ave

Pensacola, FL 32514

Springhead Home

Property Details

Construction

Frame

Pool Features

Porch

Parking

Driveway

Heating

CentralFireplace(s)

Cooling

Ceiling Fan(s)Central Air

Appliances

Electric Water HeaterDishwasher

Questions & Answers

This 4-bedroom, 3-bathroom single family at 630 Spencer Ave is listed at $184,900 ($85/sqft). The estimated monthly payment is $801 based on 20% down at 6.5% interest.

Key features include: Built in 2016, 0.25 acre lot, Fireplace.

This property is listed by Cindy Cotton and can be reached at 225 850-994-8080 or Cindy@CottonRealEstate.com.

CC

Cindy Cotton

Agent at COTTON REAL ESTATE

225 850-994-8080

Listed by COTTON REAL ESTATE · View on Broker Site

MLS# 684910· Source: listhub· Updated 3 days ago

Copyright © 2026 Pensacola Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

630 Spencer Ave, Pensacola, FL 32514

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